[Daily task: Help classmate Tutu get out of trouble and establish an image of a qualified senior brother]

[Success Reward: Depends on the result]

[Failure Punishment: Prestige Reduction within the Department]

The system, which has not been moved for a long time, has finally released a new mission, which is not very difficult, but it is still very flexible and has a lot of room to play.

The task description is very vague, but this can't help Fang Xiaowu.

What should I do if I discuss something with a lot of people?

Respect for everyone's opinions?

If that's the case, don't think about doing anything, and collapse in the long fight is the only result.

There is a very important premise for working together – first and foremost to have a certain tone.

This demands a lot from the leader, like the head wolf in a pack, who must be stronger, smarter, and more cunning in order to dominate the pack and enforce bans.

Fang Xiaowu is still very immature in some aspects, but it is more than enough to dominate such a stage.

First things first: sort out the situation, set the tone, and let everyone know what to expect.

"Brothers and sisters, let's go one by one, find out the situation, and then consider countermeasures. ”

"Let me say first, if you have any opinions to add, the class leader will speak directly, and the students below please raise their hands to speak, so as to save chaos. ”

Concise, well-organized, and full of field control.

"First of all, let's determine Tutu's situation. ”

"The logic is this—she was cheated by her senior sister and signed a legal trap contract, and we knew that the training was not worth the price, and we knew it was a complete scam, but legally speaking, the training contract was valid, and she had to pay back the money. ”

"Senior brother, are you sure? Can't we inform the department and use the strength of the school to negotiate with the training institution?"

Eight squad leaders, six men and two women, it was the remaining girl who asked questions.

A male squad leader wearing glasses followed closely with the interface: "Little Fifth Brother, can I understand it like this - no matter what force is dispatched, whether it is looking for a school or calling the police, this money must be repaid?"

Fang Xiaowu smiled helplessly: "I have a wide range of finance-related laws, and I have been exposed to the traps of commercial contracts in units of 100 million yuan, judging by my knowledge...... Yes. ”

The statement is very modest, but the tone contains absolute confidence, which is awe-inspiring.

High school students, no matter how strong they are, are nothing more than Olympiad mathematics and physics, which are two different things from sociology.

How has the little fifth brother ever been exposed to the contract trap? He has dug a pit by himself!

Han Xiyi frowned: "Can you please explain more clearly? ”

"Yes. ”

Fang Xiaowu nodded: "Essentially, this is a loan contract + training contract, and the interest on the part of the loan is within the scope of national legal protection." ”

"According to the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases, the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, and the lender's request for the borrower to pay the principal and interest is completely legal and upheld by the court. ”

"In this contract, the entire interest is controlled within 24%, plus possible management fees and other charges, maybe more than 36%, maybe not exceeded, but that's not the point. ”

"If you don't repay the money, resulting in overdue, the part of the overdue penalty interest is actually directly sued, and there is a high probability of winning the lawsuit and being waived. But that's still not the point. ”

"The point is, this money has to be repaid, more or less. ”

"As for the training part, it is even more impossible for us to provide evidence that the training is not worth the price, and illegal acts such as consumer fraud are very difficult to identify in the field of training. ”

All kinds of accurate and lofty nouns made the little fifth brother's explanation explosive, and the students admired it, but their hearts became heavier and heavier.

Tutu's face was already pale, and he clenched his hands in remorse, tears dripping down like strings.

However, the bad news is not yet over.

"Therefore, we can only admit this loss. ”

Han Xiyi's tacit cooperation: "If you don't admit it, what is the worst consequence?"

The fifth brother stretched out his hands: "The other party sued Tutu and lost the lawsuit, Tutu was included in the "List of Judgment Defaulters", leaving a stain on personal credit, and it will be very troublesome in the future for employment, loans, and even daily life." ”

There is a black man who looks like a rich second generation in the squad leader, and a platinum earl on his wrist is so bright that his eyes are dazzling.

This person's idea is very level, and he didn't mention bad ideas such as donations, and immediately aimed at the training institution.

"We may be able to find a way to get in touch with the training company, first test the relationship between the school and them, and then mobilize forces in various ways to try to stop the training, and feed the money that has already been paid to the dogs, get out first, and then talk about revenge. ”

Another female squad leader's eyes lit up: "Yes, the training should always be allowed to withdraw, right? Even if you have to lose half of it, at least stop the loss first!"

"Enough to choke ......"

Fang Xiaowu sighed, "It's very easy for the other party to drag, who can tell how much those 'internal materials' are worth?" Besides, the loan contract and the training contract are two different things, the training is tossed for 2 months, and half or even less of the money is returned, isn't the loan the same to be repaid?"

"This trap is very hidden, very cunning, and you don't have to run in the trap. Unless we can find the location of the enterprise, and there is enough strength there, knock on the door, and convince people with morality. ”

A group of new young college students were dumbfounded, how could they have thought that there were such tricks in this world?

Similar methods are played in a hidden and complex enough way, even a company like Chutian can be pitted, what are students?

There are always some people who don't know the so-called so-called people who think that the mentally handicapped deserve to be deceived, but they don't know that 99% of the world's human beings are mentally retarded, and we live in all kinds of scams every day.

When they look down on the mentally retarded, they are also being harvested by the smarter people – unless it's the 1%, they don't get harvested, and they voluntarily pay protection money to the rules.

Reading and studying is the only way to understand the world, and only the farther away from the bottom trap can you be qualified to live an easy life.

Fang Xiaowu is not the 99%, nor is he the 1%, he is the only one.

Of course, no one can realize that the students are racking their brains for the time being.

After pondering for a long time, the little glasses standing next to Fang Xiaowu said weakly: "Otherwise, let's launch a donation to help Tutu pay back the training fee, right?" I am her squad leader, and our class is the leader." ”

As soon as these words came out, Tutu's face instantly lost its blood, his lips trembled violently, and his eyes lost concentration, as if he had suffered an even more serious blow.

Looking at her expression, Fang Xiaowu couldn't open his mouth to agree.

This girl is a typical inferiority complex, which means that her self-esteem is more sensitive than ordinary people, and if she really wants to do this, she will not want to raise her head again in the future.

There are still four years left in college, what kind of torture is this?

Well, magnify the move.

Let me show you, my old man's methods!