Chapter 403: Issuing Credit Cards in the Game

For players, catching pets may be because pets are too cute, and catching monsters may be because monsters are cool, but in the game, all players are inevitably fighting.

In the beginning, the battle between the beast masters was all about the game, but when the new "onmyoji" were added to this world, the focus of the battle gradually became the battle between the beast master and the onmyoji.

Since Lindy canceled the lineup gameplay of "Onmyoji", only players are allowed to control the gods one by one, which is consistent with the pet gameplay of Pet Online, and also allows players of the two classes to have a relatively balanced duel.

"Boss, at first, when I didn't use my phone to watch, I thought the behavior of these passers-by was funny, but after turning on the AR mode with my phone, I suddenly found that the world has become much more colorful! Qian Lai sat on the edge of Lindy's bed and showed Lindy a video he had recorded on the side of the street.

Lindy probably watched the video of the battle.

"Pet online players use the Flying Mantis, Onmyoji players use the Nine Lives Cat, the Flying Mantis's attack speed is very fast, and obviously the CP is not low, the Nine Lives Cat should have just been caught, plus the player's God, the soul is not good, it must not be able to beat. ”

Lin Di didn't see the final result and returned the phone to the money, "The Onmyoji has to fight the beast master, and it will take a while." ”

"Yes, the game "Onmyoji" has only been online for a few days, but players seem to be eager to PK, I wonder that players are so aggressive. ”

"It's human nature to be competitive, in fact, many games are based on the fact that players like PK, such as legendary, DNF, and CS, all the same. Playing with a computer is not as fun as playing with people. Lindy explained.

"That's why the boss fused the two games together?" Qian Lai looked at Lin Di with a smile, "Compared to going to various dungeons, it is better to let the Onmyoji players go to PK with other players." ”

"Well, there's a reason for that, but it's not all there. Lindy went to help Qian Lai make a cup of tea, "You don't play games, why do you ask so much, aren't you busy now?"

"Boss, I'm still very busy, hehe, by the way, Boss, I'm here today to discuss something with you. The money came and the teacup was placed on the coffee table next to it, "There seems to be something wrong with our bank." ”

Lindy frowned slightly, "What's the problem?"

"It's not a big question, it's not a small one, I'm here today just for this matter. Qian Lai thought about it for a while, and corrected, "It's two things, both about the New World Bank." ”

"First of all, the New World Bank currently has 512 outlets around the world, but boss, it's not enough, I'm going to open a banking business in our Super Game Center as well. Now that we have 614 Super Game Centers around the world, I plan to remove the first floor of the Internet café and turn it into a bank, so that we can have thousands of bank outlets around the world. This allows us to buy more time to expand our locations. ”

"That's no problem, the profit of the Internet café is the least, and when the Internet café was built, I just wanted to be able to promote our New World Game Network in the Internet café, and now it seems that there is no need for Internet café publicity, one less layer is one less layer. Lindy was a little strange, "That's it?"

Qian Lai immediately replied, "No, it's just a small problem, boss, it's OK if you agree." I would like to focus on the following matter. ”

Lindy listened intently.

"Previously, we created the New World Bank to save on third-party payment platform deductions, and now, this situation has been solved, but a new situation has emerged. ”

Lindy's brow furrowed a little tighter.

"Now more and more users are starting to deposit money in our bank, and it's not a small amount. ”

"Ahh

While banks do everything possible to pull depositors into deposits, the New World Bank is doing everything possible to get depositors to deposit in other banks......

"Yes, but you also know the boss, now the credibility of banks is getting lower and lower, and money in banks is not as safe as people think, and if the bank fails, depositors are likely to lose a lot of deposits. ”

"How can banks fail so easily?"

"Boss, that's the way it is, but for savers, this money is likely to be all their savings, and there will definitely be ideas. "However, in fact, everyone understands that money still has to be placed in the bank, but depositors will think more about which bank to put the money in." Now that the influence of the new world has risen, in the eyes of many people, the strength of the new world is world-class, and the five major banks cannot be compared. ”

"Damn! this will do!" Lindy was depressed, the New World Bank was already very low-key, but he didn't expect it to attract the attention of depositors!

"Boss, since we want to open a bank, then depositors come to deposit, we can't resolutely refuse to accept it, this is definitely not in accordance with the regulations. Moreover, the more we don't let depositors deposit, the more they want to stay with us, so I say that human nature is cheap...... Let me tell you a funny thing, last time a city manager called me and told me that a customer had to deposit 50 million with him! He said that even if there is no interest on a large deposit, he will exist in the new world, in order to rest assured!"

The interest on large deposits refers to the fact that the depositor will receive much higher interest than the general time deposit if the amount of the one-time deposit exceeds a certain amount, which is about 50% or more......

"I later checked, this customer's local bank had a depositor's fund theft case before, and it has not been properly dealt with until now!" "The money is also at a loss, "Our new world in network security, is also recognized by users, in today's network theft cases are more and more, as long as the principal can be guaranteed safety, depositors are more willing to ask for less interest, so it has led to the current situation." ”

Well, the reason why depositors deposit is because of New World's popularity, strength, and cyber security, but for Lindy, the more deposits, the more interest New World needs to pay, even if they don't engage in large deposit interest, but the general interest adds up a lot.

I have to say that fortunately, no one in the banking industry heard this conversation between Qian Lai and Lindy, otherwise he would have vomited blood.

The New World Bank not only does not pull deposits, but also pushes deposits outward! As a result, it can't stop users from depositing?

Generally, bank employees have deposit indicators!

In the face of depositors' deposit behavior, Lindy and Qian Lai are very annoyed!

"Boss, what about this matter, I thought about it, originally we didn't plan to develop other businesses of the bank, but now it seems that it will not work without development, and the New World Bank will not be able to operate at a loss. ”

"Well, you're planning to grow your banking business?"

"Yes, I plan to do credit card and loan business, and when the time comes, I want to open a credit card center, credit center, and loans, and I want to only do housing loans and car loans, so that the non-performing asset rate will be relatively low. ”

Lindy doesn't know much about banking, but he still knows about credit cards, mortgages, and car loans, and when he first crossed over, he owed more than 10,000 yuan on his credit card. There are also the real estate of the game center in City C, the villa of Bihai Pavilion, and Lindy have all taken out loans.

Regarding Qian Lai's proposal, Lindy did not agree this time.

"Don't do that, I don't want to make my stall too big. ”

"Boss, I understand your concerns, but I'll be in charge when the time comes, so you don't have to worry about it. ”

Lin Di shook his head, "Money, I can trust your ability, but your energy is also limited, not to mention that you still have Xiaoxin now." Maybe it's not close to the limit of your ability right now, but in my opinion, on the one hand, it's a waste of your time to do normal banking, and on the other hand, I'm not interested in anything that has nothing to do with the game. ”

"Boss, but ......"

"The money comes, needless to say. "Lindy didn't give money a chance to refute this time.

Qian Lai has been with Lindy for almost four years, Lindy's temper he knows best, Lindy is not a perfect businessman until now, he is sometimes soft-hearted to his enemies, let alone his own people.

And Lindy doesn't seem to be going to get rid of that problem either.

"Boss, why don't we use the profits of the new world to fill the gap in the interest on depositors' deposits? ”

Lindy suddenly laughed, "Money, you guessed wrong this time, as a businessman, like you, I never do a loss-making business." ”

"Huh, what the hell do you mean, boss?"

"We issue credit cards, but our credit cards are different from other people's!"

"Boss, don't sell it, okay!" Qian Lai said angrily.

Lindy smiled, "Isn't the outside world saying that games are being integrated into life? ”

"We issue credit cards for games! Oh, to be precise, credit cards for games. ”

Lindy's explanation made Qian Lai completely confused.

What the hell is a credit card in the game?