Chapter 321: A New Life

With anger and unwillingness, Liu Meijia resolutely came to the United States to start her new life.

Arriving in Los Angeles with the assistants that Tony Sr. had equipped her, she soon discovered that the white-skinned and dark-skinned Yankees here were not monsters at all, let alone as unbearable as described in the textbooks, and they were neither workaholics who worked hard for the company wholeheartedly, nor sages who did not fight among themselves!

The same to eat, the same to go to the toilet, the same to talk, the same to get tired, the same to slap the boss's ass, the same to fight for the level of the bonus!

After the privatization, although the hearts of the people in Bayside Securities are still a little fluctuating, the phenomenon of leaving with customers is really not obvious, far less than she thought before she came.

The secretary and assistant of the old Tony did not need to face those policies and regulations that were too complex and difficult to understand quickly, and Liu Meijia, who was positioned to let Bayside Securities get rid of the impact of privatization, relied on her resume in the business department of Taihua Securities Magic Capital, and after spending the initial period of time, she also began to reform drastically.

Reducing commissions to improve customer resources, a routine used in China, is not without a market in the United States.

What surprised Liu Meijia was that many of the escrow accounts managed by the company had far lower profit requirements than those in China.

The pressure on the company's analysis department is second only to the proprietary trading department, but with the resignation of the head of the proprietary department, the problems surrounding the trading department have become Liu Meijia's biggest headache at the beginning.

The radical approach of the former chairman Gu Ruiduo. This makes the trading department the highest-paid department and the most stressed.

Extensive participation in global trading markets. There are more than 100 traders in the trading department of Rangwanbian Securities, in charge of four markets and hundreds of trading products. And it also needs to act as a market maker for more than a dozen stocks and six kinds of financial derivatives, so after the privatization is completed, what needs to be faced is not only the internal management of the company, but also the three banks that granted credit to Bayside Securities!

With many years of experience in Tony's management company to consult, and with the strong support given by Fu Zhengyi, Liu Meijia, who is not afraid of drastic reforms, only took two months to stabilize the operation of Bayside Securities, and also made several banks that granted credit to Bayside Securities quickly dispel the idea of reducing their credit lines.

With the normal operation of the company. Two regional banks in San Francisco, which had been watching the internal reform of Bayside Securities, found that the strength of Bayside Securities' parent company was amazing, so they also threw an olive branch to Bayside Securities, hoping to become a fund provider for Bayside Securities.

Knowing that the fundamental purpose of Fu Zhengyi's acquisition of this securities company was to raise more and more stable funds, Liu Meijia, who maintained a close monitoring of the company's business, began to try to establish personal relationships with these local regional banks after relieving herself, hoping to be able to obtain the full support of these regional banks when she needed funds.

As she got to know better, she discovered what it takes to set up a bank in the United States. It's really not high.

The banking license here is divided into a 'federal license' and a 'state license', and the amount of capital determines the area and scope of its operation, so after the bayside securities are stabilized. She handed over the business to two deputies to supervise and began to think deeply about the development of the company.

Since Bayside Securities can be acquired and privatized, can Bayside Securities be the main body to apply for a state license for a regional bank and solve the problem of capital?

Consult a lawyer. After understanding the relevant laws and regulations, Liu Meijia strongly wanted to take Wanbian Securities as the main body. to prepare for the establishment of a regional commercial bank.

However, Liu Meijia herself did not obtain a green card, and the parent company of Bayside Securities is also an offshore company established in the British Virgin Islands. Therefore, if you want to establish a regional commercial bank in the form of capital contribution from Bayside Securities, it will be applicable to the regulations on foreign banks in the United States, and you need to go through the strict review and approval of the regulatory authorities of Guò State before you can apply for the establishment of a regional commercial bank.

Liu Meijia, who regards herself as the future 'Mrs. Fu', wants to take the establishment of a regional commercial bank as a special 'surprise' for Fu Justice!

Liu Meijia, who secretly set up a preparatory office within Wanbian Securities, made herself busy.

Cumbersome related documents are submitted and take time to review.

But an unexpected invitation brought Liu Meijia to Los Angeles.

The person in charge of the initial review of the state license is a kind old woman who is over the age of sixtieth birthday and full of silver hair, Liu Meijia is also familiar with each other because she has more contacts with the other party, so when the other party proposed to go to Los Angeles to watch a concert together on the weekend to relax, Liu Meijia did not think much about it and readily agreed, and came with the old lady in line with the idea of relaxing.

But what surprised her was that the old woman's son Maddie actually 'unexpectedly' met his mother at dinner, so she learned that this tall, sunny handsome guy worked at Citibank in Los Angeles, single, unmarried and had no bad hobbies!

This is a proper blind date!

I'm in Los Angeles, USA!

Do you want to be so funny?

Realizing that the real purpose of the old lady inviting her over was this, Liu Meijia couldn't cry or laugh.

Halfway through the dinner, the old lady, who was a little unwell, told her son to take care of her before leaving, so she left the restaurant with a successful smile and left the two in the restaurant.

Liu Meijia, who thought she could spend a relaxing weekend, was about to make her attitude clear, and the old lady's son Maddie opened her mouth first. "I'm so sorry, my mother always likes to arrange things on her own, it's very embarrassing, I hope you don't mind because of this......"

The young man was handsome and sunny, elegant and not offensive, and he also declared for the first time that he had no intention of getting married, which made Liu Meijia, who had endured it for a long time, put on a deeply sorry appearance on the other side, and couldn't help laughing.

Maddie, who is funny and works in the bank, knows that Liu Meijia is having a headache for the cumbersome office of preparing to establish a regional bank, so he leads the topic to this, talking about the bank's risk control, employee management, and various methods and skills of profit acquisition.

Seeing Liu Meijia's surprise, Maddie, who smiled shyly, told her that she had a double master's degree in philosophy and finance, and had worked at Citi for more than ten years.

Liu Meijia was surprised by the title of double master, and if she added ten years of experience at Citi, she would suddenly exclaim. "Oh my God, how old are you?"

"Although the age of the man is not a secret, it seems a little embarrassing to say it......

After a joke, Maddie told his age and then said. "Two years ago, I was in charge of the establishment of a branch, so I know more about the problems encountered when setting up a branch, and although the preparation of a branch is very different from that of a regional bank, it should be not much different in terms of staffing and service......

With a common topic, the original embarrassing atmosphere gradually faded until it disappeared, Liu Meijia, who needs to stay strong all the time in Bayside Securities, can be said to have had a very hard time in the past few months, so in the face of such a handsome guy who talks funny, Liu Meijia also feels that she is relaxed

Especially although the other party is much older than herself, she still has a childlike innocence, far from the financial elites who have grown up in their early thirties and are like politicians that she has come into contact with on weekdays.

can chat happily, and there is a safe atmosphere where you can relax, and I feel that if I can have this kind of friend, I must be able to relax a lot at work, so Liu Meijia actually gave birth to the idea of recruiting him.

Although she has already asked a headhunter to recruit from other banks, isn't this one quite suitable?

Of course, after the idea of solicitation was born, she also knew that this person still needed to be verified by the investigation company, so she gradually led the topic to his personal experience.

"I was so tired from setting up the San Diego branch that I applied to work in the analytics department when I came back, providing product design for clients who needed financing, which was equivalent to developing and researching new products......

The emergence of professional terms made Liu Meijia retreat immediately.

Although the regional commercial bank she is preparing to establish is also preparing to take intermediate products as the main part of profit growth, Liu Meijia is really not good at how these departments operate, how to generate benefits, and how to prevent risks, and her idea is actually to obtain the management of individual retirement accounts in California through the association between Guò Bank and its parent company, Bayside Securities.

Seeing that Liu Meijia seemed to be thinking and hesitating, Maddie hesitated when she raised her head, and asked very embarrassedly. "I know it's presumptuous, but my mother wants me to meet more good women, so would you still like to go to tomorrow's concert?"

"Is that the pop-rock girl who rose to popularity in vain?"

"Yes, she's said to be releasing a new song at the concert, which is very different from her previous style! And the guests will be not only Houston, but also two big-name singers who are no less than Houston will be on stage, so much so that the media has called it "one of the most anticipated concerts of the year......" (To be continued). )

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