Cheng Chi didn't dare to underestimate Fang Xiaowu in the slightest, so he immediately raised his vigilance with such an unclear admonition, and asked with interest: "What do you say?"

"I'm thinking a little bit, I'm not particularly mature yet, since they're all my own people, I'll talk about it casually, you can listen to it casually, okay?"

In the different eyes of the three people, Fang Xiaowu smiled and showed an insight that was not very profound but definitely sober enough.

"In economics education all over the world, cash is always placed in assets, and assets are always an extremely broad parent concept, cash assets, stock assets, tangible assets, brand assets...... There is a wide variety. ”

"But we know that when it comes to assets in the top circles, cash is not included in the vast majority of cases, and cash is excluded separately. ”

"Why?"

"That's one of them. Second, no business school actually teaches students how to make money with large sums of cash, not at home, not abroad. ”

"Investment, production, speculation...... It's all nonsense!"

"You go and ask any professor - Professor, I have 1 billion cash to spare, how can I make more?"

"The professor is either or pulls you to fill in the hole. ”

"If you ask the bank, the bank will only ask you to buy their wealth management products for so-called hedging. ”

"Why?"

Two questions in a row, leaving everyone in deep thought.

Fang Xiaowu didn't wait for them, and continued with a clear condition.

"Because cash is the most special type of asset, it has two diametrically opposed characteristics – powerful destructive power and fragile monostructure. ”

"Where is the destructiveness?"

"Anyone who has the ability to protect himself and has a large sum of cash in his hand has the power to call the wind and rain. ”

"To Xiaoli, if I am willing to take out 500 million, then I can completely distort and monopolize the little raccoon card market, I give an order, the bear children in the country, no one wants to get Zhiduoxing!

With a snort, Fu Yingyue burst out laughing on the spot.

It's so special!

Isn't it time to talk about a very serious and grand topic?!

Cheng Chi and Mo Ziyan were also crying and laughing, and they were provoked by Fang Xiaowu's bad taste to fill their heads with black lines, but they were unhappy and had to think about it.

Of course, the little fifth brother doesn't care at all, I like to use analogies like this, how about it?

"Logically, as long as the volume of cash is large enough, from the stamps, junzi orchid, collectibles, and jadeite in the early years, to garlic, sugar, and ginger that will affect people's livelihood, and then to those special products that cannot be said...... All of them can be playthings. ”

"Huge amounts of cash hitting any area with insufficient capacity will bring destruction, not development. ”

"Besides, something irrelevant-I take 1 billion in cash, go to any bank, insurance, or brokerage, and sleep with a 90-point beauty a month, isn't it too much?"

Cheng Chi suddenly slapped the table and complained jealously: "You don't have to take money to sleep like this......"

"Don't get in the way!"

Da Mo immediately stood up to maintain order, Fu Yingyue's face was slightly red, and she pursed her lips and chuckled.

Fang Xiaowu spread his hands: "The serious ones are in these phenomena - cash has huge destructive power, and there is almost no upper limit, so the government of any country will strictly control this aspect, and manage it as strictly as it can." ”

The three heads nodded in unison.

"It is precisely because of the existence of control that cash has an artificial vulnerability, and its purpose is very simple, that is, replacement. ”

"If we want cash to work, we can't hide it under the bed, in the walls, we have to turn it into a real resource. ”

However, this transformation is not free. ”

"I want to buy all the little raccoon cards, and there will definitely be administrative forces to crack down on me according to the law and save the bear children. ”

"I want to buy the bank and do whatever it wants to the beauties in the system, and people don't sell it. ”

"Even if I want to buy a piece of land in the district and build a house for my own use, I have to follow certain rules, whether bright or dark. ”

"So what's the actual situation?"

"I have tens of billions of dollars in cash, I can have a huge impact on a certain industry, a certain region, I can also create a lot of jobs, I have a lot of power, people recognize this power, and because of it, I am reckless. ”

"Their purpose is to capture benefits like investments, and my purpose is to turn fragile cash into stronger assets and hit it off. ”

"When I turn cash into a local asset, I gain a wider direct influence and a voice, but I lose my freedom, I lose that nuclear deterrent. ”

"I'm going to tie up my assets in place. ”

"The purchased fixed assets can't be vacant, right? The machine must be running, and the employees must be working, right?"

"The one-stop procurement, production and sales are rumbling and rolling me all the way. ”

"Earning is the best, find a way to lose, sell it if you can't think of it, and stiffen it if you can't sell it...... There is no other choice. ”

Speaking with a dry mouth, Fang Xiaowu picked up Mo Ziyan's soy milk and poured it violently, was glanced at with dissatisfaction, and quickly diverted the attention of the eldest sister.

"The last person who was kidnapped by assets and died of hatred involuntarily, haven't you forgotten?"

Cheng Chi nodded, sighing embarrassedly: "Li Zhan ......"

"Yes!"

Chutian tied him up firmly, forcing him to continue to develop, take land, take loans, and develop...... claimed more than 10 billion yuan, but only one-tenth of the actual assets, and was finally forced to death by a mere 300 million...... A lesson from the past!"

Fu Yingyue heard the inside story of Chutian's bankruptcy for the first time, and let out a low cry in surprise: "Oh my God!

The Cheng Mo Alliance took out more than three billion fortunes, but that had nothing to do with Chu Tian's net worth, in fact, the shocking amount of the bad debts within Chu Tian was completely appalling.

What Fang Xiaowu wanted to say hadn't finished yet, so he didn't respond to Xiao Mi, but concluded the entire discussion.

"It is impossible for a person or even a company to always hold cash in hand, because the direct growth channel of cash is almost non-existent, and it is impossible to beat inflation even by depositing it in the bank or buying treasury bonds. ”

"The way to earn more than 10% a year in cash without risk? The bank can't take it out, the professor can't take it out, and if it can, it will never teach anyone. ”

Therefore, when the opportunity comes, most people must exchange cash for assets to achieve the purpose of rapid appreciation, business establishment and expansion of influence. ”

"The process of replacement is called investment, and the result of replacement is called asset allocation. ”

"When it comes to asset allocation, this course is a compulsory course in finance and economics, and it talks about how to balance the proportion of assets such as cash, fixed assets, equity bonds, and easily realized hedged goods. ”

"Western countries have gone ahead of us, and there are many examples to learn from. ”

"Like those traditional Western tycoons who live in the literature of street stalls, in recent years, they have been thrown farther and farther away in emerging fields, and the cash flow brought by their fixed assets is becoming thinner and thinner, and they have gradually withdrawn from the stage of history. ”

"Their classic configuration is to hold a large number of artworks with high value retention, including antiques, famous paintings, rare jewelry, etc., which is the core reason why artworks are always being created, but regardless of category, the price is always rising. ”

"A large amount of cash sweeping, artificially creating monopolies, brainwashing to create demand!"

"Doesn't the routine sound familiar?"

On the one hand, they block the upward channel and keep their own class from declining, and on the other hand, by strengthening the education of their children, they pin their hopes on the future generations to regain their glory. ”

"The situation in our country is relatively much simpler, there are good and bad assets, the good is particularly good, the bad is not particularly bad, as long as you pay attention to it, don't be tied too tightly by the sunset industry, and you won't die too miserably. ”

Picking up Mo Ziyan's soy milk and pouring it again, the corners of Fang Xiaowu's mouth suddenly hooked up a mocking smile.

"Sister Ziyan, Brother Cheng, Chi Cheng and Chi Er regard me as an enemy, but I have never taken him in my eyes, why?"

"Because in my opinion, Yunneng Group is big and bloated, Chi Zhengjun, Chi Yang father and son are sophisticated and unscrupulous, and the entire Chi family is just a nest of wild boars kidnapped by the Sunset Industry!"

"Although my start is low, but time is on me, when the tide of revolution rolls in, I stand at the head of the tide and sprint, and now the seemingly impregnable reef is completely submerged, and I have the last laugh...... Who could it be?!"

Cheng Chi was terrified, probably because the Chi family thought of himself.

Mo Ziyan was silent, staring at Fang Xiaowu's fingertips without blinking.

What are you thinking?

Unknown.

As for Fu Yingyue...... No one wants to disturb her nymphomaniac, just let her immerse herself in fantasy......