The first meeting is ventilation, a brief report on the situation, it will definitely not be able to get any results, at most let everyone know where the difficulties of the project are, and what aspects of the problem should be dealt with next.

To be honest, this project is quite difficult, and Fang Xiaowu feels difficult when he listens to it.

The first is the issue of collateral.

That commercial building has always been called "Yunhang Shangri-La Building" by the people of Yuncheng, and those who know the industry know that the property right is not in the hands of the developer, but in the hands of the investor.

At that time, Chutian was a contractor and a small half-skimming partner, with only 1-5 floors of property rights in his hands, a three-story shopping mall, a supermarket, and a food court.

The location is good, scraping the edge of the new business district, but the total area of the 5th floor is only 20,000 square meters.

Chutian's own estimate is 680 million, and Wang Bin's rough estimate is 300 million, and half of the difference is still with a turn.

If you want to use a commercial building worth 300 million yuan as collateral to lend 300 million in cash, it's like a joke, throw it to the bank, 150 million can't be more.

Whether it is a bank or a securities firm, it is actually very troublesome to deal with such large fixed assets, and there are many precedents for lending at 3 to 40% of the appraised price when the monetary tightening catches up.

Therefore, the collateral is absolutely insufficient, and it is up to the project leader to find a way, one word, around.

Yunshang Securities, or Nianhua, as a channel, will not care about the security of funds, as long as the funds are fooled to invest money, the contract is signed, and the commission is in hand, who cares about your payment after a year or two!

But now if you want to get the project in your hands, you have to persuade Chutian to cooperate with Yunshang Securities, and you have to make Li Zhan believe that Yunshang can find the money for him.

Next, go to the funders to talk to them and convince them that the investment is not risky and profitable.

Therefore, it is necessary to have a plan that is convincing enough, and it must be feasible, and it cannot really be fooled by just one mouth.

There are a lot of stupid local money, but the destruction was too much in the past few years, and now they stare at them when they hear that they are engaged in finance.

This "winding" is Wang Bin's work, but Fang Xiaowu is extremely interested.

Nothing else, I just want to learn, half of the essence of the asset management department is here.

Looks like I've been dealing with him a lot lately......

Fang Xiaowu thought about it, glanced at Wang Bin, and found that this product was grunting again.

The mortgage is followed by the guarantee, which is more difficult.

The guarantee does not have to be a bank, but generally speaking, the bank has the best reputation, and it is easy to find funds and the cost is not high.

In addition, listed companies can also make guarantees, and the most common thing in the A-share market is that the parent company gives guarantees to its subsidiaries to transfer profits or open the altar, each playing more evil than the other.

Guarantee, this kind of thing, normally should be the project party and the brokerage company to find a way together, but now the situation is different, Nianhua is doing a pole trading, and the plan must be done in front.

However, before seeing the audit report and the overall relationship of Chutian Group, it is nonsense to do this plan......

Nianhua was really talking to Wang Bin, the two of them were talking to each other, and there was no constructive content at all for half an hour, which made Fang Xiaowu hear a lot of gossip and secrets.

The rest are relatively minor issues, such as the "source of repayment", the profit prospect analysis report of the "Shengshi Huanian" project, the sales plan, etc., all of which have to be communicated with Chutian.

For example, if it is Huang Erfeng, she can handle it with two assistants casually, but Wang Bin can't do it, so she has to pull it up and do it together.

After a small meeting, Fang Xiaowu consciously gained a lot, but the years are equivalent to grinding his lips in vain.

As an old fritter, he should have been used to this situation for a long time, after all, every project has to be thinned, which is normal.

But it may be that Fang Xiaowu is too difficult to do, giving people the feeling of being too calm and too demonic, Nianhua doesn't have a bottom in his heart, so he insists on asking him more.

"How is it, Xiao Wu, make a solid relationship with my brother, are you interested?"

Fang Xiaowu felt that he should be somewhat calmed by his heart, so he smiled meaningfully: "Brother Hua, whether I am interested or not depends on which step you can take." ”

After speaking, Shi Shiran turned around and went back to continue reading his things.

Leave the years to scratch your head and wonder: Who taught such a freak who doesn't see rabbits and doesn't scatter eagles? What did I do when I was 18 years old?!

……

When it was almost 3 o'clock in the afternoon, Chen Xiang returned.

Fang Xiaowu looked at the few employees left in the office, grabbed a document, and chased it into his office.

"Huh, what's wrong?"

Chen Xiang was about to sit down, when he saw Fang Xiaowu pushing the door in, he was slightly stunned.

"Wait...... I didn't allow you to come in, did I? I didn't have the time to go out and find them if I had a problem, I didn't have the time to ......."

Fang Xiaowu didn't let him finish his words, he simply shot a shot of the dragon knight, his eyes staggered, Chen Xiang's expression suddenly froze, his pupils contracted violently and dilated, and he fell into a state of chaos for the Nth time.

"What do you mean, why do you want me to join the Nianhua project?"

Fang Xiaowu asked directly, he didn't play any tricks, he was completely overwhelmed.

Chen Xiang suddenly became angry, and roared: "Why do I want to do it and ask your approval?

Fang Xiaowu didn't answer at all, and calmly continued to ask: "So you want to trap me?"

"I'm going to fuck you! What the hell are you going to beep with me!"

"I'm not afraid of you. Fang Xiaowu unscrupulously teased his emotions, "Mr. Mo is my backstage, just with garbage like you, what can you do to me?"

Bang!

Chen Xiang slammed the briefcase on the desk, his eyes were bloodshot, and he pointed at Fang Xiaowu and scolded.

"Little cub, don't think that you can jump up and down in front of me with Mr. Mo's protection, if Lao Tzu wants to clean you up, there is a way! Why are you waiting! Lao Tzu will see how you die this time!"

So, there's a conspiracy, right?

Looking at the time, a minute and a half has passed, and the deterrent effect is just over a minute left.

Fang Xiaowu didn't ask any more questions, and turned around and went out directly, leaving enough time for Chen Xiang to buffer.

Chen Xiang was left sitting at his desk panting, thinking wildly for a while.

As soon as the effect of the skill disappeared, Chen Xiang was suddenly stunned: Eh, what happened just now? It seems that he had a fight with that kid?

Is it really fake? Why is the impression so confused?

Chen Xiang subconsciously got up, opened the shutter a small slit, and squinted at Fang Xiaowu, only to see that he was frowning and flipping through the documents as usual.

Chen Xiang became more and more puzzled, always feeling that something was not right, but he couldn't find the reason.

After dying for a long time without results, he finally laughed dumbly, shaking his head and muttering to himself......

"How annoying I amuse, this kid, I can fantasize about pointing at my nose and spraying him with blood...... Hehe, wait a minute, sooner or later there will be a ...... of the day"