Shi Nicole paid the deposit after signing the purchase contract on the same day, paid off 30% of the down payment within a week, and then the month-long mortgage procedure - the bank mortgage is not said to be there, after confirming the down payment and the contract, the review for a month is considered fast.

Even Shi Nicole, a miscellaneous worker, can save enough 200,000 yuan to pay a down payment, and Feng Jianxiong, who is lying down to collect rent and take the lion's head, has three times the income of Shi Nicole, and he has naturally lived a nourishing life recently.

Although he spent more than 100,000 yuan in order to establish his authority on campus and settle personal grievances, Feng Jianxiong still had about 500,000 left.

If you take it to pay a down payment to buy a house now, you may be able to go back to your hometown in Qiantang to get a mansion with a total price of 1.5 million (1.5 million is already quite rich in 06), improve your sister's living conditions, and wait for the G20 to rise to 8 million ten years later.

It's a pity that Feng Jianxiong did a very bad thing.

He took out a lot of money and successfully registered two companies before May Day.

The business scope of one is network media services, with a registered capital of 500,000 yuan. The other business scope is business information, as long as 100,000.

The purpose of these two companies is naturally to pave the way for his own future self-media operation and legal/business consulting services.

At present, he is only fighting alone in his personal name, using a blog account with 40,000 or 50,000 followers to fake the façade of a big V, plus a talk show host on a school station, and his monetization and hype ability is really poor.

After having the capital, it is natural that the shotgun should be replaced.

At the same time, although he was previously attached to the school's legal aid center to obtain the convenience of "being able to help people fight lawsuits without a lawyer's license", he made the first wave of fame in the litigation circle. However, after all, the Legal Aid Center is a place where it is not convenient to charge for services, so he is still using his own name as a plaintiff, and his business scope is greatly limited.

In the work of lawyers, there is not only litigation agency and other fee-based services.

In addition to litigation representation, you can accept other business without a lawyer's license.

In other words, if you rely on legal aid to make a name for yourself in the judicial circles, let people know that "although Feng Jianxiong does not have a lawyer's license, his ability is no worse than that of a professional lawyer". Then it is perfectly okay to open a separate consulting company to provide negotiation mediation and legal consulting services in addition to appearing in court.

With the money he has, he was able to do this thanks to the new version of the Company Law, which came into effect on January 1, 2006.

If according to the old company law in the 90s, the registered capital of at least 500,000 yuan to register a company in China is 1 million, and Feng Jianxiong's money is not enough. Moreover, the old law also tightened the method and time limit of fund subscription.

The amendment lowers the minimum registered capital requirement for new companies to be registered in China. (The so-called "new corporate law" is, of course, relative.) There is now an updated one, which was revised in 2014. ）

The revised version, which came into effect on New Year's Day in 06, is treated differently according to the business scope of the company to be registered. The limited company is divided into three minimum registered capital grades of 500,000, 200,000 and 100,000.

If it is an information business, there is basically no possibility of huge loss/insolvency, and 100,000 is enough.

Moreover, the 06 version of the new law also has new preferential terms in the term of capital contribution: when a limited company is established, the initial capital contribution theoretically only needs to account for 20% of the total capital, and the remaining 80% can be paid within two years.

In other words, theoretically, Feng Jianxiong only needs to take out 120,000 immediately. This kind of setting is very good for him, a man whose wealth is growing rapidly, but his foundation is very thin.

In fact, he paid 200,000 yuan at one time (the registered capital of the consulting company is too low, and 20% cannot operate at all. I also left 300,000 yuan, ready to save for the summer vacation, go back and discuss with my sister, and buy a house with a down payment.

……

In order to buy a house and start a company, Feng Jianxiong and Shi Nicole did not appear on campus for more than ten days, not only did they not go to class, but they also did not participate in club activities such as the Legal Aid Center, and even Yu Meiqin, who had the closest relationship with them, could not meet anyone.

It wasn't until the end of the May Day holiday that the two returned to school belatedly and inadvertently.

"What have you been busy with lately? Nicole bought a house, and even you disappeared with you. Could it be that she is there?" At another club activity in the Legal Aid Center, taking advantage of the absence of the senior sisters, Yu Meiqin couldn't hold back her sour feelings after the reunion, and pretended to ask unintentionally.

"Sister Mai Trin, you're making fun of me again!" protested Nick Silk, who was touched by the topic.

"Did Nicole buy a house? I don't know. I have my own business, and it has nothing to do with her. Feng Jianxiong looked inenergetic, yawning and rubbing the bridge of his nose as he spoke.

Shi Nicole was still shy because of Yu Meiqin's jokes. Hearing that Feng Jianxiong didn't even care about the news of her buying a house, he turned into loss for a while, and he didn't say a word.

The procedures for company registration, Feng Jianxiong did not find an agent, all of them were run by himself, of course, he was tired enough - if he found an agent, he would only spend a few thousand yuan, and he could get rid of the shopkeeper. Feng Jianxiong didn't do it because he couldn't afford it, he just wanted to refamiliarize himself with the current 06 version of the "Company Law" and improve his business knowledge, so he did it himself.

In later generations, before he was reborn, he used the 14th edition of the "Company Law", and the 06th edition had long been forgotten.

"What is your own business?" Yu Meiqin became more and more curious, and couldn't help but ask.

"The loser went. Feng Jianxiong pursed his lips and talked casually.

"Clams?" Yu Meiqin's face was black.

Feng Jianxiong saw that Yu Meiqin had no sense of humor, so he had to speak well: "To put it nicely, I am ready to start a company." ”

Yu Meiqin breathed a sigh of relief and gently stroked her chest: "You can't talk well? ”

Feng Jianxiong took a sip of water and teased: "Haven't you heard of it, what are the three most defeated things in China." ”

"The three things that are the most losers...... Oh, you just say it, what kind of thing to sell. At this time, even Shi Nicole, who was still shy just now, became curious, and asked Yu Meiqin together.

Feng Jianxiong smiled and stretched out three fingers and gestured: "The third loser is to start a business." Because there is no money at all to start a business, the risk is still so big. There are so many stable people who don't go, and they have to go to the ghost gate. ”

Yu Meiqin thought that Feng Jianxiong was serious, and actually calculated carefully for a while before answering: "There are indeed risks, but there are also those who have succeeded in making a lot of money, how can they be successful or losers?" Forget it, you can finish the remaining answers first, and I will hear if it makes sense." ”

Feng Jianxiong continued to count: "The second thing about the loser is to start a business with the money that could have been used to buy a house. And the first loser, needless to say, is that people who already have a house sell their house to start a business. ”

"Poof...... Hahaha, you're so funny. When Yu Meiqin and Shi Nicole heard this conclusion, they couldn't hold back their laughter, and almost burst into tears.

"That'...... So what's the most housekeeper? Is it like me to buy a house as soon as I have money?" Shi Nicole couldn't help but feel a little proud when she thought that she had just bought a house, and she was quite interested in asking.

Feng Jianxiong waved his hand: "Wrong, although you can be regarded as a housekeeper, but in the current domestic economic situation, you can only be regarded as the third." ”

Nick Smith: "What are the top two?"

"If you buy a house as soon as you have money, you can only rank third among those who can run a family. As soon as you have money, you can go to the first-tier cities to buy a house, so that you can rank second. If you have no money to borrow money to buy a house in a first-tier city, you can rank first. These people are the biggest winners in life in this era. ”

Feng Jianxiong didn't want to joke at all, and after the girls laughed, they suddenly felt that the joke was a little cold and heavy, as if it wasn't a joke.

"Don't talk about this, it won't change anything if you say it-you've opened a company, will you be busy lately?" Yu Meiqin adjusted her mood and quickly changed the topic.

"It's okay, there are a few plans, but it's not very urgent. Feng Jianxiong casually agreed, "What, is there something?"

"The 'Hope Cup' is about to start, do you still represent the law school in the competition? If you really don't have time, you can do it if you don't go, anyway, with your strength, you have already entered the school team. Yu Meiqin said this, but her expression betrayed her, obviously she still wanted Feng Jianxiong to compete.

Feng Jianxiong immediately agreed: "Of course I went, I heard that according to the practice of previous years, the main players with good performance will be selected to participate in the domestic college debate tournament in the summer vacation, right?"

Jinling Normal University's intramural debate competition is held every year according to the two semesters. In the last semester, only freshmen were allowed to play, which was considered to be a run-in to pick new talents, and in the next semester, students of all grades can participate in the competition, in order to select the main players to participate in the national competition.

In the summer vacation, CCTV imitated the "International College Debate Competition" and held the "Domestic College Debate Competition" to begin. However, this domestic competition is not very formal, and it will not determine a national champion, but will divide the country's universities into four divisions, and then determine the first place in each division, and get the admission quota to go to Sing Tao to participate in the "International College Debate Competition" in the second year——

Tsinghua University and Peking University have a vote to form a North China Division; a group of western universities such as Xi'an Jiaotong University and Sichuan University; Wuhan University and Zhongshan University will form the South China Division; and the East China Division, where Jinling Normal University is located, will compete with other prestigious universities in the five southeastern provinces.

Before 2000, Sing Tao's "International Collegiate Debating Tournament" consisted of only one group and eight teams in three rounds of elimination.

After 2000, it was divided into two groups, A/B, and the two champions who did not affect each other were also determined. Group A is only open to universities from Chinese-speaking countries/regions. Group B allows university teams from Europe, Australia and North America to compete in Mandarin, but not against Chinese-speaking countries.

Since then, the Chinese-speaking team has been exempted from beating elementary school students from XN University, Moscow University, and Stockholm University.

In terms of the specific competition system arrangement on the Sing Tao side, the first place decided by the four major regions in China will each occupy one game in the preliminary round of Group A, so as not to kill the Chinese team in the first round. The other four places are reserved for the first team from the four countries or regions of Wanwan, Sing Tao, Hong Kong, Macao and Malay.

In previous years, Jinling and Fudan, the first echelon in East China, and Qianjiang and Tongji in the second echelon, were all strong teams that Jinling Normal University had never defeated, so Jinling Normal University had never officially participated in the competition in Xingdao in history.

How could Feng Jianxiong let go of this opportunity to rely on strength to gain popularity.