Chapter 679: It's just two billion

It is said that Secretary Wang was afraid that Cao Xiangrong would bump into him, so he escorted him through the corridor full of various decoration materials and the strong smell of paint to Guo Xinxin's office.

Before he could knock on the door, Guo Xinxin opened the door from the inside, because he was about to go to the legal department to stamp a few contracts.

"Hello, may I ask ......"

Secretary Wang couldn't believe it, although he looked a little anxious, the man in front of him who was obviously not very old would be the person in charge of the "Ke Jiner Huabei" he had contacted before, could it be a secretary or something?

Guo Xinxin is good at sales, in addition to his brain turning fast in this regard, he also has a strong ability to hear and distinguish people's voices, and immediately judged that the man who spoke was the secretary of the chairman of the board of directors of the Shuguang Group who had just spoken to him on the phone.

So he hurriedly said: "It's the secretary of the board of directors of Shuguang Group, right? I'm Guo Xinxin." ”

Belch!

Secretary Wang is very embarrassed, although he is young, he is really the person in charge of this company, and he still thinks of others as secretaries in his heart.

So he hurriedly took a step back and whispered to Cao Xiangrong: "This is Mr. Guo." ”

After all, Cao Xiangrong has seen more of the world than Secretary Wang, and he can still accept the young boss in front of him, so he respectfully took out his business card and handed it over: "Hello Mr. Guo, I am Cao Xiangrong of Shuguang Group." ”

It's Guo Xinxin, when Secretary Wang talked to him on the phone just now, he only said that he wanted to talk about the loan, and the loan of 100 million yuan was indeed borrowed by Secretary Wang in his personal name, so he didn't expect Cao Xiangrong to come over, and he was surprised.

So he hurriedly let the two into the office.

"I'm really sorry, the company is renovating, everything is messy. Guo Xinxin apologized and went to the box in the corner to get two bottles of mineral water, "I didn't even have boiling water, I was sluggish." ”

Secretary Wang took the mineral water from Guo Xinxin's hand and said that it was okay, they were bothered.

"May I ask Chairman Cao who came here today ......?"

"Are you the person in charge of this company?" Cao Xiangrong asked.

"What can you tell me, our boss just left, and now I'm in charge here. Guo Xinxin said frankly.

In front of the chairman of a large group company, Guo Xinxin is not stupid enough to be a big man. Moreover, although the boss has delegated a lot of power, it is a principle that those who should be asked for instructions must still be asked.

Hearing this, Secretary Wang secretly breathed a sigh of relief in his heart: Fortunately, he is not the boss. Otherwise, it's really a bit unbalanced.

However, saying that the boss has just left, is it the familiar back?

That back is really familiar, I can't remember it for a while, it shouldn't be my relatives and friends...... If only it were my relatives and friends.

"Then your boss is ......," Cao Xiangrong continued to ask.

If Song Qian hadn't come over before, Guo Xinxin might have proudly told Cao Xiangrong that his boss was the owner of the East Paris Western Restaurant and the chairman of Qianqian Media. However, Song Qian explained just now that the "Kejiner Huabei" company is still in the process of going through industrial and commercial registration, and will not tell the boss about it for the time being.

So Guo Xinxin turned to ask: "Chairman Cao, what can you tell me?" ”

Cao Xiangrong is not an unknown person, when the other party said this, it was obvious that he was unwilling to provide information about the boss behind the scenes, and he did not force it.

"I'm here today to ask what is the maximum amount of loan that your company can provide, and what procedures are required?"

"Does Chairman Cao take out a loan in his personal name or in the name of the company?"

"In the name of the company. ”

"I'm sorry, we don't lend to companies. Guo Xinxin said apologetically.

"Huh?" Cao Xiangrong found interesting: "The market value of my company's equity is more than 800 million, and there is no collateral. ”

"I'm sorry, but no matter how much your company is worth, our rule is not to lend to the company. ”

Guo Xinxin is also very helpless, he suggested to Song Qian on this point, and said that the monk can't run the temple, and it is always safer to have fixed assets, and only rely on personal credit to guarantee the loan, even if it is a small guarantee company, it also needs multiple guarantors.

However, Song Qian insisted that "Kejin Er Huabei" only provides loans to individuals.

Then there is no way, it is the boss's fault for the gains and losses, so everything the boss says is right.

For Song Qian, in order to ensure that the money lent out can be returned smoothly, he must be bound to a person, with identity information authentication, if someone borrows maliciously and does not repay, the "gold-absorbing stone" can come in handy.

But you can't do that with the company.

After Cao Xiangrong said that his company's equity was worth 800 million, he was still refused to take out a loan in the name of the company, and Cao Xiangrong was even more surprised: "Do you only provide loans to individuals?"

"Yes. ”

The answer is very succinct and yes.

"Then if I take out a personal loan, how much can I borrow?" Cao Xiangrong then asked.

"How much do you need?"

"Two billion. ”

"Yes. ”

Although it was a simple question and answer, Cao Xiangrong was even more surprised, he tried to control his tone to let himself say the "two billion" more naturally, but the man in front of him, who should only be a senior member of the company, gave a positive answer that was too indifferent.

It was as if he had heard not two billion, but two hundred thousand.

"And. Guo Xinxin continued, "If Chairman Cao wants to take a one-time loan of 200 million, we can give you a monthly interest of 6%, but this is the lowest interest." ”

Not only can it lend 200 million at once, but it can also give such a low interest, how terrifying is this company?

Cao Xiangrong subconsciously looked around Guo Xinxin's office, but he really couldn't see any trace of luxury in this simple office that only whitewashed the walls so far. In your own company, even a position like office chief is much more luxurious.

"I still want to know who the boss of your company is, maybe we still know each other. Cao Xiangrong asked unrelentingly.

"It's in the absence of comment. Guo Xinxin also became serious, "If Chairman Cao wants to handle loan matters, he can directly download our application and operate it online." ”

Two billion, through the online operation can be done. This is completely fantastical in Cao Xiangrong's view.

He didn't believe it before he came to this company, but after he came, he was full of questions.

But there is no doubt about one thing, that is, the strength of this company is really strong, two billion, I am afraid that it can indeed be easily taken out.

When he left the headquarters of the "Kejin Huabei" company, Cao Xiangrong became more curious about the boss of this company. But curiosity is curiosity, and he also called Lin Zhenyuan as soon as possible.

You can easily borrow 200 million yuan at an interest rate as low as 6 percent, so why do you have to mortgage 20 percent of the company's equity to borrow from Huatai Bank? The overpayment of interest swept away face, and Lin Zhenyuan was still owed a favor.

No matter how good the relationship is, it is impossible to get along with money.