Chapter 409: The Capital Chain
After talking to Li Erzi, Li Erzi didn't mention how to go to Zhang Luo to organize the project department, Li Huayong came to the first floor to find Lin Wei, here is the "Yingshanhong Trading Company" she made.
"Boss Lin, business is booming?"
"you. ”
Lin Lianhua threw Li Huayong a roll of his eyes, and then said with a smile: "How can Master Li have time to care about my small shop?"
Li Huayong also smiled: "Isn't it going to cost money again, then I can only come and ask you, the housekeeper." ”
Lin Wei is indeed like a housekeeper now, the income from selling marbles, the flow of the engineering fleet in Pengcheng, and even the money borrowed from Xiangjiang last year are now in her hands. Therefore, now that there is suddenly an unplanned project of "Southern Lao Wang", Li Huayong of course needs to ask her for money.
So that night, the two lay on the bed, didn't do anything else, and discussed money like a young couple living at home.
Lin Lianhua first asked, "How much money do you need to invest in this project in Pengcheng?"
"Well, what I talked to that person about investing 5 million at one time is to invest 5 million at once. ”
"Huh?!, so much?"
Hearing Lin Wei's tone, it seemed that he was a little too excited, Li Huayong was a little surprised, and he patiently explained to his girlfriend:
"Yes, this number is what I promised in the afternoon, I think about it this way, since it is the first time to cooperate, then we must always show some sincerity, I know that the person should not have much money on hand now, rather than because of lack of money to make this project to end the day, then simply the early investment will be calculated by us, I have calculated, anyway, we do not lose money. ”
Lin Wei thought for a while: "According to 380 square meters, 5 million can buy more than 10,000 square meters, which is exactly equivalent to more than 100 houses, you are equivalent to the purchase money first, right? ”
"Clever, that's what I mean. Li Huayong praised his girlfriend casually:
"You think, since we built these houses ourselves, many potential risks will be automatically eliminated. Looking at this project from another angle, this is equivalent to us paying our own money to help us build a house, but someone else has already helped you complete all the procedures for land approval, so as a reward, we will help him build other houses, why not do this kind of thing that is beneficial to both parties?"
"This is the truth, but ......"
Seeing that Lin Wei still had "but", Li Huayong was a little confused: "What else can it be? Hey, I'm talking about lotus, this is not like you in my impression." ”
Lin Lianhua was energetic, she stared at Li Huayong and said, "What kind of impression do you think of me?"
Li Huayong smiled, and then put a lot of high hats that didn't want money on his girlfriend's head: "Then you don't need to say, smart, beautiful, gentle, considerate, empathetic, by the way, and happy and generous, like now, 5 million will be twisted and pinched, this is like my impression of Miss Lin's style." ”
It's a pity that Li Huayong's words didn't have the effect he wanted: "You think I don't want to be generous, but you don't want to think about how much money we have on hand." ”
Li Huayong was stunned: "Isn't it Lotus? I remember that we calculated it in the first half of the year, and I am now worth more than ......."
"I know, you are now a master Li with a net worth of more than 10 million, but Ah Yong, don't forget, net worth is one thing, and how much cash you can take out at once is another. ”
"But ......"
When Li Huayong wanted to say something, Lin Wei didn't give him a chance, she took out a calculator from the bedside like a trick, and then began to calculate Li Huayong's assets in person.
"With the sale of several batches of marble to the Middle East and Europe, as well as the income from that engineering fleet, congratulations, Mr. Li, as of today, your total personal assets have reached 16.37 million ......"
Li Huayong listened to Lin Lianhua's "report" while lying there contentedly. At this time, Li Huayong didn't want to compare with those seniors, because he found that most of the seniors were actually in YY, but his income was real and reliable.
"However, because the payment for the last two batches of goods has not been received, and there is still a problem of sharing accounts with Nam Giang Province, and not all the accounts of the engineering fleet have been settled, we now have about ...... cash on hand."
This is the point, so Li Huayong hurriedly asked: "How much?"
"About nine million, almost eight million or more. ”
Of course, such a number is normal, so Li Huayong didn't think much about it: "There are nearly 9 million in hand, can't you take out 5 million? What did you hesitate just now?"
Lin Wei's next sentence made Li Huayong fall silent: "Of course you can take it out, but Ah Yong, if this project costs 5 million at once, what about the Yangcheng project? In addition, aren't you going to invest in a section of Yangpeng Expressway next? Aren't you going to buy some road construction equipment? Don't you think about these in advance?"
Li Huayong was speechless, of course Lin Lianhua was right what he said just now. In fact, this is also the hardship of doing engineering, and it can even be said to be the hardship of any real economy.
Some projects are obviously good projects, such as those that Li Huayong is doing or preparing to operate, are almost all very good projects, with bright prospects and promising profits. However, once there is a problem in the capital chain, it will inevitably have a chain reaction, and even the best projects will be dragged down.
Of course, Li Huayong knew what was at stake, so he couldn't refute what Lin Wei said just now. After being silent for a while, Li Huayong came up with another idea:
"By the way, Lotus, what about the money borrowed from Xiangjiang last year......
"I was about to tell you about this, I need to go back to Xiangjiang in a few days. ”
"Huh?"
"Don't you forget that the money has been borrowed for almost a year, so I don't want to pay the first year's interest to anyone?"
"Oh?"
Of course, private lending has to pay interest, but Li Huayong has never paid attention to this matter before, and at this time he asked casually:
"Then how much interest will you have to pay this time. ”
"It's not high, more than 40 million is less than 50 million. ”
Li Huayong was speechless for a while, and he must admit that Lin Wei's words were really not wrong, he borrowed 250 million yuan at the beginning, and only repaid more than 40 million yuan a year, so the average profit is less than 2 points. This is already a very preferential "friendship price" in private lending, and without that kind of friendship, don't want to borrow money at such a low interest.
However, Li Huayong's understanding is understanding, but ......
At this moment, Li Huayong can only continue to feel sad for the industry he is engaged in.
Seeing that Li Huayong's mood became obviously depressed, Lin Wei turned around and comforted Li Huayong:
"Ah Yong is fine, the 5 million, you can use it if you want. ”
"Hmm. ”
"Although it is indeed a bit too much to take away 5 million at once, but you don't have to worry too much, our cash flow is still very stable, by the way, there is one thing I didn't tell you, just a few days ago, through the Nanjiang Provincial Foreign Trade Department matchmaking, there are several quarries in the mainland to find us here, hoping that we will act as an agent for their products." ”
"Oh?"
"Yes, the situation of that fleet is relatively stable now, and unless the scale is expanded, the funds that can be provided are just like that, but this trading company is ......"
Speaking of this, Lin Lianhua also pretended to pause: "I estimate that from next year, the monthly turnover will at least double that of now......
“... By the way, this project in Yangcheng, isn't it the second uncle who took it in the name of the Lin family, this is not exactly our project, can you ask for some money from the family, anyway, I heard my father say that now the factory in Shekou is very profitable, and it has made so much money, so it should be taken out and spent. ”
Li Huayong couldn't laugh or cry when he heard it, and when he saw Lin Wei distinguishing "us" and "my family" so clearly, he felt sad again.
Of course, this time he felt sad for his father-in-law Lin Yinglong, and said in his heart how could the Lin family give birth to such a daughter.
However, while feeling sad, Li Huayong's mood slowly improved and relaxed.
"By the way, what about Xiao Kai, I haven't heard from him for a long time, what is his situation now. ”
Lin Lianhua was talking about distinguishing between "we" and "my family" with great interest, and when Li Huayong suddenly asked about Lin Kai, Lin Wei was stunned:
"Xiao Kai, why do you suddenly want to go to Xiao Kai?"
Li Huayong said with a smile: "Lotus, you forgot, didn't I listen to you before and gave him 5 million to make a movie, I don't know if he is making a good movie now, you said that if the movie he made makes money, should he also pay me back 5 million?"