Whether it was before or after getting the honest pen, Wang Nuo has been looking for opportunities to invest or make money.

Zhou Minghai: What they are discussing is investment opportunities.

"After joining the WFEX, most of the access restrictions on the wealth management products of financial institutions have begun to disappear, and there are even basically no access restrictions for us, but the fixed pattern of proportional risk and return will never change. Zhou Minghai held the information brought by Wang Dan and others in his hand, and said: "The higher the degree of openness of the market, or the degree of linkage between the investment method and the World Financial Exchange, the lower the risk and the lower the return, which is also the formula." ”

"So you have to estimate your risk tolerance before you invest, and you have to pay attention to the doorway. Zhou Minghai continued to explain.

Wang Nuo found a place to sit down, picked up some materials on the table, and looked at them carefully.

Securities in the formal market are subject to multi-party supervision and have a relatively complete operating system, so the risk is low, but the valuation is also extremely clear, so the profit and loss margin is not too high, such as stocks and bonds.

Of course, there are also ultra-high-risk investment methods in the secondary market, such as foreign exchange, futures, and options, but Wang Nuo directly ruled out those methods.

The reason is very simple, there is no money.

Wang Nuo currently only has a capital of more than 10,000 yuan, and he can't even open an account for foreign exchange speculation, let alone futures.

And Wang Nuo also needs to control the profit and loss range, he must use an honest pen, with the consumption method of this thing, if you enter the high-leverage market, if you don't make more money than you lose energy, wouldn't it be how much you make and how much you lose?

"For me, investing in equities is a good way and a good way to experiment, but maybe I can go into a slightly riskier area. Flipping through the information in his hand, Wang Nuo had his own calculations in his heart: "I am not familiar with options and futures, the risk is too high, and I will think about it later, but there is one thing that is not far from stocks......

"Wealth management products combining bonds and equity can still be tried. Wang Nuo opened a document.

"Do you have an opinion on Internet finance?" Among the four young people here, only in terms of personal likes and dislikes, Zhou Minghai will take more care of Wang Nuo, which can be seen from the fact that he asked Wang Nuo to sit next to him, he looked at the information that Wang Nuo paid attention to, and asked without much thought.

"What do you think of this business?" Wang Nuo asked rhetorically, with a hint of asking for advice.

Zhou Minghai thought about it, a bunch of data came to mind, and said: "Although the PE is a bit high, and even the supervision has not yet been perfected, the risk is still in the controllable stage, and the important thing is that they have licenses." ”

"I always feel ......" Wang Nuo frantically read the data in the research institute a few days ago, and still had an impression in his mind, and said with some doubts: "There is a critical point, or a line. ”

"That's right. Zhou Minghai's eyes lit up, he was even more sure that Wang Nuo was talented, and wanted to open his mouth to analyze, but he still endured it, and just smiled: "I don't have much work these days, you can try to analyze it, and if you don't understand, you can ask me." ”

As soon as Zhou Minghai's words fell, Tao Xiu and Wang Dan showed interested eyes, but they studied accounting, and they had no intention of studying and analyzing, and they didn't say anything, as for Liu Ye...... He looked indifferent and didn't take it to heart at all.

Wang Nuo was a little excited, he did read the data and documents about the Internet finance sector, and without using an honest pen, he smelled some unusual smells, but he was only a senior at the Shanghai Institute of Finance.

It wasn't until he looked through the financial plan in his hand that focused on investing in Internet financial companies that Wang Nuo seemed to have found the faint path of sheep's intestines.

There is a chance in this, and there are a lot of variables in it, so you can pick one of the enough variables to remove it with an honest pen, and then ...... Make some money?

When Wang Nuo was flipping through this document and falling into thought, Zhou Minghai also finished talking to a few young people, and then said goodbye and left.

"The risk of Internet finance is too high, Xiuxiu, if you are interested, I think these plans will be more suitable. Liu Ye said gently, when Zhou Minghai was there just now, he dared to argue with the other party, and now that Zhou Minghai is not here, he is the most professional person.

"But the benefits are too small. Wang Dan's eyes flashed with the light of a wealth fan, and he stuck out his tongue and said, "I'm not saying that Brother Ye's plan is not good, or that he is a little greedy." ”

"Risk and return are proportional, and the best choice is to make a profit with almost no risk. Liu Ye was not angry at all, turned his head to Tao Xiu with a smile and said, "Xiuxiu, you are studying accounting, you should be able to calculate this thing." ”

"I'm not interested. Tao Xiu showed a shallow smile on her face, and when she was talking to Liu Ye, most of her attention was on Wang Nuo, who had been thinking about it, and it was the first time she had seen someone completely hang her on this occasion.

Wang Nuo is actually not hanging Tao Xiu, nor is he not interested in participating in the conversation, but for him, learning and making money are much more important than flirting with girls.

With ability and money, will there be fewer girls? Will there be women who are incompetent and poor? Wang Nuo has never put the cart before the horse.

For a girl like Tao Xiu, Wang Nuo didn't think that he could get his hands on it by saying a few more words, and he didn't even think that Liu Ye's actions were of any use.

"The plan recommended by Liu Ye is indeed very professional, but what is the use of obtaining the highest range of returns with the lowest risk? Wang Nuo was 100% sure that Liu Ye belonged to the kind of man who had very low flirting skills, and thought to himself: "How can a smooth and steady way make waves in their hearts? ”

"Wang Nuo, what are you looking at?" Sure enough, at Tao Xiu's age, he doesn't like the so-called plain at all, Liu Ye is indeed professional, and his conversation and communication are very stable, but it just gives people a feeling of no passion, and he is not attractive at all.

Tao Xiu became interested in what Wang Nuo focused on, she knew that the plans on the table had been eliminated, and these plans had a "too high risk" characteristic.

"Internet finance, I like the debt-to-equity swap and equity investment in this plan, as well as their style of focusing on non-main board stocks. Wang Nuoyang raised the information in his hand and said with a smile: "Ma Wuye grass is not fat, and the children of the poor are already in charge." ”

"Giggles, you're funny talking. Wang Dan couldn't help but laugh out loud when he heard Wang Nuo's words, and then said with doubts: "But Senior Brother Zhou said that the risk of these plans is too high. ”

"So the income is also high. Wang Nuo spread out his hand and said, "I'm a big gambler." ”

Everyone's attention was completely drawn.