Chapter 275 Campus Loan
Jia Youbin became more and more interested the more he listened, his attention shifted to his cousin's side, and asked with a smile: "Brother, what is the situation of your college students?"
"Today's college students, if they have the conditions, not only want to go to school, but also show off everywhere. If there are no conditions, the conditions must be created.
This can't all be blamed on the latter's love of vanity, after all, the general environment is really different from when I was studying. I remember that when I first entered college in 2002, most people's monthly living expenses were 300 yuan, and the average was 10 yuan a day.
For slightly better students, the monthly living expenses are 5 or 600 yuan, and 811 yuan. Poor classmates, one or two hundred yuan are still available. There are also poor students, and the monthly living expenses are less than 100 yuan.
Even though it has only been two years since the turn of the millennium, there are many small cities where ordinary workers earn 3 or 500 yuan a month. That's all good.
There are still many people who are unemployed at home, either because they don't know what to do, or because they are doing odd jobs. Otherwise, it is to live by receiving unemployment benefits, buying out money for seniority, and subsistence allowances.
After all, in 98 years, there was the first nationwide wave of layoffs, so many ordinary dual-income families have not recovered from it.
Even for civil servants, public institutions, and some economically underdeveloped places, there are still wages that only pay 80%, 60%, or even lower wages than in the 80s of the last century.
However, it is also said that after entering the 21st century, the country began to improve significantly, and some people felt the gradual improvement in their lives. Nine times out of ten, this should happen among the families of urban workers in economically developed areas. ”
Jia Youwei knew that his cousin was living overseas, and he was completely unaware of a certain general environment that had existed in China, so he explained some background to let the other party better understand.
Jia Youbin's whole person was stunned. Although he has not been in the capital for a long time, he generally knows that the living standards and conditions of ordinary wage earners here are no less than those of Seoul in South Korea and Tokyo in the island country.
"Brother, are you joking with me! According to what you said, the living expenses of most college students are 300 yuan a month, is it enough to eat?" Jia Youbin said in disbelief.
"I'm not kidding you, why is it not enough? Although the income was low at that time, the price was also low. There are 1 yuan, 8 cents, and 5 cents of vegetarian dishes, and one serving is a spoon for two stir-fried vegetables.
Meat dishes are 1.5 yuan, 2 yuan, and at most 3 yuan sweet and sour pork ribs. At that time, we hung on the side of our mouths, and the good thing we ate was sweet and sour pork ribs.
This can also be halved and the price is halved. Cold dishes and braised vegetables are calculated according to two, and the price is about the same as that of hot dishes. Three or four cents of rice is enough for boys, while girls are generally 1 or 2 cents.
A dish of kimchi is one cent, steamed buns are one cent, porridge is two cents, sugar buns are three cents, meat buns are five cents, eggs are three cents, and duck eggs are five cents. Two meat buns and a bowl of porridge for breakfast are only 1.2 yuan.
At noon and dinner, a portion of meat dishes with rice will generally not exceed 2 yuan. 5,6 yuan for three meals a day is completely enough.
There are vegetables and meat, and the food will not be shabby, and the overall level is like this. According to this standard, it is 150 to 180 in a month. I want to eat better, upstairs stir-fry. If you want to eat better, there are all kinds of mid-range and high-end restaurants outside the school.
300 yuan a month is more than enough. Don't say anything like a cell phone. When I was studying, it was not a luxury that everyone has now, and it just belongs to the luxury that children from better families have economic conditions.
One of my alumni who went to study in Shudu in the western part of the country once told me a true story, he came to the dormitory from his roommate's house in Wenzhou and asked if he had enough to eat, and if he had any meat to eat?...... The eastern coast looks at the western inland, just like an unwitting foreigner looks at China. Jia Youwei said eloquently.
He was interrupted by their laughter. After waiting for their laughter to become quieter, he continued: "Actually, I can understand it completely."
From the east to the west is a map of the world's economy, from good to bad. Except for those well-known second-tier cities, that's it. ”
As for the computer, if you have an assembly machine of about 3,000 yuan, you are a rich family in the school. The car is only driven by the fools who burn the buns among the students.
Unless you insist on taking an unusual path or going to an art college or something, almost. It's not like there are more than one million or even more than 10 million cars among college students today.
Whether that's the case at a regular undergraduate university, I don't know. However, that's basically the case at the major university I attended. Everyone's attention is still on their studies. ”
"Hearing you say this, my ex-sister-in-law should be doing well. Jia Youbin couldn't help but think that his cousin and Qin Qing had studied at the same university.
"In colleges and universities like 985 and 211, college students have never been very strapped for money, and they all cherish their feathers. Even if you go out to teach, the price is high, and it is easier to find a job than ordinary colleges and universities.
If you want to go abroad to experience life, then in your sophomore or junior year, you can strive for half a year as an exchange student. Generally, those who are motivated to go abroad for further study are waiting for a master's degree to go out again.
As long as your academic performance during your undergraduate studies has passed, you can directly enter the master's degree of this university without any suspense.
Besides, there are student loans, which can be approved 100 percent. Scholarships, in addition to ordinary colleges and universities, which only have more money and fewer places at the national level, there are other private donations and naming, only a lot more.
In addition, many multinational companies, Fortune 500 companies, or domestic central enterprises, well-known enterprises, will also have some projects that give money to college students to do.
Those awesome teachers will also take care of their students, after all, there are many projects outside, private jobs, research projects on campus, etc., there are many names.
As long as you study hard with peace of mind, you will never be forced to take out a loan on campus. Students who can do it can also make a fortune, and they can buy a car while they are studying with their own ability.
Everything is divided into two, and the original intention of the campus loan is still good. It's just that the good scriptures were misread by bad monks. The reason why banks stopped issuing credit cards to college students today is because we just started to test the waters of small loans to college students.
Later, because there were many college students who failed to repay their loans on time, they were all caused by the expansion of recruitment, and they obviously did not have the conditions and quality to receive higher education, but they had to come, resulting in a lot of dead and bad debts in the bank, and the bank had to withdraw it. Jia Youwei said eloquently.