Song Qian had no choice but to pick up the fruit knife on the bedside table, and began to peel a pear. Have something to do on hand that won't be too dull. Of course, there are also things going on in my head.

"Tick!"

The sound of a text message broke the solidification. Song Qian turned his head sideways, this is Zhao Jun's mobile phone.

Zhao Jun took out his mobile phone and found that it was just a message push. But there was no topic at this time, so he clicked on it, and said while looking at it in his own words: "When I didn't have much money before, I didn't want to see anywhere, but now this money is a little more, and even Ma Yun is eyeing me." ”

"Poof—"

Song Qianxing is peeling pears instead, if he is drinking water, he can definitely spray Wang Ke's face. But because he was peeling pears, the little hand shook and the skin was directly broken.

"Hey, how much money do you have now, so let Ma Yun keep an eye on it?" Song Qian said.

"Isn't it?" Zhao Jun said, flipping the phone screen over to show Song Qian and Wang Ke, "My Ant Huabei has always been a quota of 8,000, and it didn't do much, and suddenly it became a quota of 30,000." ”

So that's it!

Wang Ke twitched the corner of his mouth and said, "Isn't this good? ”

"What a fart!" Zhao Jun took a sip, "This is obviously trying to fool Lao Tzu to buy a few handfuls." If it weren't for this ant Huabei, I wouldn't have looked at many expensive things at all. ”

Subsequently, Zhao Jun began to complain tearfully about the harm of this ant Huabei, it seems that the free installment amount, and you can borrow money, borrow and repay at any time, but Nima finally came out of the sheep, and after a few months, he found that he only needed to lose three or five thousand yuan online, but he became ten thousand yuan.

And this installment payment, like a blunt knife cutting meat, a little bit every month, I don't feel it, but if you accumulate more, you will find that the things have been used for a long time, and the arrears have not been repaid.

This situation is almost the feeling that the person is still there and the money is gone.

"Anyway, I've made up my mind, I don't need ant flowers, not even credit cards!" Zhao Jun swore indignantly.

Hearing this, Wang Ke said a little bitterly: "That's because you have plenty of funds now." A poor person like me, without a credit card or an ant Huabei, there is no way to live this life. Therefore, I would like to thank Huatai Bank and Jack Ma's father. ”

“……”

Zhao Jun was speechless for a while, he had no intention of pretending to be forced, and he had no intention of making Wang Ke compare, but it seemed that this time was even more embarrassing.

After holding it for a long time, Zhao Jun finally held back a sentence to divert the topic: "Monopoly is really terrible, Ma Yun also claimed a few days ago that smartphones can disappear in five years, and there is no need to take out the mobile phone to make payments. ”

Still a little awkward.

Zhao Jun then continued to say Ma Yun: "Seriously, where could I have thought of it ten years ago, this cash is almost invisible, and now as long as you go out with a mobile phone, you can pay anywhere." ”

Still a little awkward.

"In the past, I didn't have to pay any fees to open a store on Taobao, but at that time I was thinking, what does this platform earn? Now it seems that the most terrible kind of monopoly is to make a thing completely integrated into people's lives and then turn it into a natural time. ”

"There is also the existence of banks, using the public's money to lend to the public, earning the interest difference, and this interest difference is getting higher and higher, to put it bluntly, it is an empty glove white wolf. ”

Song Qian took the hand of the knife to peel the pear, and subconsciously used his strength, and the pear was slashed inside.

Wang Ke fell into deep thought slightly.

That's true.

When mentioning "Simmons", everyone thinks of mattresses instead of a brand, and when they mention "Alipay", what a terrible monopoly they think of is not a payment platform but their own wallets? !

"I want to make an online financing and lending platform. Song Qian said suddenly in a deep and serious voice.

"What?!"

Wang Ke and Zhao Jun asked in unison.

It's not that they didn't hear clearly, but they didn't understand. Because monopoly has been talked about before, and the reason why monopoly is called monopoly is because the foundation is large enough that it is almost impossible to break.

As Song Qian said just now, what path is the online financing and lending platform going to take? P2P? This model has been squeezed to the point where there is almost no room for survival.

"It's not P2P, it's fast micro-lending, moving banks online. Song Qian threw out his thoughts.

"It can't be!"

"It can't be!"

Wang Ke and Zhao Jun denied in unison.

Afterwards, Wang Ke and Zhao Jun glanced at each other, and Zhao Jun first said his negative reasons.

"I don't know where you came up with this idea of ants shaking trees, without enough capital and anti-risk ability, it is impossible to enter the financial industry, Guanghuatai Bank, the annual ......"

"I can raise a billion funds!" Song Qian opened his mouth and interrupted Zhao Jun's words, "In this way, you should be able to give it a try, right?"

Song Qian suddenly felt as if he had found a channel to spread his wealth. Compared with what kind of lottery to send a house on the spot, through the Internet, let alone 100 million a day in the future, it is 100 billion and 100 billion a day, as long as your heart is big enough, are you still afraid that no one will share it?

But obviously, Wang Ke and Zhao Jun were both scared by the billion.

Although Zhao Jun has made a lot of money because of the stock money in the past month, he has expanded a lot of votes on the concept of money, and millions of millions can accept it calmly, but one billion is still very surprised when it is said in his ear.

Wang Ke is even more, although he can hack into the banking system or something, and it is really possible to transfer one billion to himself, but this amount is still unattainable.

The essential......

"Where did you get so much money?!"

"Where did you get so much money?!"

"Then where did Ma Yun get the money in the first place?" Song Qian asked rhetorically.

“......”

“......”

Wang Ke and Zhao Jun were speechless. Indeed, there are too many successful cases of empty gloves white wolf.

"Anyway, I'm responsible for getting a billion yuan, so you can say, can you do it!" Song Qian's attitude was extremely firm.

Can he not be firm, he has hundreds of millions in his hands at this time, and in a few days, this money will be even more.

"it, of course it, Jack Ma!" Zhao Jun immediately became excited. Obviously, he just needs to wave the flag and shout, someone pays money, someone gives technology, isn't he just waving the flag and shouting and waiting for the money?

In comparison, Wang Ke is still a little calmer: "The financing and lending platform does have a very mature operation model, but there is a big problem, that is, once the funds cannot be repaid in time, how to recover them? ”

"Then real-name authentication can always be done, right?"

"Of course, that's fine, and it's the most basic. But even if it is a loan between acquaintances, it is a big problem to recover it when it is not repaid, let alone on the Internet. It's a very **2P website, and it's because of this that it failed. Wang Ke explained.

"You don't have to worry about this for now, I have another channel. ”

For Song Qian, as long as the real-name authentication is obtained, if this person does not pay back the money, as long as he uses the "Philosopher's Stone", he can break the fortune, and it is no problem at all.