Lao Chen said goodbye and left, Li Huayong didn't care at first, and began to chat with Lao Chang, who didn't want to sing.

"Dunzi, what are you doing in Xiangjiang this time?"

"By the way, Lao Chang, I came to Xiangjiang this time to consult you, a financial expert. ”

When Lin Kai and Director He were still whispering, and Li Er was stunned and continued to show his singing voice, Li Huayong briefly told Lao Chang about the intention of this time, and when Li Huayong finished telling the ins and outs of the whole thing, Lao Chang smiled:

"Okay, Dunzi, I didn't think that in less than a year, you would make such a big move, you said that you came to Xiangjiang this time mainly to raise money, right?"

"Yes, why don't I say I'm going to consult you, you know I'm just doing engineering, and I'm not good at this thing, you always analyze and analyze with me, do you think I can get money this time?"

"Yes! ”

Lao Chang gave an affirmative answer almost without hesitation, and then he continued to smile and say to Li Huayong:

"If you want me to say, I think what you should consider more now is the question of how to finance and how much to raise funds. ”

"Hmm? ”

Lao Chang continued to laugh and said, "Financing financing, you don't have to drag such a professional term for me, the essence of financing, to put it bluntly, is actually borrowing money, borrowing small money is called borrowing money, like you need to borrow a lot of money, what do you say in your words? In order to reflect the forced character of people like you, the term "financing" was coined. Since financing is borrowing money, of course, borrowing money can be borrowed from different people, borrowing through different channels, such as borrowing from banks, borrowing from private individuals, etc., these are different financing channels, which is also the first issue I just said you need to consider now. On the other hand, you know that borrowing big money is different from borrowing small money, borrowing small money can be based on friendship, borrowing big money can not be based on friendship, you want to borrow for nothing is almost impossible, in which you must pay interest to others, this is the financing price I just said, I think it is also the second question you need to consider now: how much are you prepared to spend to borrow the money you need. ”

Look at people's old habits, just such an easy-to-understand vernacular, analyze the problem clearly, this is the real expert. In fact, this is the case in many industries and fields, and those who like to drag articles are often pseudo-experts, while real experts can often point out the essence of things in the most simple language.

Although Li Huayong had already thought before he came, he would come to Xiangjiang to make soy sauce this time, and Lao Lu would be responsible and in charge of all the financing. However, after listening to Lao Chang's words, Li Huayong also became interested, and he was thinking that he was learning a little financial knowledge from Lao Chang:

"What do you think... Let's start with one question at a time, let's talk about the first question, who do you think we should borrow this money from?"

"You can borrow from anyone, and you should be able to borrow it. Lao Chang looked at Li Huayong's eyes:

"Didn't you just say that this project still has that marble mine as a guarantee? The project itself is a good project, and a good project has a guarantee, and you have that ......?"

Speaking of this, he smiled ambiguously at Li Huayong: "Whether it is the Lin family or the Lu family, their reputation in Xiangjiang is actually not bad, especially in the past two years, it is even more incredible, the limelight is strong, and the momentum even overshadows some old giants." Good projects, guarantees, and sufficient credibility, these are the key elements of financing, and now these conditions are all met, so you put a hundred hearts, as long as you open your mouth, there are people in Xiangjiang who rush to lend you money. To be honest, I don't think you will borrow from us, and if you are willing to open up to us, I will advise the boss to let our bank lend you money. ”

Hmm? Li Huayong was a little puzzled when he heard this, could it be that the "CEVC Bank" had already been established now? Li Huayong remembered that it didn't seem to be so soon.

"Huh, old man, have you already formed a bank?"

"We're still working on our own, but we've just acquired a ...... here."

often said vaguely, but the meaning was still understood, and Li Huayong did not continue to dwell on the details. He said to Lao Chang with great interest:

"That's okay, let's talk about it, if you can't borrow money from other places, then I'll open my mouth to you, and you won't be allowed to pass the buck when the time comes..... By the way, you just said, "I don't think I will borrow from you," why? I think it's good to borrow from you, but this is the interest, can you consider giving us a little discount......

Without waiting for Li Huayong to finish speaking, Lao Chang said with a smile: "I am a small soldier now, how can I do the matter of interest, don't mention this, there is no point in mentioning it, because I think you will definitely not come to our bank for a loan." ”

"Why?"

"Do you still need to ask, who doesn't know in the whole Xiangjiang, your family... And the Lu family has a close relationship with Boss Huo, think about it, what kind of style does Boss Huo have?"

Hearing Lao Chang mention Boss Huo and what kind of "style of doing things", Li Huayong thought about it, and he seemed to vaguely understand.

What is Boss Huo's style of doing things? There are two main characteristics of his business experience: First, his company is never listed, because of this characteristic, this causes his mystery, and if he is not listed, he does not need to make his finances public, so no one knows how much money he has.

For example, in real history, everyone admits that he is a rich man, but what level of rich man is it? No one can say exactly. Some people think that he should be at the same level as Li Chaoren and Uncle Li's so-called "four major real estate families", but more people think that Huo Boss should not be as rich as those people.

For example, when Boss Huo passed away in real history, the Xiangjiang financial community once estimated that the total assets of the Huo family were about 30 billion. To say that 30 billion is not a small amount, but by that era, the total assets of Li Chaoren and others had already been recorded in 100 billion, which was the main assessment of the Huo family's assets at that time.

It's just that later, because Huo Lao's descendants were not angry, they fought a lawsuit there to fight for the inheritance. This tearing does not matter, exposing more and more of their family's hidden assets, and at the same time, it also makes the Xiangjiang financial community dumbfounded, and it turns out that the total assets of the Huo family are seriously underestimated for a long time. You must know that Boss Huo has more than 10 children in three rooms, so if it is calculated in this way, how much money should he have when he is alive?

The second characteristic of Huo Laoda's business: he has established countless large and small companies in his life, but there is no main company. For example, when everyone mentions Li Chaoren, they will immediately think of his Changjiang Industry and Hutchison Whampoa, and when they mention the "old king of the north", they will immediately think of his family's "10,000 prefixes". But Huo Boss does not have this characteristic, everyone knows that there is such a number one person in Xiangjiang, and they also know that this is a rich man, but when it comes to what well-known companies he has?

Li Huayong only remembered the two characteristics of Boss Huo, and only then did he understand why Lao Chang said this. According to statistics, Huo Boss has opened more than 80 companies in his life, some of which he founded himself, but more of them are partnerships with others. This should be their "word code gang" style of doing things.

Li Huayong now knows that Lin Wei's grandfather, Lin Xiaotian, can be regarded as Boss Huo's hardcore younger brother and one of the core members of the "Word Code Gang". And because of Lao Lu's relationship with Lin Xiaotian, even if it is not the character code gang, it should be regarded as their periphery.

Therefore, according to the style of doing things and business experience of these people, when they encounter the need for financing, the first consideration is definitely not to take out a loan from an external bank, but to adopt a private placement method to see if it can be "solved internally".

"Come on, Lao Chang, let's not talk about this, drink and drink......"

After figuring out this joint, Li Huayong completely let go of his worries, he thought to himself that it was no wonder that whether it was Lin Wei or Lin Yingbiao, after they heard that they needed financing, they were all indifferent, Lin Wei also told himself to listen to Lao Lu, which should be something they have long been accustomed to.

Li Huayong thought to himself that it was okay, he couldn't help with this kind of thing in the first place, and since Lao Lu and they still had such a way, they didn't have to worry about it now.

You don't have to worry about financing, so what do you do? So in the next moment, Li Huayong, who was completely relaxed, began to look for Lao Chang to pour wine:

"Come on, I'm going to dry this cup... No, what's the matter with you? I told you to sing and you refused to sing, and now you don't even drink alcohol... No, no, who is this young lady's surname? Come and help me toast my brother Chang for a drink.......

Just as Li Huayong was about to find a few Yingying Yanyan to pour Lao Chang wine, it was a pity that his move was interrupted.

"Li Sheng is really interested. ”

Li Huayong looked back and saw that it was Lao Chen, who had gone and returned, and in addition to him, he was accompanied by two men in their early 30s.

Originally, it was nothing for him to bring two people in, because Lao Chen said just now that he saw two friends just now, and Li Huayong estimated that these two should be his friends. It's just that after seeing one of them, Li Huayong was a little stunned.

"Hehe, let me introduce to Li Sheng, these are the two friends I met outside just now, this friend's surname is Yang, and they all call him Glasses Hua Yang outside, this Liu Sheng, we all call him Da Liu, I think Li Sheng is so interested, why don't we drink together and be lively." ”

The reason why Li Huayong was stunned was that he didn't feel much about the "Glasses Flower Yang" god horse for the time being. It's just that this big Liu.... Li Huayong said in his heart, Damn, isn't this the legendary old Liu, a cowman, how did he come here today?