(Thanks to my friend Timmy0121 and Fat Ant Monthly Pass for encouragement)

Michael has a good relationship with Liu Heming, but he is still very serious about the evaluation of the value of these hot springs. The people who led Citibank Japan did a very detailed "experience test".

Liu Heming wanted to complain about him, this was completely abusing power for personal gain. Do you have to play for three days for so long? Eat, drink, and play for nothing here. If it weren't for the fact that these people were so happy to coax Alex that they would have to cut corners for everything.

In fact, people don't just play, it can only be said that most people enjoy benefits. There are also a few people who are masters in the hot spring world, and these people have already given high praise to this place.

"You're very satisfied with this test, right?" asked Liu Heming, looking at Michael, who was playing beautifully.

"I'm really satisfied, and the water is as effective as you said. At the very least, I don't have as many mineral particles when I soak in the hot springs now. How are you going to borrow that money?" Michael smiled and nodded.

"Let's divide it into two parts, one part will go to your Korean bank, and the other part will go to the Bank of Japan. Liu Heming said.

"But if I can't buy land here in Japan, can I transfer the money to your bank in the United States and release it? ”

"Of course, no problem, you are a black card customer of our bank, and you still have such rights. In fact, even if you directly swipe the card and let our bank help you cushion, there is no problem for you, for you, our black card really has no upper limit. Michael said with a smile.

"You said it easily, as if you were using it for nothing, how much does that interest cost?Can it be compared with such a loan?" Liu He glanced at him.

That black card can bring you a lot of benefits and convenience, but in addition to this convenience, there is a high fee.

The black card is indeed very powerful, and it is marked on the instruction manual. The services you can enjoy, such as those high-end hotels that do not need to be booked, and the various brands that are directly at the SVIP level even if you are not shopping, are just the lowest grade.

He also has a lot of value-added projects that are charged on a pro-rata basis, for example, you have a lot of money and want to invest in a certain industry. Or, if you want to know what the current prospects of a certain industry are, they can give you a research report. This is made by their bank's think tank for you, and it is of high quality, not the kind of superficial article.

Then there is the matter of Liu Heming buying land in Japan, and they can also act as an intermediary to communicate with you in between. It's just that most of these things, they either charge high returns, or they will participate in it.

There is also the most basic function of the credit card, credit card consumption. The black card claims to be unlimited, but it is not really unlimited, and each cardholder will have a hidden limit, which is linked to your assets.

Of course, as a normal situation, there is no way to swipe the card and swipe one or two hundred million dollars at once, most of them are to buy a car and a yacht or something.

And now Liu Heming's rating in Citibank is very high, even if his current assets are not as many as those billionaires or hundreds of billions of dollars, but his industry is very potential.

For such a customer, the bank is happy to hope that he will have a large amount of consumption on his side, or if the capital chain is broken, so that he will have the opportunity to participate in his industry.

After all, the purpose of people's banks is to make money, and they still want to make a lot of money, not a charity with selfless dedication.

Michael took out the loan contract that had been prepared a long time ago, and after Liu Heming took a cursory look at it, he signed it.

Michael is still very kind, this is a flexible loan contract, the total quota is 400 million US dollars, Liu Heming can sign a supplementary memorandum for every use.

"You've hired these Japanese streamers to promote your hot springs, and it's good?" asked Michael after closing the contract.

"The effect should still be there, now that the procedures have been approved, the most basic staff is not yet fully equipped, otherwise I would have started the official business a long time ago." Liu Heming nodded.

"You don't know that in these streamers' little rooms, there are a lot of people who ask where the address is. Although my hot spring has not officially opened for business, it has already attracted a lot of attention. ”

Liu Heming is very proud of this matter, and the anti-heaven effect of the system is vividly reflected in this regard.

Those creatures did not have white flowers, and the hot springs that were harvested later had now stabilized, and the performance of the springs that were harvested before was no different.

"$300 a day isn't a high standard, but I think you should visit the hot springs for at least two days if you want to experience them to the fullest. Michael said.

"In the future, if you use high-quality vegetables from your farm, will the price be raised, and will that affect the tourists?"

"If you use those high-end ingredients, of course the price will be higher, but those have to be weighed carefully. Liu Heming nodded.

"The basic set menu will still be provided, and if you choose ingredients and fruits from our pasture, you will need to pay extra. For example, those muskmelons and watermelons, as well as beef, if everyone eats to their heart's content, I'm afraid it will exceed the ticket price. ”

"If it weren't for their habit of delivering two meals, I would have wanted to charge separately for the meals. I'm afraid that the locals won't be able to get used to this way, and it's too different from the hot spring culture here. ”

"Dexter, I'm curious about how your business is going to be laid out. Michael asked.

"In Xiangshui Town, it is very clear that the main industries are agricultural and animal husbandry products and leisure and entertainment and catering. But in South Korea and Japan, I feel a little chaotic, as if your business is more casual. ”

"It's really casual, like you said, in fact, my business philosophy is similar to yours, as long as you make money, I will do it if I can. Liu Heming said with a smile.

"But they all have one thing in common, which is that these industries depend on the land. In terms of land management, I am very confident, if you let me invest in other industries, I will not have much confidence, and I will not dare to play at all. ”

"Land is the foundation of all my industries, agricultural and animal husbandry products need land, and the hot springs here are also an extension of land resources. In fact, no matter how the world develops, or how far science and technology develop, and whether you go to the moon or Mars, people can't do without food. ”

"If you have land, you can farm, but now I'm more high-end. The current products are still a little rough, and after the output increases in the future, some fine processing will be done. ”

"In fact, what I want to see most now is the completion of the entire construction of Xiangshui Town, which will be really beautiful. Michael said with a smile.

Liu Heming is indeed very good at land management, not to mention the ranches in the United States, that product has become a star product and a standard configuration on the aristocratic table. Let's just say that these hot springs in Japan have been found in such inconspicuous places, and they have so much potential.

You can say that this is Liu Heming's luck, but luck is also part of strength. Often some successful people say that their success is due to good luck, you may think that he is very humble, but in fact he is very serious about it.

"I was a little reluctant to stay here for a few more days. Michael poured a cup of tea, took a sip and said with emotion.

"Let your wife and children come over to play when they have time in the future, it is not within the limit of the number of people, and I will also give you VIP treatment. Liu Heming said with a smile.

"That's what you said, and you can't go back on it when the time comes. Michael said seriously.

In fact, the number of tourists that can accommodate this hot spring area is about 800 people, and I only open 500 places, just to set aside some share. Liu Heming said with a smile.

"You can't be like other hot spring areas, where many people soak in the water at one spring, so you have to give everyone enough space. In the future, if you have friends who come to Japan to play, you will also have a place to rest. ”

"In any case, resting at my hot spring inn is, in a sense, much more comfortable than those five-star hotels. If there are a lot of people coming, I can't drive away the scheduled passengers, right?"

"Aren't you going to lose a lot? It's almost half of your profits. Michael asked, somewhat surprised.

"Don't be afraid, I'm here to operate for a long time, and I can afford such a small loss. And operating at full capacity is also a kind of pollution for the environment here. ”

"The best springs, the best environment, the best service, the best enjoyment, that's what we do as a group of hot spring inns. My goal is to make this one of the top three hot spring spots in Japan, and maybe in a few years, it will become the first hot spring in Japan. ”

"Well, I'm going to toast you with tea instead of sake, and I wish you that your hot spring will soon improve its ranking and become the number one hot spring in Japan. Michael said, picking up the teacup.

"Thank you, I'm very serious. Liu Heming picked up the teacup and said with a smile.

He is indeed very serious, because the water quality of his hot springs has improved a lot compared to before. He doesn't know how his hot spring can rank now, so let's wait for a while to see if it works, and if it doesn't work, he will use some bioenergy.

Don't look at this ranking as a bit illusory, but it is very helpful in terms of product promotion and competitiveness. The best is not just a simple review, but also a word-of-mouth.

And if it does well here, the profit will be around 30 million dollars a year. It's a lot of money, and it's still the kind that you can earn without worrying about it, not to mention picking up money.