Chapter 671 A Call to Sell Loans
If it had been before, Xiao Yao would not have answered this call.
Now the leakage of personal information is too fast, not to mention this public mobile phone number, it is Xiao Yao's own private number, from time to time you can receive calls, ask the house near Metro Line 1 is interested?
I really admire the courage of these customer service customers who call to find a needle in a haystack.
But today, Xiao Yao sent a ghost to pick up the phone.
Sure enough, an unfamiliar number, so unfamiliar that it looks like it's the kind of person who calls to sell things.
What will be sold this time?
Continuing to make the ghost send the gods, Xiao Yao answered the phone.
Rarely, a man's voice on the other end of the phone said, "Do you have any financial needs?"
"Heh!" Xiao Yao snorted from his nostrils.
This kind of phone call, which I forgot to list before, is also a large proportion of calls after personal information is leaked. There are banks and microfinance companies.
However, there are really not many hits to Xiao Yao's side.
On the other end of the phone, obviously he didn't hear the disdainful humming of the master who answered the phone, and seeing that he was not hung up immediately this time, he quickly described: "No loan, no mortgage, you can get the money on the same day, the interest is as low as eight percent, you can borrow and repay at any time, and the interest can be calculated on a daily basis." ”
Oh? Is it actually so good? Xiao Yao couldn't help but sneer.
The other end of the phone continued to explain how good their loan products were, and Xiao Yao was listening for the first time.
Finally, the other end of the phone stopped and asked, "Do you have any financial needs?"
"Yes. Xiao Yao said.
"I have sent you a text message now, you just need to follow the SMS prompts to download the app, follow the prompts in the app to operate, my work number is 0071, please be sure to enter the referrer after the app is successfully downloaded. ”
"Oh. Xiao Yao didn't know what to say.
The other party seemed to hang up the phone happily. Xiao Yao didn't know what the other party was happy about, did he think that this business was done?
He really needs funds, but it's not tens of thousands, hundreds of thousands, or even millions, what he needs is 300 million, 300 million!
Not to mention the unknown loan companies that call to sell some applications, even several large financial service companies in Lingcheng together barely scraped together 300 million yuan, and also put forward the condition of a monthly interest rate of three cents.
The monthly interest rate is 80 percent, and the interest can be calculated on a daily basis? If you can borrow 300 million yuan through this application, Xiao Yao feels that Huatai Bank will be able to close its doors in the near future.
But Xiao Yao still clicked on the link to the text message sent by the customer service No. 0071.
"Can you be a flower?"
Xiao Yao couldn't help muttering, slightly mocking.
The problem is that the consumption of primary school students is also very high, and there are primary school students who reward 1 million at every turn, is this application okay?
If not, don't call it that way!
Start downloading, and soon the download is successful.
Xiao Yao is not a good person on weekdays, at least he doesn't give a favor to Shunshui, but today he made a ghost to send a god, from the time the secretary left and the phone rang, he answered the phone with a ghost, and the ghost made the god listen to the advertisement on the other end of the phone for so long, and the ghost made the god really download such an app called "Kejin Er Huabei". Therefore, at this time, he also entered the number 0071.
Of course, you can enter without entering the number, and there is no impact.
After entering the app, the first thing is a big red envelope that blows up the page.
Xiao Yao clicked on the red envelope, and 8.88 yuan in cash fell into the "coin purse".
Hey, this company is quite generous, if it's really cash, it's not a small force. Xiao Yao slandered.
Then he continued to click, and as he entered step by step, there were red envelopes and dialogues, which were set up very much like games.
Xiao Yao never played games, but he thought it was quite fresh, he also invested 1,000 yuan in a crowdfunding project, and chose to deposit 100 yuan a day.
Uh! I almost forgot about the loan.
Although he didn't believe that this "Kejin Huabei" could provide a loan of up to 300 million, Xiao Yao still clicked in.
The loan page is not as playable as it was just now. Also, if you come here, if you still have the mentality of a game, you don't know what went wrong.
Because it has been verified by real name, Xiao Yao doesn't know why he would actually perform real-name authentication on such a broken application, but indeed, it has been real-name authenticated. So it's very easy for him to get into the loan process at this point.
Loans are divided into ultra-small loans of less than 50,000 yuan, small loans of less than 1 million yuan, and large loans of less than 10 million yuan.
Sure enough, the maximum was only 10 million. Xiao Yao pulled the corners of his mouth and laughed at himself.
However, a broken app can provide loans of up to 10 million based on identity information alone, which is also much beyond Xiao Yao's expectations.
Originally, it was sent in by ghosts and gods, and Xiao Yao was also sober at this time, so he still thought about whether it was more practical to accept 3 points of monthly interest.
tap to exit the app.
A dialog box pops up: If you need to apply for a large loan, please contact customer service directly.
Hey, could it be that this app can also offer a loan amount higher than 10 million?
has come to this point, even if he is sober at this moment, Xiao Yao is still curious, and clicked on the chat interface with customer service.
Customer service: "Hello, how can I help?"
Xiao Yao: "I need a loan. ”
Customer service: "How much do you need?"
Xiao Yao: "Three hundred million." ”
Customer service: "More than 100 million, we need to further verify your personal information." ”
Xiao Yao was shocked in his heart, and thought to himself, this customer service should not be a robot, for the 300 million he said, he was not shocked, and he said that he wanted to further verify it.
Xiao Yao: "What do you want to verify?"
Customer service: "Do you have a property in your name?"
Xiao Yao: "Yes." #¥@5^&*”
Customer service: "Do you have a company under your name?"
Xiao Yao: "60% equity of Shaw Real Estate. ”
Customer service: "Are you sure that the loan you applied for is 300 million, and how long is the loan period?"
Xiao Yao: "Half a year." ”
Customer service: "Because the amount is large, we need approval on our side, and we can't transfer the money directly to your coin purse, we need you to provide a bank account." ”
Xiao Yao: "How long does it take to get approved?"
Customer service: "Within 24 hours, someone will call you after the review is passed, is this number your own number?"
Xiao Yao: "Let's use another one, 136567*****"
Customer service: "Is there anything else you need to consult?"
Xiao Yao actually has nothing to ask, although everything seems so natural, he still doesn't believe that a company with a broken application can provide him with a loan of 300 million, just based on these situations reported by himself.
Need to be reviewed? I'm afraid it will soon be said that the audit will not pass.
However, he still asked one more question: "Your interest is 8% per month?"
Customer service: "Yes. ”
Xiao Yao: "I don't have any problems. ”
Customer service: "Thank you for using, please pay attention to answering the phone." ”
Xiao Yao didn't continue to reply, he still didn't believe it.
……