Chen Shu looked at Wang Zilan, and naturally knew what Wang Zilan was thinking, after all, the two of them would live together in the future, and it was still necessary to say many things.

"I did a survey on profiles and found that the market is far from mature, so the profit margin is much larger than that of welded pipes. However, the equipment and operating funds are not a small number, but my funds are limited, so I would like to ask President Wei of Minsheng Bank to help me think of a way. ”

"Wei Liang just now, he didn't say anything about the situation, only said that he could help me solve a lot of trouble, and the specific situation can only be discussed tomorrow. I went to the school once, and the teacher felt that there was indeed a market prospect, and he could help me design the rolling line and tap the maximum production capacity possible. ”

"He also helped me with the investment budget, and one of his students just gave someone else a rolling line, which is a good reference, which is why I came to him. I plan to go to the rolling line of channel steel and I-beam, so that there can be more living space and it will be more beneficial to the future development. Chen Shu turned his head and smiled at Wang Zilan.

"My loan of 10 million is about to expire, but the bank has already asked me, if I want to continue the loan, there is no problem, I can approve it at any time. Originally, I didn't plan to continue the loan, but now it is just in time for Jingxi Iron and Steel to go on H-beam, and I plan to take this next, so I have to continue to borrow. ”

"These things are not a big problem, all the details have been considered, although it is a bit risky, even if it is lost, it will not break the bones. As for rolling steel, the investment is indeed a bit too big, and I don't want to miss the opportunity!" Chen Shu looked helpless, but he couldn't do anything.

"How much do you need to invest, and how long will it take to see the benefits?" Wang Zilan asked.

"With an investment of 80 million, as long as the funds are in place, it is expected to be put into production in three months. Judging from the current market prospects, as long as it is operational, it will be able to have a good income. The most important thing is that the investment is too large. By the way, if you can, you'd better start looking for a suitable place and apply for a galvanizing production line, I estimate that it will be more and more difficult to approve in the future. Chen Shu said to Wang Zilan.

However, it can be seen from Wang Zilan's expression that Wang Zilan didn't take this matter to heart at all, and Chen Shu could only shake his head helplessly.

"The galvanizing production line is polluting, and the state cannot let the production and go online, and sooner or later the state will restrict or no longer approve it. The last thing you need to do now is money, so it's best to start buying land now, and then find the right department to start approving it. If it's too much trouble, I can help you get it, or pay someone to do it. Chen Shu continued to speak his thoughts.

Listening to Chen Shu's reasoning, we should really consider it, so that the company's backlog of corroded welded pipes can also be directly pulled to the galvanizing plant to galvanize, which also avoids the loss of welded pipes to the greatest extent.

When I got home, it was already late, Xiaofei fell asleep in the car, and I really didn't worry about putting the child in the back seat alone, so I could only leave the child at her grandmother's place, and Wang Zilan would drive over to pick it up tomorrow. The two of them drove back to Wang Lei's car dealership in one car per person, and when they passed by the gas station, they deliberately filled the car with gas.

It was too late, and after driving all the way, Chen Shu and Wang Zilan went to KFC to have a quick bite to eat, and then drove home. Chen Shu didn't leave, the two hugged each other and slept together, life is so busy and down-to-earth. At least two people fell asleep with a slight smile on their faces.

When they got up in the morning, they remembered that today was April Fool's Day, although they would inevitably spoof when they went to school, but at this age, plus they are all leaders of the company, if there is any misunderstanding, it will not end well. But thinking about the jokes I made when I was in school, I think it was still good at that time, but unfortunately time is gone.

Auntie has made this place her home, whether Wang Zilan is at home or not, she lives here. If Wang Zilan and the child are here, she will take care of the daily life of the two of them seriously. Wang Zilan didn't want anything wrong with the elderly, so she took the elderly for a physical examination almost every six months, after all, she was a handful of years.

It is precisely because of this that the children of the elderly are more relieved that their mothers are doing this job at home. After eating the breakfast prepared by the aunt, the two went to the bank together, after all, they made an appointment to meet this morning.

When Chen Shu and the others arrived, Wei Liang had already gone to work on time, but there was another person sitting in his office, probably the favored creditor that Wei Liang said!

"This is Chen Shu, the boss of Rongwei Industry, a typical young and promising, and my loan business in the steel business circle is what he helped to expand. This is Tong Guochang, who is also my predecessor, the president of the Tangshan branch of the Agricultural Bank of China. At this point, Wei Liang glanced at Wang Zilan and then at Chen Shu.

Chen Shu stepped forward to shake hands with Tong Guochang and say hello, and Wei Liang's inquiring eyes naturally saw it. "This is my fiancée, the general manager of Tangshan Shenghua Steel Pipe Co., Ltd."

"Hello! I didn't expect Boss Chen to not only have a bold career, but also a relationship that is not simple!" Wei Liang made a joke about Chen Shu, while Tong Guochang on the side was muttering the company name "Shenghua Steel Pipe" in his mouth.

"I think of it, your company is opened in our Agricultural Bank of China, right? I said that the name of the company is so familiar!"

"I didn't expect President Tong to know about our company, fortunately!" Wang Zilan politely said.

"I can't help but remember that although our bank looks very beautiful, if there is a little mistake, then some of them will suffer by themselves. You big companies, that's our food and clothing, those small loans and so on, don't do much for us as banks. President Tong had a completely complaining expression.

Chen Shu immediately thought of the purpose of coming this time, it must be related to this President Tong, otherwise this kind of thing would not invite an unrelated person to come, and at this time, he had a bitter face, which confirmed Chen Shu's thoughts in his heart.

"You two take your seats first, and I'll tell you the details right away. Saying this, he took a glass of water for Chen Shu and Wang Zilan respectively.

"I originally worked at the Agricultural Bank of China, and although my performance was good, I was only a small president of a county-level branch. That is, President Tong recommended me to Minsheng, which gave me my status and income today. ”

"If it weren't for President Tong coming forward, maybe I would still be struggling in that corner, and even the entire Agricultural Bank might have ignored my existence. Call you over today, let President Tong tell you the details, he knows the situation best. Wei Liang introduced this and smoothly handed over the topic to Tong Guochang.

"In 01 year, I took over the affairs of Tangshan, and after I came up, I naturally wanted to do a career and further improve the performance of Tangshan Agricultural Bank. It was this mentality that led me into the trap of others and completely trapped me in it. ”

"Let's put it this way, at that time, a steel mill took a loan from me, saying that the company was profitable and that it was a high-quality asset. We did not find any problems when we inspected, but we did not expect that they concealed their losses and had serious loopholes in management. ”

"In addition, it was still a government stock at that time, so there was no strict review!"

"In order to avoid the previous loan being wasted, the loan amount was continuously increased, and finally the company went bankrupt. Because the other party was really unable to repay the loan, he directly offset the factory to the bank, and let the bank be responsible for handling the factory, and the factory was naturally transferred to the bank. ”

"The new 550 mill has been in use for less than a year, and there is an existing workshop building, so if you want to take over, the workers can resume production. Of course, if you don't have great management skills, I really can't let you take over. Although his face was full of expectations, he didn't want to hurt Chen Shu.

"Do you think this is okay? I'll take a look at the equipment situation and layout first, if it's appropriate, let's talk about other content, what do you think?" Chen Shu said his thoughts, and the other party naturally couldn't refuse, after all, it had been in his hands for three or four months, and the longer the time dragged on, the more unfavorable it would be for himself.

(End of chapter)