The next day, Jiang Ran came to the company with a happy mood, and just sat down in the office, and was about to continue to improve a script that he had been thinking about for a while, but Ran Dong and Chen Fang came to the office together.

Ran Dong and Chen Fang, one is now the general manager of Bluestar Investment, and the other is the financial director of Ranfeng Group, which can be said to be two people who are not related.

However, now they were standing in front of Jiang Ran together, which made Jiang Ran a little strange. Jiang Ran glanced up at the two of them and asked, "Is there something wrong?"

Ran Dong glanced at Chen Fang, and the other party didn't mean to speak, so he had to open his mouth and said: "Mr. Jiang, I and Director Chen have done an investigation on the acquisition of the bank you explained some time ago, and I want to report to you today. ”

Jiang Ran reacted immediately when he heard this. Some time ago, at the meeting of Jiang Ran and the senior executives of the group company, when looking for investment ways for the large amount of money in his hands, Ran Dong suggested that Jiang Ran could invest in the banking industry, and this matter was finally arranged by Jiang Ran to Ran Dong and Chen Fang.

It seems that after more than a month, the two of them have made preparations for the preliminary investigation.

Jiang Ran glanced at Chen Fang, and after seeing the other party nodding in confirmation, he also nodded with a smile and said, "Well, your work efficiency is quite fast." ”

Jiang Ran said, leaned back, crossed his hands in front of his lower abdomen, changed to a more comfortable sitting position, and then said unhurriedly: "Then you tell me about your investigation results." ”

Hearing this, Ran Dong first opened the folder in his hand, took out a thick document from it, and handed it to Jiang Ran with both hands, "Mr. Jiang, this is a detailed investigation report. ”

Jiang Ran nodded, took the thick information casually, flipped through it casually, then closed the information and said, "You give me a general introduction first, and then look at the information later." ”

"Yes, Mr. Jiang. Ran Dong responded.

"Mr. Jiang, in recent years, due to the recession of our property market in Hong Kong, the market has experienced very large fluctuations, which has caused many banks that are too deeply involved in the real estate industry and are not prudent in their operation to have a large area of bad debts, resulting in operational difficulties, thus causing a large-scale banking crisis. ”

Ran Dong first introduced the overall environment of the entire banking industry in Hong Kong, and then said in detail: "In 1982, the collapse of Xie Liyuan Gold Shop triggered a run on Hang Lung Bank, but fortunately, with the support of Standard Chartered Bank and Bank of China, we narrowly escaped this crisis. ”

However, only a few months later, due to the successive failures and liquidation of Diners Club and a number of active financial companies in the market, a large number of bank debts could not be repaid, and Hang Lung Bank was inevitably involved again, and finally officially took over by the government in 1983. ”

"At that time, when the government took over Hang Lung, the bank had already lost more than HK$300 million, forcing the government to use the HK$300 million Exchange Fund to avoid the collapse of Hang Lung. ”

Ran Dong's words made Jiang Ran frown slightly, he bought the bank to make up for his shortcomings in the capital market, but he couldn't fall into the debt quagmire.

Ran Dong has been paying attention to Jiang Ran's reflection, and naturally saw Jiang Ran frowning, but he still calmly continued: "In addition, according to the analysis of some industry insiders, the collapse of financial companies such as Diners Club Finance has actually not only affected Hang Lung Bank, but also the big bank of Overseas Trust Bank. ”

"At the end of last year, they sold the Chinese Bank, which had only been acquired for two years, and is still selling Hong Kong's Industrial and Commercial Bank of China to the outside world, which further verifies the dilemma of overseas trust operations. ”

Ran Dong said this, looked at Jiang Ran, and said: "And the Industrial and Commercial Bank of Hong Kong is also a key focus of our acquisition action, and the current market valuation should be around 400 million Hong Kong dollars, which is within the scope of our group's acquisition ability." ”

Jiang Ran nodded, without making any comments on Ran Dong's words.

Ran Dong looked at Jiang Ran, and then said: "In addition to the Industrial and Commercial Bank of Hong Kong, Sun Hung Kai Bank is also the key target of our acquisition. ”

"Sun Hung Kai Bank was founded by Mr. Fung King Hei, but in 1980, due to the acquisition of the headquarters building, coupled with the impact of fluctuations in the real estate industry and the financial industry in the following years, their funds and deposits were seriously insufficient. ”

By 1983, in order to alleviate the bank's operational crisis, Feng Jingxi was forced to transfer control of the bank to the French Bailida Group and the American Merrill Lynch Securities Group. ”

"We also looked at K. Wah Bank, Wing On Bank and Kangnian Bank. Among them, Ka Wah Bank was listed in 1980, and its relationship with overseas trust banks is very close, and it is estimated that the operating conditions will not be too good, and there may be financial problems. ”

"Mr. Jiang of Yongan Bank should be familiar with it, it is a bank founded by the Guo family of Yongan Bank, which has been failing for decades and has extensive cooperation with Ranfeng and Bluestar. ”

Kangnian Bank is the smallest of these banks, but it has a long history, and it has been able to stand for decades, and its credibility with the people of Hong Kong is not low at all. ”

Jiang Ran listened to Ran Dong's report and thought about the few banks he introduced, and it was obvious that in the hearts of Ran Dong and Chen Fang, the best acquisition target should be Sun Hung Kai. And Jiang Ran's heart is also more fond of Sun Hung Kai.

First of all, Jiang Ran doesn't want to touch the Industrial and Commercial Bank of Hong Kong and K. Wah Bank, on the one hand, there may be big problems in the internal finances of these two banks. Moreover, the influence of overseas trusts is too deeply involved with those financial companies in the market, which makes Jiang Ran a little worried.

On the other hand, K. Wah Bank itself is still a listed bank, which is obviously not conducive to Jiang Ran's control of the bank in the future, so it was excluded in the first place.

As for Wing On Bank and Kangnian Bank, which have stood in Hong Kong for so many years, but their scale has not changed much, it is clear that both companies are models of conservative management.

As a result, there are not many changes in the equity of the two banks, and the owners have tight control over the banks, and it will obviously be very difficult to successfully complete the acquisition, unless the two companies become more difficult.

Sun Hung Kai Bank, on the other hand, has already experienced a crisis that caused the founders to lose control of the bank, and the internal shareholding is not concentrated, which will obviously make Jiang Ran's acquisition plan easier.

Moreover, the operation of this bank is relatively simple, at least it is not very deeply connected with those financial companies, otherwise, with their financial situation, Jiang Ran believes that they will not survive now.

Thinking of this, Jiang Ran looked at Ran Dong and Chen Fang, and said: "I don't want the bank I acquired to become a black hole of funds, so there are huge financial hidden dangers, and I should try not to touch ICBC and Jiahua Bank, which are too deeply related to those messy financial companies in the market." ”

"The remaining three banks, Sun Hung Kai, Wing On and Kang Nian, are our key focus and can be tentatively approached while conducting detailed investigations. ”

Although Jiang Ran believes that the best acquisition target is Sun Hung Kai, he still includes Yongan and Kangnian in the key inspection objects.

"Yes, Mr. Jiang. Ran Dong and Chen Fang replied in unison.

After Ran Dong and the two left, Jiang Ran temporarily put this matter behind him and continued his film script writing work.

This script, Jiang Ran only had the idea when Zhong Chuhong moved away from Repulse Bay, and he wanted to use this movie to ease the relationship with Zhong Chuhong.

The movie itself is a foreign language film for later generations, and if you want to move him to Hong Kong, it obviously takes Jiang Ran a lot of energy, and now Jiang Ran will basically ponder this movie as long as he is free.

Even, Jiang Ran is ready to go into battle in person in this movie, starring with Zhong Chuhong, and making a good wave on the big screen.

Jiang Ran believes that his behavior of going into battle in person, which is a script and a leading actor, will definitely soften Zhong Chuhong's heart, and the life of applauding love will not be too far.

At the same time, Jiang Ran is also very confident in the achievements of the movie. After all, with his current identity and popularity, his screen debut will definitely not be less attractive to the audience.

After all, it should be the first time in Hong Kong for a billionaire to perform the screen to please the audience.