111. Empty gloves white wolf 1 (ask for collection!)
"Are you all there is any?" the landlord was visibly impatient. Pen ~ fun ~ pavilion www.biquge.info
Ning Feng actually understands this landlord quite well, a house has not been sold for more than two years, and he has watched the house price shrink in the past six months.
He spoke: "Mr. Ge, I don't have a virtual customer to suppress your price, I really took the customer to see the house." ”
When the landlord heard him say this, his attitude finally improved, and the good ones were a little too much......
"Are you serious? Oh, little brother, I'm sorry! Are you free at noon? I'll treat you to a meal, and we'll talk slowly. Mr. Ge said.
"It's really a mother with milk!" Ning Feng sighed in his heart, and after thinking about it, his own method really had to be completed with the cooperation of the landlord, and it was best to meet and chat. So he agreed, "Okay." ”
Mr. Ge was obviously very happy, and said with a smile: "Then let's meet at Mao's private restaurant at 12 noon? Do you know? It's a restaurant here in the old town of Santun......
Ning Feng said he knew, and then hung up the phone.
The restaurant that the landlord is talking about is a restaurant that has been open in the old town for many years. The taste is very good, and the price is low, but the environment is really poor.
"After choosing such a cheap restaurant, it seems that this landlord should be very short of money! Ning Feng pondered.
At noon, Ning Feng arrived at the restaurant on time.
Because this restaurant is open in the old town, the house is dilapidated, the decoration is aging, and the sanitation situation is not worried. If it weren't for the excellent braised lamb and braised fish pieces here, there wouldn't be so many customers!
At this moment, it was time for dinner, and I saw that the storefront of more than 200 square meters was full of people. Ning Feng was very recognizable in overalls and tie, and as soon as he stood at the door, someone immediately waved at him.
When I walked to the table, I met the landlord, Mr. Ge. He is a middle-aged man about fifty years old, dressed plainly, and even carries an old SH brand watch.
"Hello landlord!" Ning Feng sat down to say hello.
"Xiao Ning, hello! Come, if you want to eat something, just order, I'll treat you! This is a braised fish cube made very well! Would you like to try it?" the landlord said with some flattery.
Ning Feng smiled bitterly: "Mr. Ge, there is actually no need to be so polite. ”
"If I want it, I want it, whether I can sell my house or not, you really have to work hard!" said the landlord with some emotion.
Indeed, the landlord was right. The speed of the transaction of a house is actually closely related to the recommendation of the agent.
For example, there are two houses with the same conditions in a community, one sells for 1.5 million yuan, and the other sells for 1.4 million yuan. But if all the brokers only recommend 1.5 million, then it is difficult for customers to know that there is a cheaper house.
Of course, this will not happen, and if the conditions are the same, the broker will only recommend the cheaper one. It just shows from the side how important the broker's recommendation is to the transaction of a second-hand house!
Mr. Ge naturally went through two years of baptism and understood the key, so when Ning Feng said that he really had customers, his attitude immediately changed!
Ning Feng actually sympathized with him a little, the condition of the house was too poor, and it was no longer a matter of price. If it weren't for myself, I really don't know when this house would be sold.
Ning Feng said truthfully to the landlord: "Mr. Ge, I won't tell you, in fact, it is I who wants to buy your house. ”
Mr. Ge was stunned for a moment, and then said, "No wonder you said that you have a customer!
Ning Feng nodded and said, "Yes." I am also a foreigner, and it is necessary to be able to buy a house in Qiantang City for the future. So I had to pick the cheapest one, at least I can move my hukou to the provincial capital first, right?"
Ning Feng's reason is actually very reasonable, although the housing prices in Qiantang City have fallen a lot in the past six months, but because of the high base, it is still not easy for outsiders to buy a house here. It is a good choice to be able to have a set of real estate and move your household registration to Qiantang City first!
However, Mr. Ge didn't care, but said: "In fact, selling to anyone is selling, it's just a matter of price! Can you accept the price of 800,000 yuan?"
Ning Feng said: "Before talking about the price, I have something to discuss with you first!"
Mr. Ge said, "What's the matter?"
"That's right. Ning Feng said: "Because I really don't have much money at hand, I can only borrow a sum of money first." If I do close the deal, I may choose to write the house price higher and borrow more money from the bank. This extra money must go into your pocket. But we have to sign a private agreement, and you must pay me back this money after you receive the payment!"
Mr. Ge didn't understand what Ning Feng meant for a while, and wondered, "Why do you want to write the house price high?
Ning Feng said with a smile: "As for how to operate, I naturally have a way, as long as you agree to my conditions and cooperate with me!"
"What about the price ......?"
"Just 800,000, I won't pay back a penny!" Ning Feng said.
Mr. Ge hesitated for a moment, nodded and agreed: "As long as you can guarantee that I get 800,000 points, I will cooperate with you!"
Ning Feng smiled: "Okay, then please come to our store at night, let's sign a contract!"
After that, Ning Feng didn't eat, but left directly.
When he walked out of the store, the first thing he did was to call Zhuo Jun and ask him to check Mr. Ge's background.
After all, it is his own money that must go to others first, and if he doesn't check it, he is not at ease!
Soon, Zhuo Jun gave him feedback, saying that this Mr. Ge has no criminal record, and there are no debt disputes, just an ordinary laid-off worker, with a wife and children, and the children are in college.
When Ning Feng got the news, he was finally reluctantly relieved and began to prepare his own plan!
Do high house prices!
This is his method! Because he can't use all the money he has now in this kind of place, he can only have this kind of partial method to maximize the utilization of his funds!
In fact, the principle is very simple!
According to the normal house price in Santun, it is very simple to achieve the appraisal price of 1.5 million for a house of 1.2 million. Although the condition of this house is very poor, but with Chen Miao's appraisal company, at least the appraisal report is no problem.
The requirement for a bank loan is a down payment of 30%, which is calculated according to 1.5 million, which is a down payment of 450,000. As long as the loan can be successfully approved, there will be a balance of 1.05 million!
After the landlord received a down payment of 450,000 yuan, according to the house price negotiated between Ning Feng and him, only 350,000 of the 1.05 million balance payment was the landlord's, and the remaining 700,000 yuan was all to be returned to Ning Feng!
In other words, Ning Feng paid a down payment of 450,000 yuan by himself, but after the bank lent money, he would get back 700,000 yuan from the landlord. It is equivalent to that he bought a house, not only did he not spend a penny, but he also earned 250,000 yuan!
A typical empty glove white wolf!
Of course, this is difficult. First of all, the greatest dedication is whether the landlord will cooperate with him!
After all, in today's society, interests are paramount! For hundreds of thousands of dollars, brothers, fathers and sons may turn against each other, and once the landlord rolls up the money and runs away, everything will be in vain!
Therefore, Ning Feng had to check the landlord's background first, so that he could have a target and ensure that his money would not be lost!
In addition, it is also difficult to evaluate whether the company is willing to issue you an appraisal report that is higher than the market price!
Secondly, whether the bank's approval is passed or not also needs to be operated manually!
It can be said that if such a method wants to succeed, the right time and place are indispensable! But as long as it is successful, it is a very classic empty glove white wolf!
Ning Feng stood on the side of the road, looking up at the scorching sun at noon, his smile was full of confidence!
********************************************************
PS: A lot of friends asked if there was a group before. Originally, a colony of penguins was built, and it was planned to be notified after it was put on the shelves. I didn't expect some readers to search for it themselves, so I just put it here!
Group number: 15700804. Fill in the correct title to enter. Everyone is welcome to come in and chat.