At the same time, Guo Xinxin's side quickly jumped out of Lin Zhenyuan's personal loan application of 300 million.

In the total fund account of "Kejiner Huabei", there are currently more than 4 billion precipitated funds, and Song Qian no longer needs additional financial support for many days.

Although the amount of 3 billion loans is a bit large, according to the current growth rate of the number of users and the amount of deposits of "Kejin Huabei", there will only be more and more funds to be precipitated in the future.

Besides, Lin Zhenyuan of Huatai Bank, this person's credit, should definitely be worth 300 million, right?

However, although Guo Xinxin had already made a judgment, he still called Song Qian to inquire as usual.

Song Qian was also thinking about the problem of funds at this time. Qu Dazheng sent one billion yuan of funds for the recent construction of Dazheng Pharmacy, and Song Qian had not much left in the God of Wealth account in addition to the amount of 100 million per day.

Fortunately, now several companies have been operated independently, and the most money-burning "Kejin Huabei" has also begun to make money, so he is not in a hurry.

Moreover, according to the urine properties of the "gold-absorbing stone", as soon as the stock market opens tomorrow, Qin Jinsheng's money should continue to flow into his pocket.

It was at this time that Guo Xinxin called to ask Lin Zhenyuan about a loan of 300 million.

If it is someone else, as long as the net worth exceeds 3 billion, in case the money is not paid back in the future, Song Qian is full of promises, not to mention that he is still using the company's precipitation funds now. But as soon as he heard that Lin Zhenyuan wanted a loan, Song Qian vetoed it immediately.

You can lend money to anyone, but you can't lend it to Lin Zhenyuan!

"Lin Zhenyuan's credit limit is not 300 million, this money can't be borrowed!" Song Qian gave a fairly high-sounding reason.

"How much money can I borrow?" asked Guo Xinxin cautiously.

"Within 10 million. ”

"Okay. ”

Although an amount is given, can 10 million still be considered money for a customer who is trying to borrow 3 billion?

Although I don't know why the chairman of a huge bank has a net worth of only 10 million, because the company is Song Qian's, he said that if he doesn't lend, he won't lend.

As a result, Guo Xinxin approved a "disagreement" on Lin Zhenyuan's loan application of 300 million yuan, on the grounds that "the credit limit is not enough".

Before and after, it took less than twenty minutes.

So, twenty minutes later, Lin Zhenyuan received a customer service reply from "Kejiner Huabei", in addition to the information prompt, there was also a phone call.

"What?Not enough credit?!"

Lin Zhenyuan couldn't believe the reason for replying to him on the customer service phone, and actually said that his credit limit was not enough? He is the chairman of Huatai Bank, and his net worth is tens of billions!

However, it is not as much as the net worth of this credit line, generally with a credit loan, it is only a loan of more than 100,000 or 200,000 yuan, and it is impossible to give more loans without collateral and guarantor. After all, in these years, those who are bosses may go bankrupt in minutes, and those who are officials may also enter in minutes. So, no one's credit is worth anything.

However, the reason why Lin Zhenyuan felt unacceptable was because Cao Xiangrong had easily borrowed one billion, so how could he have three billion.

"Then I'll borrow 200 million!, okay?!"

Lin Zhenyuan, who has never given in, has made concessions on money for the first time, and it has dropped directly from 300 million to 200 million.

"I'm sorry, but your line of credit can't lend two billion. ”

The customer service still spoke in a sweet voice, as if to say, "Congratulations on your win," rather than "Your application was not approved." ”

Two hundred million can't do it?

"Don't say I can only borrow a billion?"

The latter sentence, Lin Zhenyuan did not speak. He Cao Xiangrong can borrow one billion, if he can only borrow one billion, it will be a shame to go home.

Although, one billion is also excellent, after all, Huatai Bank now has more than a billion liquidity.

However, the customer service still said to Lin Zhenyuan in the tone that the sweet death was not worth his life, as if he was saying that someone had won the lottery: "I'm sorry, your credit limit can't apply for a loan of one billion." ”

“……”

When the customer service sentence came out, Lin Zhenyuan was stunned, but then he mocked: "Your company shouldn't be out of money, right?

That's right, at the beginning, I thought that there could be no such a huge financial company, which could lend hundreds of millions of dollars to people at every turn, and now it has no money?

This means, Lin Zhenyuan opened his own bank, can he still know?

If it is a general customer service, the guest says so, and it is just a customer service anyway, as long as you reply according to the leader's intentions. However, the customer service of "Kejin Huabei" has a higher salary than the general customer service, so it is also very good at maintaining the company's image.

So he explained: "Sir, our company has enough financial strength, and we have lent out 177 loans today, of which the largest amount is 500 million, and there have been 100 billion loans before. ”

"Then how much can I borrow?!"

As soon as he heard that the customer service said that it was not a problem with funds, and gave the example of a loan of one billion yuan, Lin Zhenyuan asked this question almost angrily.

"Wait a minute, I'll check it out for you. ”

On the phone, the crackling sound of customer service typing can be faintly heard. In fact, Lin Zhenyuan's loan amount was approved by the leader as 10 million, and the customer service saw it at a glance, but if she said it immediately, she would definitely be complained by Lin Zhenyuan.

is still the same sentence, the customer service of "Kejin Huabei", the high salary naturally provides better service, whether it is for customers or the company. Therefore, the customer service gave Lin Zhenyuan an expectation, and it also seemed that they were more dedicated and serious.

After more than ten seconds of waiting, the voice of the customer service came back on the other end of the phone: "Hello Mr. Lin, according to our system's comprehensive evaluation of your credit, your loan amount can reach 10 million." ”

"What?"

Lin Zhenyuan waited for a long time, coupled with the sweet voice and tone of the customer service, so he was a little in a trance for the result, so he asked repeatedly.

"Hello, it's 10 million, and your loan amount can reach 10 million. The customer service is still sweet and repeated.

"How is that possible?!"

"There is indeed 10 million, if you need it, I can apply for a loan of 10 million for you now, and the funds will be available within an hour. ”

“......”

What did Lin Zhenyuan say, and what did the customer service say?

Obviously, 10 million is simply not money for Lin Zhenyuan. At least, it didn't help him to save Huatai Bank's stock on Monday.

But for customer service, there is nothing wrong with her tone and attitude. What about 10 million, how many people can borrow 10 million?