Cashless society?

Hearing this term for the first time, the faces of many Internet celebrities couldn't help but show a little interest.

With their long-term experience in the business world, they can still remain calm and sober enough even after drinking.

Whether it was Ma Hua, who was still in the excitement just now, or Hong Yan, who always looked like he was listening, they all subconsciously focused their eyes on Bai Ningyuan's body, and their faces were also deaf.

They suddenly felt that when they were with Bai Ningyuan, they could always hear all kinds of fresh opinions.

Facing everyone's thirst for knowledge, like a primary school student waiting to listen to knowledge, Bai Ningyuan also entered the teaching mode: "Cashless society, as the name suggests, is a society that has abandoned cash. Mobile payment and other platforms can allow people to completely get rid of the traditional consumer life, for the dependence on cash, and this approach has several advantages, first, people can completely say goodbye to the wallet, do not need to bring a variety of amounts of cash, do not need to take the trouble to bring various bank cards, credit cards, only a mobile phone is enough, just use the mobile phone in his hand, you can achieve telephone, entertainment, shooting, Consumption and so on all the functions, as if carrying an electronic housekeeper, second, because there is no need for cash, to a certain extent, it fundamentally makes counterfeit money have no channels to circulate, can put an end to the existence of counterfeit money, reducing the hidden danger of this has brought significant losses to the people and the country, in addition, because there is no cash circulation, it also reduces a large number of small bank exchange behavior, greatly saving the bank's manpower and material resources, and finally, every year, the state spends money on printing cash banknotes, is a huge expense, in addition, printing cash also needs to use a large number of special paperOnce a cashless society is fully promoted, a lot of social resources can be saved, and the environment can be effectively protected......"

Bai Ningyuan watched everyone talk eloquently, and he was expounding his thoughts based on his understanding of his products and future business layout.

And after Bai Ningyuan finished expounding his opinion, Ma Hua and the others didn't speak, just sat there thinking silently, and the scene suddenly became a silent atmosphere.

"Mr. Bai's idea is good, but if you want to achieve this cashless society, I'm afraid there are all kinds of difficulties, to be honest, a comprehensive cashless society, this concept makes people feel a little unrealistic, even in the Internet industry is more powerful in the United States, has not been able to achieve this, let alone our Huaxia. Shi Ding on the side suddenly spoke, breaking the silent atmosphere at this time.

After a moment of stunned, at this time, he returned to his previous smile and groaning, as if this expression had become part of his daily habits.

"That's right, about the cashless society, there is no relevant concept or voice in the world, someone has put forward the theory of bitcoin before, and its calculation method is very advanced, but until now, no country has announced the establishment of a cashless society. Hong Yan also frowned, and asked Bai Ningyuan seriously.

As for Ma Hua and Ma Yun, although they didn't speak, their eyes were always on Bai Ningyuan's body, and it could be seen that the topic that Bai Ningyuan said had successfully aroused their interest.

"Indeed, I don't deny that there has never been such a precedent in any country at present!" Bai Ningyuan nodded in affirmation of Hong Yan's words, but after a pause, he continued to say to everyone: "Although this is the case, why can't we create such an achievement first? Who stipulated that our Chinese Internet industry can only follow the ass of the United States for development, and cannot take the lead in stepping out of its own path!"

Bai Ningyuan's voice was not loud, but it was loud, and the pride that came out of his bones made everyone present feel that it was not easy.

"It is true that the technology of the United States is indeed at the forefront of the world, but they are people, and we Chinese people are also people, and we can create technologies that they cannot reach, not to mention that Lophone and EMP under Lo International are enough to show this, China's Internet industry wants to achieve higher development, first of all, we must abandon the fear of the United States in our bones, you know, the moon in foreign countries is not extraordinarily round. Bai Ningyuan's face became more and more serious, you must know that these people on the scene are all bigwigs in the domestic Internet industry, and they can be said to represent the highest height of the domestic Internet.

Among the people present, except for Bai Ningyuan, they were basically people in their thirties, and they had already passed the age of angry youth, but I had to say that Bai Ningyuan's words just now still made their hearts a little agitated.

Yes, who stipulates that domestic Internet companies cannot be pioneers at the forefront of the world.

They feel that some of the ideas that have been ingrained in their minds seem to have been shaken.

Seeing that everyone fell into silence again, Bai Ningyuan didn't give them too much opportunity to think deeply, but spoke up again: "The topic is a little far away just now, let's continue to return to the questions we talked about before." ”

When he said this, he paused slightly, and when everyone refocused their eyes on themselves, he continued: "Mr. Hong also mentioned just now that there is a Bitcoin saying in the Internet industry, it is true that this is also a conceptual form of a cashless society, but it is still very different from what I call a cashless society, or there is a fundamental difference. ”

"Bitcoin, is not issued by a bank in any country, but from the Internet, generated by a unique set of computing methods on the Internet, the specific principle, is not a few words can be explained, and I believe that the big guys will not be unfamiliar with this concept, here, I focus on the domestic side, the domestic cashless society, not out of thin air to generate money, all currency, is still issued and regulated by the central bank according to the current plan, Internet companies are just a platform or carrier, in fact, the cashless society is no different from the previous social economyThe difference is only to replace the actual paper money with numbers, the overall monetary figures, still inextricably linked with the GDP and other real economy, the network is just the carrier, the economy is still the main body, of course, the cashless market I proposed is only a relatively broad concept, not completely cashless, just to show that in daily life, the concept of cash has been completely replaced by the numbers in the personal account, and the two can still be switched between each other without barriers. Bai Ningyuan explained his point of view in detail.

"I think I have understood what Mr. Bai meant, and I have to say that it is indeed very constructive. Ma Yun suddenly said on the side at this time, and after a slight pause, his face showed a few hesitant looks: "It's just that it is still quite difficult to implement, and the requirements for network construction and carriers are relatively high." ”

"Indeed, in terms of the conditions of the year, it is still a little too early to talk about the construction of a cashless society, but in fact, since last year, Lo International has begun to try to work in this regard, yes, it is the mobile payment function jointly launched by Lepay Financial and Lophone, which is the early promotion and verification of those I just said, in fact, up to now, the results achieved are quite satisfactory, in the world, Lepay Financial has cooperated with more than 13 million merchants, and the cooperative banks are more than 300, according to our internal statisticsSince the release of mobile payment in September last year, in the last quarter of 10 years, more than 290 million people have used mobile payment worldwide, of which 70% Occurs in China, that is to say, on average, more than 1,500 users use mobile payment every minute, it should be said that the frequency of use is quite amazing, and these, just the current data, I believe that with the continuous development of domestic mobile networks, the continuous popularity of smart phones, mobile payment users will appear a rapid development trend, according to this speed of development, it will not take a few years, I said the concept of a cashless society, is not just a utopia. Bai Ningyuan said to everyone with a serious face.

This idea, from the beginning of Bai Ningyuan and Yan Banlei when they discussed the development space of mobile payment, accidentally came to a conclusion, he would not know that in the previous life after he was reborn a few years later, Huaxia has already entered the state of a cashless society with half a foot.

In this life, because of the flapping of Bai Ningyuan's little butterfly wings, the pace of social development is obviously much faster, and the concept he proposed will be realized earlier than the time he didn't know in his previous life.

In 11 years, Bai Ningyuan's remarks were undoubtedly shocking, but because of the difference in identity, some people's words are just utopian, and some people's words can be described as prophecy, which is worth thinking about......

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Reading chapter: Live Again_Chapter 1321 The Concept of a Cashless Society

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