Chapter 259: Loans

When Fang Zihan began to blow a new round of frenzy around the world, Li Feng was leisurely nesting in his 'gardening training class' and waiting for Ren Yuhui's news.

He originally thought that even if Ren Yuhui's authority was high, it would take a month or two to run a school and buy such a large piece of land.

As a result, it was only half a month before and after, and Ren Yuhui came to the door with a large stack of documents.

Application materials, registered capital verification report, school charter...... There are sixty or seventy kinds of miscellaneous.

If Li Feng ran by himself, he wouldn't be able to handle it in the Year of the Monkey.

After signing a lot of names, the next step is to buy the land. According to Li Feng's requirements, no preferential policies were given, and even various land requisition compensation was calculated, with an average of 100,000 mu, more than 20 square kilometers, that is, more than 30,000 mu, and this land alone cost more than 3 billion.

Li Feng still had more than 100 million during the Chinese New Year, but it was transferred to Lu Xingsheng as start-up capital a few days ago. Now he has all the bank cards added up to 10 million.

As for income, it will not be until the beginning of April that Changshan Group will be able to transfer the first quarter's dividends, which is almost more than 200 million. This money, according to Li Feng's plan, will also be transferred to Lu Xingsheng.

Because Lu Xingsheng's training is almost over, he can focus all his energy on investment, give him more funds, and rely on the 20 million he gave him in the early stage and the 100 million he was given after the New Year.

Of course, as an angel investor, and also the top angel investor, if Lu Xingsheng really wants to let go of his hands and feet to invest, I am afraid that one or two tens of billions a year will not be enough.

Li Feng's plan is that all the dividends that Changshan Group can give him this year will be given to Lu Xingsheng and An Lingshan as start-up capital. There can be almost a billion, and the two will divide it equally, and then let them develop on their own.

Lu Xingsheng ended the training earlier, and all the dividends in the early stage were given to Lu Xingsheng.

Each person has this 500 million start-up capital, which is equivalent to directly skipping the initial initial capital accumulation, and will undoubtedly be able to avoid a lot of detours.

Right now, there seems to be a feeling that the plan can't catch up.

But it doesn't matter, Li Feng can't take out so much money, so he can find a bank loan.

The collateral is 20% of the shares of Changshan Group.

The total assets of Changshan Group before the Chinese New Year were only about 2 billion, but by signing more than 20 overseas agents in one breath, the total assets have now swelled to more than 3 billion. Moreover, the so-called total assets refer to the working capital and fixed assets of Changshan Group.

The real value of Changshan Group is Changshan. Secondly, there are more than 10 patents related to eye fatigue massagers.

Chang Shan, the chairman, has no way to estimate the price, but the patent right of the eye fatigue massager can.

Changshan Group has reduced the price of eye fatigue massagers in China from 30,000 to 20,000 in one go. Not only does it not reduce the patent valuation of the eye fatigue massager, but it has the effect of pushing it up. The reason is that the overseas market has not dropped a penny, and such a large price reduction shows that the cost has also dropped significantly, and the profit in the overseas market is undoubtedly higher.

Comparatively speaking, the entire overseas market is much larger than the Chinese market. If you really want to talk about it, the patent right of the eye fatigue massager is not too much to estimate 100 billion.

Of course, unless Ren Yuhui also uses his power for personal gain in terms of valuation, then 200 billion or 300 billion is no problem, otherwise it is impossible for the bank to really give a valuation of 100 billion, at most 10 billion or 10 billion.

Fortunately, Li Feng doesn't need so much money, with a valuation of one or two hundred billion yuan and 20 percent of the shares, he can also borrow three billion.

"According to your requirements, the loan will be calculated at the interest rate of the business loan, and it will be repaid in installments starting next year and will be repaid in five years. Ren Yuhui introduced.

Li Feng nodded and signed his name one document after another.

After tossing for more than two hours, Li Feng signed all the documents.

After signing the last name, Mr. Li successfully owed a huge debt of up to three billion.

"Teacher Li, the funds for the construction of the school, do you plan to use this land to refinance?" Ren Yuhui asked.

"Land and re-loan?" Li Feng was stunned, his original plan was to use the money on hand to build a fence and enclose the school. was reminded by Ren Yuhui that this is a good way to get money.

But as a result, his huge debt has to increase.

"Okay, then help me borrow another billion. Li Feng didn't think much about it, anyway, he owed three billion, and there was no shortage of another billion.

With this money, not only can Lu Xingsheng and An Lingshan be given start-up funds in advance, but also means that he can have more than one billion funds invested in the construction of the school this year.

Ren Yuhui nodded.

Officially finalized the new loan, and after Ren Yuhui left, Li Feng immediately made a phone call to Yang Chuanjie. Let him help find a designer from the architectural design institute to get a drawing of the construction of the wall, and then design the construction drawings of the entire school.

Don't look at it as just a wall, Li Feng's requirements are actually not low. Because of this school, he planned to build a very closed environment. Therefore, the fence is also one of the key buildings.

According to his expectations, first of all, the wall should be a faΓ§ade that is high enough and grand enough. Then, there are a large number of built-in cameras and alarms. Make sure that there are no dead spots within a 10-meter radius of the fence.

When the drawings came out, the appearance of the wall had to satisfy Li Feng at the same time, and it had to satisfy Ah Fei, the king of killers.

"By the way, help me find another shop. ”

After finishing the construction drawings, Li Feng suddenly remembered Qiao Xue's matter.

For all professions, the early promotion speed is extremely fast. Like Qiao Xue's TCM profession, when the ability value is between forty and fifty, a daily training task can increase the ability value by 0.6.

Qiao Xue's ability value of the TCM profession had already reached 42.86, and it only took four days to increase the ability value of the TCM profession to 50 points in just four days when she did three daily training tasks.

It can be raised to 50 points, and after reaching the qualification standard for this class, the daily training tasks will start to often have tasks that require practical operation.

Qiao Xue's other two professions, a darts player and a makeup artist, can all be completed in the 'gardening training class'. For the former, give her a target and a few darts. The latter is a little more troublesome, but when it comes to tasks that require practical operations and can't be done with prop dummies, you can also take Yang Xixi and An Lingshan as practice objects.

Chinese medicine is not good!

Everyone is not sick or sick, and there is no way to be Qiao Xue's practice object.

In this way, the only way to find a Chinese medicine hospital for Qiao Xue is to help her open a Chinese medicine hall directly.

With the help of Yang Chuanjie, the number one official in Cangnan City, whether it is the former or the latter, it is naturally not a problem.

Traditional Chinese medicine is Qiao Xue's main business in the future, Li Feng asked her, and learned that she planned to open her own medical clinic in the future, only treating all kinds of incurable diseases, and after writing and sorting out a book on Chinese medicine in her spare time, she decided to help her directly open a Chinese medicine hall.

"No problem, what are the requirements of the store?" Yang Chuanjie asked.

Li Feng said Qiao Xue's request: "The store is used to open a Chinese medicine hall for Qiao Xue, first of all, the store must be big enough, otherwise, there will be no place to put all kinds of medicinal materials." Again, you have to bring the backyard or upstairs to make it easier for Qiao Xue to do other things. ”

"What about the lot?" Yang Chuanjie asked.

Li Feng said without thinking: "It doesn't matter, if you have a fever or cold, at most, you can treat it in the early stage." When she is a little more well-known, Qiao Xue will no longer treat those diseases that can be cured by ordinary clinics and hospitals. The location is not very demanding, the neighborhood is not too noisy, and it is best to be close to the gardening training class. ”

"Okay, I'll find someone. Yang Chuanjie agreed.

……

Two days later, Yang Chuanjie called. As for the fence, the designer is studying the topography and geology, and it is estimated that the design will begin in a few days. As for the store, we have already found one that meets the requirements, not far from the 'gardening training class'.

In the afternoon of the same day, Li Feng drove an electric car and took Qiao Xue for a trip.

As Yang Chuanjie said, this store is indeed very compliant.

It is located on a somewhat depressed and deserted street, with potholes on the concrete pavement, and the houses on both sides are built in their twenties or thirties, or even earlier. The tallest is only five floors, and more are three-storey buildings. It is old, scattered, deserted, not far from the 'horticultural training class', and belongs to the old residential area. It's just that the 'gardening training class' is more chaotic in the old residential area, and even the cars are improving. This street is on the edge of an old residential area.

As for the area, it was larger than Li Feng and Qiao Xue expected. Because, Yang Chuanjie is looking for a whole building.

There are three shops on the first floor, and if they are opened, there will be at least 150 or 60 square meters. The upper two floors are all housing, not only can Qiao Xue be used to do other things in the future, but also the nurses of the Chinese medicine hall can be arranged to live here.

The rent for this entire building is 18,000 per month. It's not expensive, but it's not cheap either. If you rent a shop on the first floor, it is actually enough to have seven or eight thousand a month. The second and third floors of housing account for the majority of rents.

As soon as they were summed up with Qiao Xue, the two of them were officially determined and rented here.

Qiao Xue's traditional Chinese medicine ability value has reached more than sixty points, and in the era of the withering of traditional Chinese medicine, this strength is not inferior to most experienced old Chinese medicine doctors. Not to mention colds and fevers, even some incurable diseases can be dealt with, and it is naturally not a problem to sit in the hall for consultation.

Moreover, although the increase in the ability value is slow in the later stage, because the talent value reaches the upper limit, Qiao Xue also needs to do the devil training task again to increase the talent value, but with the passage of time, the increase is still extremely obvious.

Next, just wait for the renovation to be completed, hire one or two more nurses, and the Chinese medicine hall will be officially opened. At that time, Qiao Xue, whose ability value has improved a lot, not to mention curing all diseases, but as long as it is not a terminal illness that even Western medicine can't solve, it is enough to deal with it.

After signing the contract with the landlord, and then chatting with Yang Chuanjie about the decoration of the Chinese medicine hall, Li Feng drove Qiao Xue back to the 'gardening training class'.

"By the way, will you drive an electric car?" On the way, Li Feng couldn't help but ask. It's not far from the 'horticulture training course', but it's only a twenty or thirty minute walk compared to an electric car.

It is also not possible to use a car, because it is difficult for a car to enter the 'horticulture training course', and you need to walk for five or six minutes. If you really want to compare, let alone electric cars, maybe not even as fast as bicycles.

"No!" Qiao Xue shook her head.

"What about cycling?" asked Li Feng.

Qiao Xue was a little embarrassed: "I learned it when I was a child, and I fell miserably, so I didn't dare to learn it." ”

Li Feng couldn't help but stop the electric car: "If you walk, it will take an hour just to go back and forth." No matter what, electric cars must be learned. ”

Qiao Xue hesitated: "I don't dare to ride a bicycle, and I ...... an electric car."

"Rest assured, electric cars are easy to learn. Anyway, there are no cars or pedestrians on the road, so I'll teach you now. Li Feng got out of the electric car and let Qiao Xue sit in front.

Qiao Xue was suddenly a little nervous.

"Take it easy, something you can learn in a minute. Li Feng said with a smile.

Qiao Xue took a deep breath and nodded heavily.

"First of all, it's about turning the power on and off. Li Feng turned the key a few times, and the display screen flickered.

Qiao Xue also tried a few times.

"Very good, how to switch the power supply has been learned!"

Li Feng smiled: "Then there is the second step, put your feet on the ground, and gently turn the handle with your right hand." Remember, just a little bit, don't panic once the electric car starts. Otherwise, it is easy to exert force in a panic. ”

Qiao Xue nodded, trying to turn the handle slightly.

The electric car is moving forward.

Released again, the electric car slowly stopped.

After a little turn, the electric car slowly moved forward again.

"Isn't that just learning?"

Li Feng continued: "Then it's how to brake, unless you encounter an emergency, don't brake suddenly, otherwise it will be easy to fall." ”

Qiao Xue tried it twice and became a little familiar with the brakes.

After explaining the various functions of the electric car, after Qiao Xue remembered it, the rest was only practice makes perfect.

"Drive slowly, try to put your feet on the pedals, and I'll follow. By the time you get back to the Gardening Workshop, you'll pretty much have learned everything. If you have time to go to the yard and practice a few more times, you can go out alone. Li Feng gestured.

Qiao Xue nodded, drove the electric car, and moved forward little by little. That speed is not much faster than Li Feng's walking.

At first, she was a little nervous, but after a minute or two, Qiao Xue's demeanor gradually became natural.

……

On the street ahead, in a red Mercedes Benz, there was a 'girl' of twenty-five or sixteen years old.

'She' wore a white chiffon dress, her face was delicate and charming, and her skin was as white as snow.

In front of the windshield, there is a mobile phone.

The phone is on, and the outdoor live broadcast is being carried out.

The room for the live broadcast is called 'Singles Paradise: Looking for a Scumbag'. The number of spectators is as high as more than 100,000 people.

If anyone who likes outdoor live broadcast sees it, they will definitely understand it for the first time, she is empty and quiet Ruolan, the number one popular anchor on the Huoyun live broadcast platform.