Chapter 496 - Cooperation with Banks

readx;?“ It's bad, someone is coming!" Zhao Yufei was a little flustered at the moment

"Don't worry, be natural. Pen & Fun & Pavilion www.biquge.info" Xu Fang pinched Zhao Yufei's little face.

Zhao Yufei glared at Xu Fang fiercely, and only after cleaning up did he tidy up his clothes: "Let you hurry up, you have to let people beg for mercy, now I don't have any strength at all, what will happen when I will show my stuffing." ”

"It's okay, our house is soundproofed, and you can't hear it outside. Besides, this time it was a minute faster than before. Xu Fang was serious.

"you. Zhao Yufei glanced at Xu Fang before opening the door.

Outside the door stood a woman in a small suit, twenty-six or seven, looking youthful and energetic. Big eyes, double eyelids, very durable.

"Yo, it's been so long to open the door, what are you doing in the house?" Jiang Yue looked at Zhao Yufei, and said for a long time: "Sick?"

Zhao Yufei was a little embarrassed in her heart, but at this moment she also recovered her essence as a strong woman, and said with a smile: "No, I was arguing with Mr. Xu just now." Let me introduce, this is our boss, Xu Fang. This is Jiang Yue, the person in charge of Lin'an City of Zhaoshang Bank. ”

"Hello Mr. Jiang. Xu Fang stepped forward to shake hands with Jiang Yue: "Let's go to the upstairs box and chat while eating." ”

"Okay. Jiang Yue had no opinion on this, and followed Xu Fang upstairs.

Asked the waiter to serve some special dishes, Xu Fang said with a smile: "The hospitality is not good, Mr. Jiang will include it." ”

"Mr. Xu is polite, the dishes of Xiulan Hotel taste superb, I think I am very satisfied to be able to eat and drink for free. After a pause, Jiang Yue looked up at Xu Fang and said, "Mr. Xu, you are looking for me this time, I don't know what is the matter?" It is better to say it first, otherwise you will not be able to eat steadily when you will eat." ”

Xu Fang didn't sell it, and said directly: "There are two main things, first, I heard that our two families have a lot of cooperation, and you have given us a lot of preferential policies, so I thank Mr. Jiang first." ”

"Mr. Xu, you are polite, but you are wrong about this, I should thank you for this kind of thing. Jiang Yue didn't put this matter at ease, she understood the principle of salute first and then soldier, and after the first excuse was finished, it was estimated that it was time to make a big move.

Looking at Jiang Yue's vigilant look at him, Xu Fang felt funny in his heart, but his face was still calm, and he said gently: "Then I want to ask Mr. Jiang, do you have any bad debts that can't be recovered?"

Hearing Xu Fang's question, Jiang Yue sighed slightly in his heart.

She was really distressed by these dates.

Although there is a certain amount of cooperation with the state, Zhaoxing is actually their family business. She was transferred to Lin'an City as the person in charge this time, firstly, because her family wanted to give her a platform to exercise, and secondly, to test her ability.

Being the head of the bank at such a young age, naturally many people are not convinced, and even many people are waiting to see her jokes.

She just took over the job, and in addition to her normal work performance, she also thought about how to take up the new office.

The first fire has already burned, and in the two months since she came, many enterprises in Lin'an City are willing to cooperate with their banks.

But because I have just joined the company, it is inevitable that there will be some mistakes. Up to now, it's half the merit. She desperately needs a second fire to establish herself.

Her eyes were soon set on bad debts.

Many people take loans from banks and simply don't pay them back. No matter how much the bank pushes, those people just don't move.

And after so many years of accumulation, these bad debts have reached a rather terrifying level. If it can be recovered, it will definitely shock the family members.

But when she made the decision to recover the money out, the company's various executives dismissed it. There were even people who directly poured cold water on her and persuaded her to dispel this idea.

She was young and vigorous, so she was naturally unconvinced, and asked the employees to urge them one by one. But the result is also very disappointing, and the money recovered is very small, which is not enough for the effort.

These days, she is also disheartened by this incident.

At this moment, I suddenly heard Xu Fang mention it, and there was some doubt in his eyes: "What does Mr. Xu mean by this?"

"I don't know if there is? If it's a small amount, forget it. Xu Fang asked.

"Yes, it's a lot, and you want to take out a loan?"

Xu Fang almost squirted, this girl must have thought that she wanted to borrow money and not pay it back, shook her head and said, "No loan, but I can help you collect the money." ”

Jiang Yue was stunned when she heard this, and quickly speculated about Xu Fang's intentions in her heart, and she was smart enough to quickly understand, looked at Xu Fang and asked, "And then you take a cut of it?"

"If you can't recover it, not a cent of this money is yours, and you can earn a dollar back. ”

Hearing Xu Fang's words, Jiang Yue also agreed in his heart. She didn't have the confidence to get back the money, not to mention the interest, even if the principal could be returned, it would be earned.

Immediately nodded and said, "I don't know what Mr. Xu plans to talk about, how much money can you recover?"

"Mr. Jiang set a threshold, this threshold should not be too excessive, after all, they have been relying on not paying it back, and I want them to repay the full amount, I guess it is enough. And this matter, I am not mainly responsible for it, it needs a team, and everyone has to make some money. Xu Fang kicked the ball back again.

Jiang Yue quickly calculated in his heart, and finally said: "In this way, we don't need the interest, and the principal must be returned in full." ”

After speaking, he quietly looked at Xu Fang. Xu Fang's surprise, anger and other emotions did not appear, but stared at him with a smile, which made Jiang Yue feel a little apprehensive. What do you mean by looking at the old lady like this?

In the end, Jiang Yue couldn't resist, shook his head and said: "Oh, forget it, this proportion may be a bit high, so let's do it, no matter how much money can be recovered, we want 90% of the principal 25, and the rest will be yours, which is already a big concession." ”

"How many bad debts do you have?" Xu Fang asked.

"At the moment, close to half a billion, and probably more, have all been piled up over the years. Add in the interest, and that's probably even more. Jiang Yue sighed.

"This money will definitely not be recovered, and the principal may not be recovered, so let's do it, 70% of the principal and 25% will belong to you, and the more will be counted as the hard work of the brothers, how about it?" Xu Fang said his request.

Seven costs! That's a lot!

Originally, she expected in her heart that it would be good to take back half of it, but the joy in her heart could not be expressed instantly, and she only pushed it for a while, so she acted as a difficulty: "Mr. Xu, to be honest, your request is a bit difficult, it is generally the bank that makes other people's money, and you are not as ruthless as you if you want to make money from the bank." However, I have a good relationship with Yufei, and I also give Mr. Xu this face, so I set 70%25, but I declare that the speed should be fast, and if it drags on for too long, I may also ask others for help. ”

"No problem, let's sign an agreement. Then we also need the cooperation of Mr. Jiang's side, and we need to give a certificate to the people who collect debts. Otherwise, we will go to collect debts without knowing our identity, and we will have no choice if others call the police. Xu Fang made a request.

Jiang Yue naturally had no opinion on this, nodded and said, "Yes, I will prepare when I go back tonight, and we will sign an agreement early tomorrow morning and give a proof of work." ”

"Then I wish us a happy cooperation. Xu Fang raised his glass and said.

The three of them had a great meal, and after eating, Xu asked Zhao Yufei to drive Jiang Yue home, while Xu Fang drove to find Chen Lixue.

Zhao Yufei had a good relationship with Jiang Yue, and he didn't need to ask where her home was, he started the car and drove directly in the direction of her house.

In the car, Zhao Yufei smiled and said, "How is it?

Jiang Yue nodded and stretched comfortably: "It's okay, it can be regarded as helping me relieve my recent troubles." ”

"You have so many bad debts, it really scared me to hear you say today. Zhao Yufei exclaimed.

"Hey, the bank is actually not easy to do, there are many households with this kind of nails, and the amount may be far more than that, this situation cannot be eliminated, basically every bank has it. Jiang Yue sighed.

"That's really not easy, you guys will take out loans in the future, and pay attention to it. ”

"It's not just loans, it's credit cards and stuff, all sorts of things. The inspection standards for lending can be strict, but if it is harsh, it will reduce the reputation of the bank, and it is not easy to do anyway. Okay, let's not talk about this, are you Mr. Xu reliable?"

"It's necessary, at least what he says, it's not unfulfilled. ”

"What did he say?" Looking at Zhao Yufei's adoring face, Jiang Yue was also a little curious.

"I am an old employee who started a business with Mr. Xu, and the hotel building has not yet been renovated at that time. He told me that in the future, there will definitely be more than one hotel, and it will continue to open branches and become the largest hotel in China. To this day, I don't think it's difficult for me to fulfill his promise at that time. He said that he wanted to change the benefits of employees, and as a result, the level of treatment of the waiters in our hotel was the highest in the service industry. Anyway, I have the ability and the courage. Zhao Yufei said with emotion.

Jiang Yue also said with a serious face: "That's really good, but what I really admire should be that he lives better." ”

"What kind of work?" Zhao Yufei asked curiously.

"When you were in the office, you forgot?" Jiang Yue asked with a teasing expression.

Zhao Yufei was stunned when he heard this, almost hit the car on the railing, and blushed and said, "What are you talking nonsense?"

"Actually, I arrived a long time ago and listened to it at the door for a long time. If I hadn't let the waiter go in advance, otherwise your voice would have known what the two of you were doing the next day. When I went, you seemed to say the third time, the third time, I'll go, so powerful?" "Women's world is sometimes more energetic than men, and without others, Jiang Yue also changed his usual cold and serious disguise.

"Fuck your sister, you heard me wrong, we're talking about work!" Zhao Yufei tried to calm himself down, but his face became redder and redder.

"You don't say yes, do you? Then I'll show the recording to your company. Jiang Yue threatened.

"I'll go, did you still record?" Zhao Yufei looked at Jiang Yue with wide eyes, but looking at the smile on the corner of the latter's mouth, she also knew that this girl was bluffing herself, and wanted her to admit it, anyway, the matter had been revealed, Zhao Yufei also sighed, and truthfully moved in Jiang Yue's surprised gaze: "It's really powerful, five times in a row." ”