Chapter 073: Severe Overdraft
Liu Meijia felt that the sky was about to fall.
It was only ten minutes away, and when the backstage handed her the daily routine account list, she was stunned on the spot!
How could it be!
In less than three weeks, Fu Zhengyi, an important client with the highest profits, the most accurate operation and no record of violations among the futures clients she manages, has a high amount of overdraft and holds positions overnight in violation of regulations.
Liu Meijia, who scolded the little technician who sent the list on the spot, rushed into the center with the list, but when the account of the customer Fu Zhengyi was shown in front of her, Liu Meijia was completely stunned.
Nearly 80 million overdrafts!
According to the account balance before the purchase, he cleverly avoided the real-time monitoring of the data center within 30 minutes before the market closed, and finally held all the bullish warehouse receipts in the account, with a total value of more than 100 million!
Liu Meijia, who was sitting on a chair with weak legs, felt that it was dark in front of her.
The customer's illegal overdraft is not discovered and corrected in time, which is a dereliction of duty belonging to the account manager!
Although the company allows futures customers who have signed the [intraday overdraft agreement] to open unlimited positions within the day, according to the regulations, customers must take the initiative to close the additional positions before closing, which is clear and understandable to every futures customer and knows the consequences of violation.
"Xiao Liu, this customer's problem is very strict, you must immediately notify him to add margin in, so strict overdraft, the company will inevitably be verified, handled, if according to the company's normal requirements, if he can not make up the margin within half an hour after the opening of the futures market tomorrow morning, his account needs to be forcibly taken over, and the warehouse receipts held by him will be cleaned up immediately, if there is still a deficit, then even you will have a ...... of **"
The words of the kind-hearted backstage supervisor buzzed in Liu Meijia's ears, but she couldn't listen to them anymore.
At half past five, Liu Meijia, who should have been able to go back to the dormitory after work, sat in the company's general manager's office, waiting to meet another first time in her career.
Syllable!
A stack of texts was smashed on Liu Meijia's head by Liu Kairui, the general manager of the Magic Capital Sales Department of Taihua Company, and before she could react to these flying pieces of paper, the scolding of her head and face officially began. "You are a pig's brain! Less than half a year after you turned regular, you dare to sign an [intraday overdraft agreement] with a futures customer without authorization? How bold are you? How strong is your background? Or how strong is your net worth to compensate?"
followed by the ensuing questioning, none of Liu Meijia could say 'I can' confidently, so the head that was already drooping down drooped lower and lower, and the chin touched her chest, which made Liu Meijia, who was used to being proud of her figure, feel for the first time that her breasts are too big and too straight, and she will be disgusted by herself one day.
"An overdraft of 80 million! This is 80 million! Not 8 million, let alone 800,000! It's not a trivial matter! The head office demanded strict control of the overdraft phenomenon a week ago! This incident started because of you, so I want to ask you, when will this customer's additional margin be credited?"
"Mr. Liu, I, I can't contact the customer......"
"Can't get in touch? You haven't learned the company's rules and regulations? Or do you just eat feed like a pig and only grow meat and not brains? Don't think you're beautiful and ignore the company's rules and regulations, do you know the severity of this matter? If the customer's final loss cannot be recovered, the agreement you signed is enough to send you to prison......"
No matter how she was scolded before, Liu Meijia, who knew that she was at fault first, could bear it, but when she heard it, she was really panicked and raised her face to justify. "Mr. Liu, that agreement was shown to you, and you didn't say no......"
"Bastard! The customer's initial investment is only more than 3 million, and if you want to meet the conditions for signing the [intraday overdraft agreement] with the company, that is, the customer's own funds shall not be less than 10 million! You listen well! It is 10 million 'owned' funds! It does not mean that the customer can sign it if he earns 10 million!"
"Ke, Ke, many of the company's customers operate like this......"
"Liu Meijia! You remember for me! This agreement was signed by you, the customer itself did not meet the standard, it was you who asked the sales department to sign the contract, and in the end, I was at most negligent, you should not forget, as the company's futures account manager, you have signed a letter of guarantee! The clauses in it have a detailed explanation of such a division of responsibilities!"
Although her grades were not good when she graduated from college, Liu Meijia was also admitted to a prestigious financial university with her own strength, so when she heard the 'employment guarantee letter', she was completely stupid.
According to the regulations of the business department, only futures customers who have invested more than 10 million of their own funds can sign an intraday overdraft agreement with the company, the purpose of which is to prevent some customers from taking risks because of early profits, and use higher leverage to fight.
The more she thought about it, the more frightened Liu Meijia became, and her tears finally fell. "Mr. Liu, Mr. Liu, I was wrong, I will negotiate with the customer now, and I will definitely handle this matter properly......"
"This thing is indeed very strict, and the consequences are beyond your young age!"
Liu Kairui roared angrily, but in the face of Liu Meijia, who was crying pear blossoms and rain, his eyes were getting brighter and brighter, and after thinking for a moment, his voice slowed down in vain. "Xiao Liu, but this matter is not unsolvable, as long as the customer adds margin in time, it must not be a big problem......
As he spoke, Liu Kairui came behind Liu Meijia, and his hands naturally fell on Liu Meijia's shoulders, although it was still a thin sweater, Liu Kairui could still feel the tremor of the girl's body, and Liu Kairui, whose expression was more and more relaxed, said while his fingers slowly slid down. "Xiao Liu, don't worry too much, as long as you are willing, this matter is still easy to handle, I can push the responsibility to the customer, presumably in this way your responsibility will be much smaller......"
Sensing that Liu Kairui's fingers were sliding down his shoulders, Liu Meijia, who was startled, instinctively jumped up in shock, crossed her arms to protect her chest, and said in amazement. "Mr. Liu, what do you want to do......
Liu Kairui, who was staring, was angry. "What are you doing? Are you responsible?"
Seeing Liu Kairui approaching, Liu Meijia, who knew what was going to happen, couldn't help screaming, pushed Liu Kairui away and rushed out of the general manager's office, leaving the thunderous Liu Kairui in the office.
Liu Meijia, who left the sales department, raised her wrist and looked at the time, it was a quarter past six.
Before she went downstairs, she called the phone number left by Fu Zhengyi again, but her mobile phone was turned off.
After getting in touch with Yin Chengjun, a classmate in Hanzhou, Liu Meijia also got the phone number of Fu Zhengyi's home, but unfortunately Fu Zhengyi's parents couldn't tell him which hotel he lived in the magic capital.
Liu Meijia, who finally entered the Taihua Securities Corporation in Jinling after graduation, is very strong, and she also felt that the development of the business department of the magic capital would be better after it was established, so she resolutely gave up the relaxed and leisurely position in the head office, and left Jinling to come to the magic capital.
In the initial period of preparation for the establishment of the sales department, Liu Meijia was physically and mentally exhausted and scolded.
But after she became a futures account manager, when the young and beautiful Liu Meijia faced those customers worth millions or tens of millions every day, all she got was smiling faces, and more compliments, which made her a young girl in such a drunken environment as the magic capital, how could she not yearn for a better life and a more high-end social circle?
It's a pity that it's all over now.
Because she was anxious to make a performance, and because she trusted this special customer too much, she also helped her handle the [intraday overdraft agreement] when she knew the violation.
The more I thought about it, the more upset I became, but Liu Meijia also knew that if she couldn't let the customer add margin before ten o'clock tomorrow morning, and finally the company needed to lose money, then she really had to take responsibility.
In the magic capital of the first month, the cold on the streets is pressing.
Liu Meijia, who still felt a little cold after wrapping her coat tightly, decided that she had to cheer up.
The mobile phone was turned off, but Fu Zhengyi must be near the sales office.
He worked hard to earn nearly 20 million from 4 million, and he must not deliberately target such a small account manager as himself, let alone give up the 20 million!
After ruling out the possibility that the other party is malicious, the reason why the other party cannot be contacted at present may be just because the other party's mobile phone is out of battery and automatically turned off, which is definitely not that the other party deliberately avoids the company's call, let alone wants to avoid such an insignificant account manager as himself!
Liu Meijia, who figured out this, regained her confidence.
She ran to three hotels, and finally confirmed that Fu Zhengyi lived on the nineteenth floor of the fourth hotel.
I went upstairs and found the luxurious suite, but she couldn't get in.
The waitress in the senior suite, where could it be that as soon as she said a few words, she obediently opened the door for her and let her trespass?
Liu Meijia, who was angry, wanted to stay at the door of the suite, but the security guard of the hotel came in less than ten minutes, although she took out her work card, but the other party's suspicious eyes and questioning tone clearly suspected that she was a special professional, which made Liu Meijia tremble!
Liu Meijia, who was guarding the door of the room and carrying her own bag downstairs, suddenly remembered the strong short Xiong Jianjun who was following Fu Zhengyi and made her fearful!
This guy loves to eat hot pot!
And it seems to be very delicious!
Remembering that she overheard Fu Zhengyi ridiculing Xiong Jianjun before, Liu Meijia, who left the hotel, began to look carefully.
A street ......
Two Streets......
Three Streets ......
Liu Meijia, who had never walked so far at such a time, in such a weather, and in such a mood, just when she felt that her legs and feet no longer belonged to her, she saw a brightly lit hot pot restaurant in vain, and Fu Zhengyi, who was sitting at the window, raised her right hand......
Author's words: Thank you [Zhuang Buping] [Lian Lian Youyu] [bjtzduang] [Mr. Wuling] [Tian Dabang] [Express 7785] [YZ Silkworm] [Cangcho] [Sluggish] [My Night Sky] [Sad Song Friendship] and many other readers for their rewards, thank you very much for your support of this book!
;