Chapter 1262: My Broadsword Is Hungry and Thirsty!
They're really not afraid of being beaten up with, because it's a debate behind closed doors. Whoever spreads these remarks will really have an IQ that is not online.
So after hearing this, the positive player sneered, could it be that the five major banks are now living by pointing to the interest on those loans of his Wu people? Is this considered unenterprising? Can it have some interest......
uh-ahem...... When the positive player said this, he was definitely not so intuitive and straightforward. Everyone knows that what officialdom likes most is to talk around the bush, and it is not their style to go straight, and it is what they admire to tickle and stop when they are pointed.
But what they say, to the opposing side of the debater, is exactly what it means.
Then the opposing argument said, do you know how much interest Wu has to pay to the five major banks every month? Also, have you ever thought that after the Pacific Bank comes in, with the trust of those overseas investors in Wu, they will come to the five major banks for loans in the future?
What do banks rely on for food?
In this period, when there were not as many package services as in later generations, banks relied on the difference between deposit and loan interest rates. If the money in the bank can't be lent out, do they drink the northwest wind?
Hearing this, the debater sneered again, even if those overseas investors all went to the Pacific Bank? Could it be that the development of Huaxia still depends entirely on those overseas investors?
Although the economy of the mainland is so active now, it is true that many of them are brought about by foreign investment, but should we take a long-term view?
Can't we train our own entrepreneurs?
And don't forget, there are also many big companies in the country.
Like the steel industry, the oil industry, etc., are all industries that foreign investors cannot enter, and these industries are now the time to vigorously expand. After all, this country is in a period of vigorous development, and the construction of many places is inseparable from steel.
All in all, it is a matter of putting the cart before the horse.
So, the two sides went back and forth, saw the moves, and after a few days, I don't know how many rounds of fighting each other, but the final result was that no one could convince anyone!
Anyway, the attitude of the opposing debater is: I am not convinced! The fat in front of me is taken away, and it pierces the heart!
And the attitude of the debater on the positive side is: That's all you have to say!
In the end, after a few days of fierce confrontation, the chief magistrate appeared on the stage and directly left a sentence for everyone: We have all come through so many difficulties, are we still afraid of this small challenge?
The old man made the final decision and directly sentenced the opponent to the 'death penalty', and finally the positive side won!
And when Wu received the news from the mainland's 'Supreme Office', the river demon girl had already returned from North America and rested at home for two days.
When a certain master took out the news and shared it with the river demon girl, the river demon girl waved her fist with some excitement and said, "Master, when do you think it is better for me to leave?
A certain master smiled and patted her buttocks, and said with a smile: "Don't be too excited, you went to the mainland this time to pioneer." This kind of work, you haven't done before. However, if you want to take over the bank as the president in the future, you must understand these basic things. So this is a very good opportunity to learn and practice. ”
As he spoke, he picked up a document from his desk and handed it to her, "As for the plan of the Huaxia branch of the Pacific Bank, I have already made a simple plan, you go over there, follow the plan, basically there will be no major problems." ”
The river demon girl took the plan and read it, the plan is indeed very simple, not all the steps are written in detail, but it is very simple to write the location of the headquarters, and then write the first batch of cities to develop, and then write a few business that the bank must carry out.
It's so simple that it couldn't be simpler.
The river demon girl originally thought that a certain master would show her some earth-shattering plan!
Thinking about her previous thoughts, and looking at this plan that is so simple that it can't be simpler, the corners of her lips twitched involuntarily, did she think too much?
"Isn't it simple?" Wu Chengxiao asked.
She couldn't help but roll her eyes at him, "It's not very simple, it's too simple!"
After a pause, she said again: "Originally, I thought you would set up your headquarters in Pengcheng, after all, Pengcheng is relatively close to here, and it doesn't take half a day to take a helicopter back and forth." ”
Moreover, Wu has her own private helicopter, as long as she applies there, she can use a private helicopter to carry her to and from work!
But now it seems that it really looks a little beautiful!
Wu Cheng smiled and said: "Pengcheng naturally needs a branch, but this side is not the most important, the construction of the Meizu Science and Technology Industrial Park in Pengcheng has reached the final stage, for now, there is no need to expand." Therefore, there will not be many places where Pacific Bank will be used, after all, Pacific Bank has entered the mainland, and at present, it is more for our own business services, so the headquarters of Huaxia District will be located in Haicheng. ”
"For the highway?" the river fairy asked.
"Yes, that highway is not a small project, and the total investment will definitely exceed 1.5 billion Chinese dollars. Wu Cheng smiled and said, "Of course, there is also the second, even the third, and fourth Longteng Plaza that will be built on the Haicheng side. Chaoyang Road construction, the future loan, will definitely be more than half, and the Longteng Group side of the loan will definitely not be less, after all, I have circled several pieces of land over there, after the construction of Chaoyang Road, these pieces of land will also have to start construction......"
Hearing this, the river demon girl couldn't help frowning, and finally said: "Then, should we raise the storage interest to absorb savings from ordinary people? If you can't absorb the savings of ordinary people, then if you do this, you will really not be able to make ends meet, and you still have so many businesses to develop." In the long run, I'm worried that something will go wrong with Pacific Bank. ”
Wu Cheng shook his head and said: "No need, if we raise the interest rate to absorb savings, it is estimated that the five major banks over there will have to jump up and shout at us for vicious competition!"
After a pause, he said: "What you have to do is to set up a branch in all the cities where the subsidiaries of Longteng Group are located, and the branch will be built directly in the Longteng Plaza Commercial Center." You must know that the ability to absorb money in those square commercial streets under Longteng Group is still very strong. Moreover, Longteng Group is our own company, and others will not say much. ”
"Why do I think you're deliberately avoiding the five major banks?"
Wu laughed when he heard this, "I've done it so obviously, if they can't see it, then there is really a problem with IQ." They were very opposed to the entry of Pacific Bank into the mainland, and if we fight with them as soon as we enter, won't it be a matter of discussion?"
"But when we do this, we seem to be a little afraid of their meaning, and it feels very bad!"
Wu Cheng smiled and said: "The old people taught us that the road should be walked step by step, and the rice should be eaten one bite at a time. When Pacific Bank enters the mainland, many resources will have to be reintegrated, which cannot be completed in a short period of time, and I expect it to take a year to complete. After that, it is too late to talk about the issue of absorbing savings from ordinary people. ”
As he spoke, he walked to the wine cabinet next to the study and took a bottle of red wine, poured her a glass, and then poured a glass himself, and raised his glass to touch her, "First Longteng Group, then Pacific Insurance Company, then China Eastern Airlines, then the industrial park here in Pengcheng, and then those major tourism development companies...... When these are all done, there are also the trading companies that Afra has set up in the mainland, as well as the building materials companies that Shuwu and others have set up, and so on. ”
Listening to a certain master talk about these companies, the river demon girl couldn't help but nodded.
But in the end, she said: "It does take a lot of time to get busy with these things." But these things won't take more than a year! You see, since the branches are set up in those commercial plazas, then you just need to find a storefront and decorate it! Moreover, I think you should have thought about opening the Pacific Bank to the mainland a long time ago, so when it is under construction, there should be a shop inside! Then you only need to decorate and then recruit good talents, right?"
"That's true, but don't forget, this time you're alone, and it's all starting from scratch, are you sure you can build so many branches in a short period of time?"
The river demon girl said confidently: "Trust me! Give me half a year, and I will definitely be able to get all these things done one by one." You have done it for me in the location of these branches, and the rest is just to recruit talents. And for the selection of talents, Pacific has a set of mature programs within the company......"
Seeing her so confident, he nodded and said, "Okay! I'll wait to see how you get your results." However, there is one thing, as soon as these businesses are to be started, the first one is interest-free student loans, which I have already blown out, and must be cashed out!"
The river demon girl nodded when she heard this, although she felt that it was a bit of a pit to let her own bank brag about a certain master, but this was also one of the means to promote Pacific Bank.
"The second business is the housing loan business, and the main goal is to sell the residential communities built by our Longteng Group. ”
The river demon girl thinks about it, this is a good thing, and naturally she will not have an opinion.
"The third business is a bit similar to the second, but it is a consumer loan, but at present, this consumer loan is only focused on the purchase of a car. ”
"Do you want to designate our Thunder Cars?"
"This one doesn't need to. ”
……