Chapter 003: Omnipresent Difficulties
Thursday, July 28th.
Fu Zhengyi, who recorded some important events in his memory in detail last night, ran to the Lotus Pond branch of Hanzhou Commercial Bank early with a black circle under his eyes, waiting for the bank to open.
Yesterday I went to the head office of Hanzhou Commercial Bank, but I was bumped into by my cousin Fu Zhengming and didn't get things done, so today he deliberately changed places, lest he be seen by Fu Zhengming again, in terms of his cousin Fu Zhengming's temperament, if he knew that he was trying to transfer money again, not only would he immediately confiscate the passbook, but he would really be sent to the police station.
Although Fu Zhengming's previous statement that 'theft' is illegal is frightening, and even if he is really imprisoned in the police station because of this, Fu Zhengyi is not afraid, but Fu Zhengyi really can't afford the loss of time.
On the morning of the 29th, the money in the passbook will be reduced to the absolute income of the fraudulent company in Yun Province, so for Fu Zhengyi, if he can't transfer the money in the passbook today, it will be the end of everything.
Although he felt that with his eighteen years of rebirth memory, it was not difficult to make money, but if his parents were angry because they were deceived, Fu Zhengyi felt that he could not be forgiven.
At half past eight, the doors of the bank were pulled up punctually.
Fu Zhengyi, who went in with the errands, did not seem too anxious, he waited in the third position for a while, and handed the passbook, household registration book and his savings card to the counter at less than nine o'clock.
Since it was not a withdrawal of money, the teller who handled it initially did not notice anything.
But when Fu Taiwen's account was opened, the bank teller who immediately saw the note became alert, and the female teller who handled the business for Fu Zhengyi had not yet been revealed, she got up quietly and said that she wanted to take something, and went directly into the room to find the person in charge of the business.
"Manager Fu, there is a person named Fu Zhengyi who came over with his father Fu Taiwen's passbook and the family registration book, and asked to transfer the funds in his father's passbook to his card, but there is a note from your cousin Fu Zhengming from the head office in this account, saying that if you find that the funds in this account are required to be transferred to Fu Zhengyi's name, you will notify him immediately......"
"What, why is it so messy?" Fu Mingting, who was confused, asked the teller to say it again, and then understood the order.
So she looked outside through the peephole in the inside, and saw that it was her cousin Fu Zhengyi standing in front of the counter, and couldn't help laughing, and walked into the counter room with the teller, she knocked on the counter glass to make Fu Taiwen raise his head, then pointed to the side of the lobby, and walked out of the counter with a straight face.
When he saw Fu Mingting who appeared at the counter wearing the lobby manager's uniform, Fu Zhengyi's face completely collapsed.
He really forgot that this cousin of his second uncle's family worked here.
After Fu Mingting sat down on the side of the lobby, he hurriedly opened his mouth. "Sister, brother first congratulates you on your promotion, but when did you transfer here to be the lobby manager?"
Seeing that Fu Zhengyi was not in a hurry and still wanted to ask this question, Fu Mingting breathed a sigh of relief. "Tell me, what's going on?"
The cousin of the second uncle's family had a very good relationship with Fu Zhengyi in his previous life, and she was also quite easy to talk to, so Fu Zhengyi explained the situation, as to why he knew that the money would be cheated out when he entered the company, he prevaricated on the grounds that there was a similar incident in his classmate's family.
I don't know much about the new sales company, but Fu Mingting knew that her third uncle and third aunt borrowed money and were ready to change careers, so when she saw that Fu Zhengyi was reasonable, she was a little difficult.
The third uncle's temper is not good, and the third aunt is also sick and retired home because of poor health, if what Fu Zhengyi said is true, it can recover the loss, but if he is not right, the third uncle and the third aunt who have already arrived in Yun Province will be in trouble.
"Sister, if you can't do this quickly, my family can't afford the loss of 150,000 yuan, you just believe my brother and me this time! If you help me do it, at most, this time my parents ran away in vain, and when they came back, at most they would just clean me up. But if what I said is true, you'll save our family......"
How bitter to say, how to sensationalize, lying without blinking Fu Zhengyi made the hesitant Fu Mingting finally relieved, although there are remarks in the bank background of this account, but Fu Mingting will do it with her authority as the lobby manager, but she is still a little worried about this cousin, or keep an eye to confiscate the savings card that transferred a huge sum of 150,000 yuan, so that this money Fu Zhengyi can't take it out, in case the third uncle and three aunts get angry, at least their cousin didn't use a penny in it, and the matter is still easy to discuss。
For his cousin's prudence and good intentions, Fu Zhengyi can only admire.
In the end, it is the people in the bank who know these ways to prevent the loss of money.
But in this way, although the possibility of this money being defrauded by the fraudulent company is exempted, it also destroys the plan to make a fortune that Fu Zhengyi thought of last night!
Fu Zhengyi, who was trained by Fu Mingting, was finally sent out of the bank by Fu Mingting.
It was nearly ten o'clock, and the temperature had risen to the point where the asphalt road was soft.
Fu Zhengyi, who rode away from the bank, bought a bottle of ice water and hid in the shade of a tree.
The plan he made last night was naturally to transfer the money out of his account in order to avoid being swallowed by the fraudulent company in Yun Province.
And since the money has been transferred to his card, then his fortune plan has the possibility to be used.
But now that the debit card has been collected, it will be difficult to withdraw the money from the bank.
Even if he changes the branch office to report the loss of the savings card, he will definitely not be able to move the money without tossing it for two or three days.
But tomorrow is Friday, July 29th, and if he can't transfer his funds into the stock market and turn cash into stocks before 3 p.m. tomorrow, then he won't be able to get the fattest bite of the stock market blowout in '94.
What to do?
The more I think about it, the more worried I become, even if the stock market rises without money, it has nothing to do with him.
No, it's not a way to stay here and worry, after all, you have to go to the securities company to open an account first!
In Hanzhou City in 94 years, there was only one securities company called Taihua.
When I got to the securities company's Fu Zhengyi, I was happy.
The stock market has fallen all the way from February 93 to the present, and all the shareholders who have fallen have lost their temper, so the trading hall of Taihua Securities Company is empty, the stock trading machine is not opened, and the telephone used to entrust the order is also neatly placed on the platform against the wall.
Seeing someone coming in, the staff sitting at the counter didn't raise their heads, and when Fu Zhengyi filled out the account opening application form and came to handle it, the female teller in charge of opening the account explained that it would take three working days to open an account now to be able to get the transaction card for trading.
Three working days? Then it's next Tuesday, and the time will be delayed!
I wanted to discuss with the female teller inside whether I could finish it in one day, but the answer I got was a big roll of my eyes, and the account opening application form that was immediately thrown out!
Fu Zhengyi, who was angry, immediately became angry.
But the stock market has been falling for eighteen consecutive months, and the female teller in charge of the account opening business actually doesn't want to work here for a long time, and she can't talk about Fu Zhengyi, who has been in the securities company for a while, so in the end, she simply stood up and declared that she wouldn't do it now, picked up her bag and left the counter, leaving him out of the window.
Taihua Securities, at this time, has not been acquired by a large joint-stock securities company, and most of the staff here were set up by transferring people from the municipal finance in the past two years, so it not only has the efficiency of state-owned enterprises, but also has a bad attitude that is rare in the financial industry.
In the spacious but extremely deserted lobby, even the lights were only turned on one-fifth, and only the middle-aged woman in a sweater who was sitting inside was in charge of handling the transfer of funds.
It's just that he didn't find anyone when he was looking for someone, but was stopped at the door of the general manager's office by a young man wearing the uniform of Taihua Securities Company.
Listening to Fu Zhengyi tell the truth of the matter, the young man named Yin Chengjun apologized one after another, and took Fu Zhengyi downstairs to complete all the procedures for opening an account, but he also said that it is really not possible to get a trading card immediately, because the stock market is not good, and there are no people who open an account during this time, so the trading card in the company has been out of stock, and it must wait for some trading cards from the headquarters in Jinling to come before it can be used.
And because the headquarters of Taihua Securities is in Jinling, it takes two working days to complete even the telephone entrustment, and hearing that Fu Zhengyi is ready to take 150,000 funds to enter the market, Yin Chengjun, who has not been in the industry for a long time, is a little excited, and hurriedly said that the big room is basically useless, and he can apply for a trial for Fu Zhengyi, and if he is willing to use it a week later, he needs to pay the use fee of the big house.
The large household usage fee of 1,000 yuan a month really doesn't care about dealing with justice, but he can't afford to wait for time.
And although he said that he had a huge sum of 150,000 yuan in hand, his savings card had been confiscated by his cousin Fu Mingting, so he could only transfer the funds in the savings card to the securities account by handling the tripartite custody of funds through guò.
"Mr. Fu, generally speaking, it takes two working days for a three-party entrustment, and now it's noon, even if you go to the bank immediately to open it and come back to handle it, it is unlikely that you want to trade tomorrow......"
Although Yin Chengjun said so, Fu Zhengyi felt that this matter would definitely be handled in an unusual" way.
He observed that when he went through the account opening procedures just now, the middle-aged woman in the sweater next to him ignored Yin Chengjun, and Yin Chengjun also had a 'trainee account manager' badge pinned to his chest, which looked like an intern who had just taken up his post and had not yet fully integrated into Taihua Securities!
"As long as you can help me get the third-party custody and trading of funds before the market closes tomorrow afternoon, I can not only rent a large room here until the end of the year, but also ensure that my trading volume alone is enough for you to complete the trading volume task assigned to you by the unit, how about it?"
Yin Chengjun, who heard this, was stunned.
Although the market is not good and he has just come in, so the trading volume indicator is not high, but by the end of the year, there are nearly 20 million tasks.
The trading volume of 20 million in half a year, let alone 150,000 funds, is those who once had millions of capital strength, and no one dares to say that it can be achieved in the current market.
Fu Zhengyi, who had been an orderer in a securities company in his previous life, knew that he had guessed correctly when he saw Yin Chengjun's hesitation, and immediately said that he could sign a formal trading volume guarantee agreement with Yin Chengjun, and if the trading volume could not reach 20 million by the end of the year, he was willing to compensate the securities company for its losses!
Yin Chengjun was stunned when he heard this, as soon as the agreement was signed, it was a sure thing, the transaction volume was not enough enough for the other party to deduct as long as there was money in the account, such an agreement Taihua Securities Company came out at the beginning of the year, but I haven't heard that the customer will sign it!
"You don't need to explain it to me, you can do it, I will sign the agreement immediately, and if you can't do it, you don't have to talk about it!"
Fu Zhengyi's attitude gave Yin Chengjun confidence, and after writing down Fu Zhengyi's family phone number, he patted his chest and promised. "Okay! I'll immediately take the formalities for you to go to the Jinling head office to handle it, and I will definitely give you a stamp and come back with the formalities today!"
Holding the documents that Fu Zhengyi had just signed, Yin Chengjun, who rushed out of the gate like a dog, made Fu Zhengyi full of expectations for tomorrow......