Chapter 2074 Loans
"You're short of money right now, why do you want to take out a loan? I see that your company's performance is good, and you can vigorously develop it without a loan at all. ”
If he wanted a loan, Zhang Chu first looked for Lao Li, who was closer to him than others. And Lao Li has a relationship with Dongxiao, and his ability is greater.
Lao Li was a little puzzled by Zhang Chu's intentions, even if Lao Li didn't understand it very well on the software company's side, but he should be able to make a lot of money by adding orders from other places, why did Zhang Chu still need a loan?
"It's not the software company's side, I have a new project in my hand, and the funds are not enough! I still have a project in my hand, and I need money, so I want to borrow money to turn around. ”
Talking to Lao Li, Zhang Chu doesn't have to think too much, just say it directly, Lao Li won't calculate Zhang Chu in some places. And the project he cooperated with Zheng Shuang, Lao Li also knew a little about it.
"Is it the project that you and Zheng Sheng's daughter worked on together? Didn't you ask Zheng Sheng for funds? How is that project doing now? How much money is missing?"
Lao Li was silent after hearing this and asked, he didn't know much about high-tech things, so he couldn't give Zhang Chu any advice in this regard. However, regarding the loan, he may be able to help Zhang Chu.
"That project was carried out by Zheng Shuang and me, and no shares were distributed. As for the loan funds, the more the merrier, the minimum is tens of millions. ”
Zhang Chu thought about it and replied, if the Phantom is just to launch MP3, it shouldn't cost much. But Zhang Chu also has a project of an electrical appliance mall in his hand, and he doesn't want to delay this project for too long.
"So much? What kind of property do you have? I'll help you refer to it and see how much you can borrow. ”
Lao Li thought about it and replied, he had a relationship and could take out a loan, but the risk was too great, and he didn't dare to do it. Relationships and relationships, when it comes to money, it's better to be cautious.
"The properties in my hands are all benign assets, but their income is not enough for my expenses. If I take out the money from those places, the development of those industries will be slowed down, so I think about taking out loans. ”
Zhang Chu thought about it and replied, how to get a loan for the things in his hand, he didn't understand this very well. He has never done such a thing as a loan, and it is not professional.
However, thinking about some of the news I have seen, there are many people who can use a small amount of mortgage to borrow excess funds if they operate well.
The most powerful thing is just a certain guy, who asked someone to make a fake gold and jade clothes, and borrowed hundreds of millions of funds from the bank and squandered them willfully. There are also some second-generation generations who don't need any collateral and directly use their connections to lend a lot of money from the bank.
Zhang Chu looked for Lao Li to see if he could do this, because Lao Li had such a relationship. If he can, it's okay for him to give more benefits, as long as he can borrow the money he needs.
For Zhang Chu, he is actually short of funds this year. After this year, as long as the Phantom can maintain his daily turnover on his own, he will have no pressure.
Moreover, Zhang Chu's other industries have a lot of gains every month, and this money is enough to pay off the interest on the loan. In addition, the time is relatively short, so he wants to take out a loan to speed up his development.
"I'll help you ask, and I'll let you know when I can. But I don't really understand, why did you suddenly accelerate when you were walking quite steadily?"
After chatting with Zhang Chu for a while, Lao Li gave such a reply. Zhang Chu had been walking relatively steadily before, but he didn't know why he suddenly became aggressive, and he couldn't help but be a little curious.
"Time is running out! Some things can only be laid out in advance to occupy a place in the future. Otherwise, the further back on, when everything is ready, the opportunity will be missed. ”
Zhang Chu replied with a smile after hearing this, he was telling the truth. If you don't lay out some things now and come back when everything is ready, it's too late.
Although it is a bit difficult for me to fund now, I can occupy a position in advance and then grow slowly. Otherwise, after a while, there will be no other place.
"Well, I'll get back to you in two days. ”
Lao Li nodded after hearing this, Zhang Chu didn't tell him, he didn't know that in addition to that software company, Zhang Chu still had so many industries in his hands. And they all came to Dongzhen for more than a year to develop, which made him more and more optimistic about Zhang Chu.
After the two met, Zhang Chu didn't go to other people to find out about the loan. Lao Li promised to help him take a look, so let's wait for his reply first, anyway, I still have plenty of time.
"Zhang Chu, the first prototype of the Phantom here has come out. You provided the drawings, would you like to come and see what needs to be improved?"
Before the loan was settled, Zheng Shuang gave Zhang Chu a phone call, and the phantom made the initial sample and asked him to go over to see the situation.
On the side of Deep Blue Technology Company, the travel date after the completion of the half-year performance has also arrived. Lao Li has been a little busy recently, and he has no time to go over together, so he can only regretfully give up this opportunity to go fishing.
Zhang Chu can't go, he needs to stay at the Phantom's side these days, and those technicians will discuss and test the original machine they made, and revise it.
Zhang Yan, Xu Liang, Ma Xiaoyan all went, and Ma Xiaoyan led the team. Zhang Chu didn't go, she was the highest management, and she still needed to take care of things over there.
"MP3 is not our main business, but it is our product. The route of the Phantom Company is that the Phantom is produced, and it must be a high-quality product. So even though this MP3 is not our main business, we still have to make a high-quality product. ”
The original MP3 is basically made according to Zhang Chude's pattern, but because of the tight time, many aspects of this first generation are still too far from the product in Zhang Chu's mind, and many places need to be modified.
"Although we were a bit short of time, we couldn't keep up with the performance and materials, as well as the workmanship. Our products must strive to be the best they can be, so that users will want to buy them when they see them. ”
Zhang Chu brought up some of his thoughts at this time, and Zheng Shuang's eyes lit up after hearing this. Before Zhang Chu said that he had a few good MP3s in his hands, Zheng Shuang didn't believe it very much.
But now after seeing this original machine, she believes it. Although there are many flaws in this, this product is indeed much more delicate and beautiful than some products on the market today, and the performance is also better.
This made Zheng Shuang have more confidence in bringing this MP3 to the market, and the phantom produced by Zhang Chu must be a high-quality product, which also makes her feel incisive, which can be used as their future entrepreneurial spirit.