Mao Dalong began to talk endlessly at the dinner table, talking at length like a resentful woman to Jia Youwei about how he had not met for a long time, and urgently begged a Bole to recognize his thousand-mile horse.

He was as excited as if he had been stimulated. No matter how Bai Jie's mother dragged her to shut up and not to speak, it was completely useless.

In Mao Dalong's view, this is the best opportunity in his life. If you don't grasp this once-in-a-lifetime opportunity, you will definitely regret it for the rest of your life.

Jia Youwei went in his left ear and out in his right ear, burying his head in eating. Even if you don't look at your character, you have to look at your talent. On the premise, the other party must be talented first, right? Anyway, he didn't think that Mao Dalong had any talents.

Jia Youwei waited until Mao Dalong's was finished, then put down the chopsticks on his right hand, took out the handkerchief he was carrying, and wiped his mouth.

He didn't bother with inconsequential people, looked at Mao Gui with a smile and said, "What kind of person do you want to become in the future?"

Mao Gui didn't like the uncle in front of him very much at first, after all, he was educated well by the other party. And the place that I miss the most is the complete defeat for the first time in my life.

He has always been handsome, his family background is also good, his grades are very good, and he is good at sports, he can be described as a top student with all-round development of morality, intelligence, physical fitness, art and labor, and he is a good boy who grew up in everyone's praise. Who would have thought that he would be deflated today.

Later, Mao Gui heard that the other party was from a famous family, and he was still an executive of a large company, and he was a well-informed person with his hands and eyes, and he felt much better in his heart. If you lose to such a person, you are really not ashamed, and it is a rare opportunity to learn and grow.

Mao Gui also put down the chopsticks on his right hand, wiped his mouth with a piece of paper, and replied solemnly in front of him: "Of course, I want to become a rich man."

However, I am self-aware that with my current petty-bourgeois background, it would be good to be able to mix up the middle class in the future. ”

"The term middle class has only become popular in China in recent years. In fact, the concept and category of the middle class is very vague and controversial in our country.

There are two definitions of the word on the mainstream. One faction believes that there is no so-called middle class in China, and that it is all the new bourgeoisie, the new upstarts.

The other school of thought believes that China has a middle class and a large number of people, mainly defined by private cars and private houses. This is where the controversy arises.

Tens of thousands of cars are also cars, and the old and dilapidated shantytowns are also houses, which does not make people feel like they are middle-class, but there is a strong sense of being middle-class.

Not only such a group of people, but also people who live in high-end elevator apartments and drive hundreds of thousands of cars also have a feeling of being middle-class.

As for the reason, the house is a loan, and the mortgage is 30 years, and the car is still a loan...... Yueyue seems to have an income of 20,000 or 30,000 yuan, and as soon as she pays all kinds of big debts first, she is left with only a tight living expenses in her hands. If you lose your job, you can only eat the soil completely. Jia Youwei explained objectively.

After a pause, he further added: "Why is there such a big gap between the middle class in China? Actually, the reason is very simple.

In my opinion, the middle class is more of a personal concrete feeling. Some people have just crossed the threshold of the middle class, while others have already touched the ceiling of the middle class. The gap between the top and bottom, then it must be big.

It's like someone walking around the office with a Starbucks coffee cup to prove that they are petty bourgeoisie, not D-silk.

In addition, there are also ticket stubs for posting selfies of yourself in the gym, photos of your travels, the best foreign travels, dramas, concerts, concerts, etc.

All of this is nothing more than a sense of identity. Nowadays, everyone from the bottom of their hearts does not want to be seen as poor, D silk. ”

"Uncle Jia, you can understand the voices of our middle and lower class people!" Mao Gui couldn't help laughing, and at the same time, he was more and more respectful of him.

"If you want to earn money from the middle and lower classes, then you must first understand and grasp their consumption psychology, and then make targeted products for their consumption and make profits.

Otherwise, how could those big-name luxury goods in Europe and the United States, foreign fast food, etc., be popular in China. If it weren't for some social needs, how many of the real rich would buy flashy and expensive things, are they really rich people fools?

Small white-collar workers in big cities, especially women, would rather save money and squeeze the subway every day, but also desperately buy a handbag with LV.

To put it bluntly, it is to improve his identity and level, which also reflects the lack of confidence in his heart. You always have to remember that rich people are rich because they always know how to spend their money.

Poor people are poor because they never know how to spend their money, and they tend to spend on impulse. Rich people will never buy more consumer goods than they can afford.

They also have a clear plan for consumption, while the poor generally like to buy more consumer goods than they can afford.

The rich prefer to increase their assets and accumulate sand into towers, while the poor fantasize about getting rich overnight. In fact, these are all things that are said to be rotten in financial management books, why are there still rich people who are always rich, and poor people who are always poor?" Jia Youwei said calmly.

At this time, not only Mao Gui, but also Bai Jie, Bai Jie's mother, Mao Dalong, and Mao Xiaoxue all looked at him intently, and shook their heads in unison.

"Above all, the poor have less of the patience and waiting necessary for the rich. It's easy to say, but it's painful to do.

Today's small white-collar workers can use the money for savings and investment, but they have to use it for fun. Go a few decades later, and when you retire, it won't sink!

Why do we have to spend all the seed money that can make money? Otherwise, it is to buy new clothes, to carry out a frequent replacement of mobile phones, and to buy and upgrade other electronic products......

Then, I enter a dead cycle, labor to make money, spend it, work to make money, and spend it again...... A single income is formed, and there is no such thing as interest income and other combinations. Jia Youwei said eloquently.