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With such a large community, Xiao Fei didn't believe that no one sold the house.

"Dayu beauty, you take the time to help me pay attention to who in the community is ready to sell the house. ”

"Got it, you don't hit the south wall and don't look back. ”

"That's hard to say, maybe you hit a big pie. ”

"It's still a dead duck with a hard mouth, too lazy to pay attention to you. ”

"One more thing, do you know which department of our branch is engaged in our group purchase project?"

"I guess it's the branch union, that's what they sent at the time. ”

"Well, the union is pretty much the same. ”

After taking care of his own affairs, Xiao Fei finally remembered his original intention and helped Boss Hou Yong inquire about some news.

It was almost eleven o'clock, and it was almost lunch.

Xiao Fei was tired of eating the food in the cafeteria, and he had to go to Tongqinglou to do errands in the afternoon, so he simply solved it there at noon.

If it was Xiao Fei in the past, he would definitely not say that he would go to eat in advance, and he always felt that it was not good to trouble others.

But I don't know that the little things are more troublesome, and the feelings are closer.

Relatives are getting closer and closer, drinking is getting more and more, and favors are being used more and more......

"Hey, Boss Li, what are you busy with?"

"Brother Xiao, don't use the boss to scold me, I will call myself Brother Hui. ”

"Don't trust it, don't trust it, I've seen all of your combat power, my brother admires it. ”

"Hahahaha, it's not worth mentioning, it's not worth mentioning, I drank too much that day, and my real level hasn't played yet. ”

Xiao Fei is a hundred people don't believe it, drinking alcohol will only last longer, thinking that Lao Tzu is a chick, I don't know......

"Awesome, ask my brother for advice another day, and make progress together!"

If you don't see through it, it's not to mention that it's still a topic of braggart among men.

"It's easy to say, it's easy to say, when is my brother going to come over?"

"I'm going to come over to eat now, don't you know, the food in our branch canteen is really unpalatable!"

"Isn't it? The bank treatment is so good, the food will be worse?"

"It's not bad, it's just a big pot of dishes, and I eat it too greasy every day, and I want to change the taste. ”

"Brother is particular about people, don't say anything, hurry up, I'll let the chef make a few good dishes for my brother to change the taste......"

"Okay, I'll be here now. ”

"Okay, I'll see you later. ”

Xiao Fei packed up the documents and straddled an empty bag.

Pretending to report to Director Chen Shuiming, he went out in the afternoon to do an on-site investigation of loan customers.

Anyway, Xiao Fei is not going to go back to the bank in the afternoon.

Take a taxi and go directly to Tongqing Tower.

I saw a uniformed lobby manager.

"Beauty, I'm looking for you Li Shaohui and Mr. Li, what floor is he in the office?"

"Did you make an appointment in advance?"

This chick is quite alert.

"It's been an appointment, just over the phone. ”

Saying that, Xiao Fei was afraid that she wouldn't believe it, so he showed the phone to the little beauty.

"Are you Mr. Xiao?I'm sorry, I'm sorry, I didn't recognize you just now, I saw you a few days ago......"

"It's okay, for the sake of you being a beauty, I'll forgive you. ”

"Which office is he in, I'll go to him. ”

Mr. Li is in the office of the deputy general manager on the third floor. ”

"Okay, thank you, you can come over for two drinks at dinner in the evening......"

"Okay, Mr. Xiao, I'll punish myself with a glass when the time comes. ”

This beauty is really good at talking, is the mouth of the beautiful woman who in the restaurant so sweet?

If you have the chance, you must try more......

"That's good, forget about self-punishment, how can I be willing to punish myself for beautiful women. I'll go up first, bye. ”

"Mr. Xiao, goodbye. ”

I went to the third floor and kept going inside.

"Deputy General Manager"

This is it, the door is open, and Xiao Fei walked in without knocking.

Good guys, it seems that these bosses are all virtuous.

The offices are so big, and they are also 200 square meters by visual inspection, which is about the same size as the office in Jinhaezhou.

As soon as you enter the door, the boss is equipped with a large fish tank as standard, which contains two golden arowanas and a few silver arowana.

Inside is a mahogany boss table and a mahogany modular sofa.

There is a large open space of dozens of square meters in the middle, and the ground is full of wool blankets, which is luxurious.

But what the boss is doing does not match the office.

I saw that Li Shaohui was facing away from the door, concentrating on playing the game.

Brush brush brush, turn machete is slashing boss.

This equipment is really awesome, the boss who fights is screaming, this Nima bullying people!

"I don't accept it, I was stoned to death by money!"

The big boss died tragically at the hands of the local tyrant RMB players......

After finishing the cool, Li Shaohui twisted his head proudly and took a look.

"Hey, why don't you call me when you're here so soon? ”

"It's a big deal to pick up people, and it's ...... to delay the boss"

"Brother understands me, fellow practitioner, you also like to play Dota?

"I used to play it, but now I don't play it, it's not interesting. ”

"It's not fun to fight Dota, so what's the fun?"

"Making money and playing women is much more interesting than playing games, hehehe, brother, are you right? ”

"Brother, your realm is still not enough. ”

Li Shaohui patted Xiao Fei on the shoulder and said with a sincere face.

"What's the way to say this? Playing games is more enjoyable than playing women?"

Regarding Li Shaohui's pretense, Xiao Fei expressed dissatisfaction.

"Of course, this is called adjusting the taste, just like if you are used to eating big fish and meat, you have to eat some mountain delicacies and game. ”

"This woman is like a big fish and big meat, she is tired of eating too much, Brother Xiao, you still eat less. ”

I'll take it, Xiao Fei actually thinks what Li Shaohui said is quite reasonable.

Okay, this force, Xiao Fei gave a score of 95......

"Brother, you are awesome and experienced, I can't reach it. ”

"Let's go eat first, I haven't eaten enough of this big fish and meat, and I have to continue to eat......"

"Let's go, although the big fish and big meat are greasy, I still like ......"

Two hooligans, one fat and one thin, walked towards the restaurant, one fat and one skinny.

Because they had something to talk about in the afternoon, they didn't drink at noon, and the two of them feasted and ate the big fish and meat for a while.

At noon, Li Shaohui opened a small single room for Xiao Fei to take a lunch break, which was really good.

After sleeping for two hours, I was full of energy, and the fatigue of the past few days was swept away, and I was confident that I could cultivate eight acres of land!

When I arrived at Tongqing Tower, I saw Li Shaohui and Lin Musen in the reception room.

"Brother Xiao, how was the lunch break?"

"Great, energetic now!"

"Hahahaha, that's just right, I'll arrange it at night, and promise to let you four times. ”

"Brother, I don't have your body, two times is enough. ”

The two of them chatted about meat jokes, the atmosphere was very relaxed, there was no serious tension imagined in the bank-enterprise cooperation, everything was in words.

The three major irons in life, together through the window, together with the gun, together with prostitution, really incisive in place.

"Brother Xiao, this is the business information, financial statements and real estate certificate of our Tongqing Building, you can help you take charge. ”

"Okay, I'll take a look. ”

Xiao Fei asked while looking at the business information.

"How much did you make last year?"

"Last year's income was almost 30 million. ”

"How's the profit margin?"

"Last year was good, and the gross profit margin was able to reach 50 percent. ”

"What about net profit? How much net profit is there in a year?"

"To tell you the truth, our hotel rent and personnel expenses are very large, and the net profit is only a dozen points. ”

"Well, almost, basically the average for this industry. ”

"How much do you actually earn from your tax returns?"

"That's a lot less, brother, you know. ”

"Of course I understand this, you tell me a real number, I need to know it in my heart. ”

"Well, about half. ”

"That's not bad. ”

"In whose name is this property?"

"Now in my father's name, 2,400 square meters, four floors, is the building we have now. ”

"Has the appraisal company done an appraisal?"

"After the evaluation, the valuation they gave was about 20 million. ”

"Brother, I want to make it clear to you that in the bank loan, the real estate value appraisal company estimates it is only for reference, not the final value. ”

"I know this, and the people who evaluated the company before have also said it. ”

"According to the normal valuation of our Huaxia Bank of Communications, the final value of your property can be determined to be about 17 million, and the value of the collateral is enough. ”

"However, your sales revenue is not good, it is too little. ”

"Brother Xiao, how much sales revenue will this loan of 10 million cost?"

"Well, normally, for a catering company like yours, the unspoken rule of lending in Huaxia Bank of Communications is not more than 20% of the sales revenue, which means that you must have at least 50 million annual sales revenue here. ”

"So much?!We only have about 30 million sales now, is there any way? Please ask Brother Xiao to dredge it up......

"Of course, this public relations is all done by us, Brother Xiao, you can help, and we will get together more in the future. ”

Li Shaohui's words were very vague, Xiao Fei could hear the meaning, but this was not what Xiao Fei wanted.

"It's not that there is no way to do this, after all, your company is also operating very well, and there is still room for operation......

Xiao Fei's words were a bit slurred, and the meaning had already been expressed.

"Mr. Lin, I suddenly remembered something, you can arrange the private room and venue at night, I forgot ......"

Li Shaohui is also a monkey spirit, and he immediately understood.

After Lin Musen left, the two opened the skylight and spoke brightly.

"Brother Xiao, if you have anything to say, our brother said in private, I will fully cooperate with this loan, brother, you must help my brother this time!"

"Brother, you said this too much, I will definitely help with this matter! I actually have something to ask you to help......

"Oh, brother, as long as I can handle it, it's fine!"

Well, what I said is exactly the same as what Jin Haizhou said before.

"That's right, brother, my parents are in the aquaculture business, and now they want to expand a little bigger, but they don't have collateral and can't get a loan from the bank. ”

"There's a bit of a shortage of money right now, you see if that's going to work. ”

"I want to find a way to give you a loan of 13 million in Huaxia Bank of Communications, you use 10 million here, and you lend me the remaining 3 million for a year, and repay it together when it is due, of course, I will pay the three million interest myself. ”

When Li Shaohui heard this, he immediately felt unacceptable.

You, a bank account manager, borrow 3 million directly from me, which is too risky......

How much is your salary this year?

In case I run away, I'll find an old ghost!

Xiao Fei also understands Li Shaohui's concerns, which is nothing more than doubts about Xiao Fei's asset strength.

It doesn't matter, what Xiao Fei has now is money.

"Brother, I'm not talking to you, look at it, my family's preliminary preparation funds are almost the same, and now there is still a shortage of some funds......"

As he spoke, Xiao Fei took out his mobile phone, opened the mobile banking of the Universe Agricultural Bank, and showed the deposit to Li Shaohui.

Obediently, there are more than 1.9 million, so much cash, and the financial strength is very strong!

Anyone who does business knows that assets and cash on hand are two different things.

Many bosses with assets of more than 100 million may have less than one or two million in cash, and the rest are fixed assets, which are useless......

Li Shaohui looked at Xiao Fei's deposit, and most of the worries in his heart suddenly disappeared.

How did a "Ponzi scheme" develop?

It is to take advantage of the weakness of human nature, the more powerful people seem to be, the easier it is to gain the trust of others!

Xiao Fei obtained a loan of 2 million yuan from Jinhaizhou through his platform in the bank and the regular supply of yellow eels.

Now that he has a foundation of 2 million, Li Shaohui's defensive psychology has immediately weakened by half.

Xiao Fei is confident that he will be able to borrow this loan.

Moreover, the borrowing period will be longer than that of Jinhaeju.