Wu Zhen laughed, "Who let you choose to pour that online banking payment security forum when the noise is in full swing, I heard that Wei Qiangren also went to Zhongbo to find a gunman and wrote a passionate article......

Feng Yiming twitched his cheeks and didn't speak, it seemed that this idea was still his own.

"You deserve your bad luck. Wu Zhen gloated and explained, "The policy of not letting go of online banking payment before, and the statements on the surface all refer to security issues, Wei Qiangren, Ren Hongyuan, and the people who participated in the meeting on Ali's side worked too hard, and people had no way to take the banks below, so they only focused on a few of you." ”

Last week, Wei Qiangren of Yifubao and Ren Hongyuan of the Technical Research Institute went to participate in the security forum of online banking payment, and they and Ali personnel handed over a pretty beautiful answer sheet at the same time, intentionally or unintentionally linked online banking payment and online payment tools, which was also discussed by Feng Yiming and Ma Yun, to promote the progress of cooperation between payment tools and online banking payment in a subtle way, and even they and many banks have begun to discuss the details of cooperation.

But whether it is the cunning Ma Yun or the forward-looking Feng Yiming, they didn't expect to fall into this whirlpool, the problem is that they are involved in payment tools and online banking payments.

The China Banking Regulatory Commission and the central bank both want to take the online payment into their arms, their first target is of course not the payment tools of Zhanxiong and Ali, but so many banks below, but those bank executives are all old slippery heads, one pushes two, five or six, no one is silent, this everyone can understand, on the one hand, it will directly manage the direct CBRC in the future, and on the other hand, it is the central bank that implements the national monetary policy, and no one can afford to offend.

When there was a lot of uproar, suddenly everyone found that the impassioned fools on the security forum, whether it was the China Banking Regulatory Commission or the central bank, were keenly aware that the banks below did not dare to speak and stand in line, so they bypassed them and directly found a name to assign the network payment tool to themselves, resulting in a fait accompli, which will play a preemptive role in the future adjustment of departmental rights and responsibilities.

"It's really a disaster!" Feng Yiming didn't know who the fire in his heart was sprinkled on, "Who did I provoke whom......"

"Anyway, they're all involved, let's talk about it, who is to choose...... Tsk, although you are a straw, the weight is not light!" Wu Zhen muttered: "The CBRC is mainly targeting banks, if you make us stumble in this regard......"

"Then they also have the ability to do this!" Feng Yiming pushed away the table, got up and said: "Although the CBRC can barely reach out if it wants to, but nominally speaking, the central bank is still justified." ”

"Why?"

"Do you still remember the IT industry bubble a few years ago? How many people scolded those who engaged in IT companies for being bastards, and they withdrew after collecting money. Feng Yiming paced back and forth in the classroom and said slowly: "No matter what the truth is, one thing is right, most of the money that was swept away was invested in the financial world. ”

After coming and going for many years, Wu Zhen gradually understood Feng Yiming's speaking routine, and endured without interjecting, just listening quietly.

"When a large foreign consortium develops to a certain point, it will definitely have a cross-equity relationship with the bank, either to buy shares, or to take control, and even to acquire or even establish a new bank. ”

"Similar to this, the IT industry has developed to a certain extent, and there will be a considerable intersection with the financial industry, Ma Yun is trying to use Alipay as a platform to build Ali's financial circle, Tianchen's strategic intelligence department The latest report shows that Ali has registered two new companies, both of which are responsible for financial business. The more Feng Yiming spoke, the faster he said, "And the banking regulatory commission can manage the financial business on the Internet? Only the central bank has this power." ”

"So the central bank?"

"Well, that's what Yu Hang meant. ”

Wu Zhen was silent for a while, and suddenly asked, "But last time I heard you mention it, Ali still wants to put his hand into the bank in the future...... Isn't he afraid that the CBRC will give him small shoes to wear?"

"This has nothing to do with me. Feng Yiming shrugged, "I estimate that in at least 20 years, the road of domestic private banks will still be difficult, and I want to build a commercial territory with banks as the core in China......"

Feng Yiming shook his head and didn't speak again, in his previous life, Ant Financial, a subsidiary of Alibaba, was the major shareholder of Zhejiang MYbank, but in fact, for a long time, its status in Ali Group was not comparable to Alipay, or even Ant Financial.

Wu Zhen was about to speak, when suddenly his mobile phone rang, he hung up after listening to a few words, turned his head and said with a smile: "It seems that someone disagrees with you." ”

Feng Yiming blinked, "Which one has found the CBRC?"

"That's good!" Wu Zhen laughed and said: "I just got the news that the person in charge of Tenpay on Penguin's side has just come out of the CBRC, and he was actually sent out by the second-in-command." ”

"Stupid!" Feng Yiming scolded in a low voice, and immediately called Wei Jun, asking him to keep in touch with Yu Hang's side, and be sure to be consistent.

Putting down the phone, Feng Yiming's thoughts gradually flew away, he had also used Tenpay in his previous life, but it was not to buy goods, but to pay for those civil service examinations and vocational qualification examinations.

Tenpay and Alipay were not on the same level at the beginning, Alipay soared with its relationship with Taobao and Tmall, and suppressed Penguin's Paipai and Tenpay, which is also an important reason why Penguin later reversed QQ wallet.

Feng Yiming secretly guessed in his heart that Tenpay has not been able to promote it on a large scale, maybe it has something to do with standing in the wrong team this time?

Feng Yiming knows very well in his heart that in the field of payment tools, penguins can only be in their own territory for a long time without tigers and monkeys in the mountains to be kings, QQ recharge, buy online game points, props, and the majority of online payment, penguins have always been powerless, even patpai net has been lost, until the advent of WeChat wallet is qualified to compete with Alipay.

However, in this life, with the existence of Yifubao, the penguin still wants to follow the path of the previous life, maybe the brains will be beaten......

The two of them chatted in the classroom until about four o'clock in the afternoon before going out to find a place to drink.

"By the way, what's going on with that Ge name?" Feng Yiming suddenly asked.

"A character who welcomes each other from all sides, but the mind is clever. Wu Zhen said indifferently: "You can also guess that on the one hand, it is the task pressed down from above, and on the other hand, he wants to climb up by himself." ”

"It's enough, I'm afraid that his thoughts will be in vain. Feng Yiming said with a smile: "Even if a new department is established in the Payment and Settlement Division, it may not be his turn, and there are more than ten people who go to Yuhangla." ”