readx;?“ It must be big business, there are no hundreds of millions, so I would like to ask you to take a trip?" Xu Fang smiled slightly and sold a pass. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

Lin Xiangxue on the side almost laughed, you borrowed money when you borrowed money, and you found such a tall pretense for yourself.

But Jiang Yue didn't know what Xu Fang's idea was, at this moment, countless little stars had already appeared in her eyes, and she asked eagerly: "Mr. Xu, if there is anything, just say it directly." ”

"Hehe, we want to borrow some money to increase interest income for your bank. Xu Fang smiled: "So, such a good thing, the first thing I thought of was Mr. Jiang, it's interesting enough, right?"

Loans?

Hearing this, Jiang Yue's nose almost crooked, and he glanced at Xu Fang and said, "I thank you, this kind of good thing, Mr. Xu might as well find someone else to try." ”

"Don't, Mr. Jiang, the fertilizer and water don't flow into the fields of outsiders. Xu Fang soothed before saying, "Dude, you've been a little tight lately, you have to be saved." ”

"Say, what do you want to borrow?" Jiang Yue asked.

Seeing that Jiang Yue was relieved, Xu Fangcai said: "We want to expand the hotel, so we still need some funds." By the way, this gift was given to Mr. Jiang by me. ”

Halfway through his words, Xu Fang suddenly took out a small box from his pocket and handed it over.

Jiang Yue felt a little funny and said: "Mr. Xu, you are ready to borrow money, and you can't send anything valuable, right? It won't be gold, silver and jewelry, right? We will also send this to big customers." If you want you to give me this too, do I want it or not?"

"It's really not worth a few dollars, I heard that women prefer cardamom puree, so I prepared a bottle for you. Regardless of whether the loan can be completed or not, this bottle is my little heart, you must accept it. Xu Fang said seriously.

Hearing Xu Fang's words, Jiang Yue, who was originally very disdainful of this gift, suddenly widened his eyes.

On the day this thing was released on the official website, she didn't grab it for a long time, and she was depressed until now, and now just listening to Xu Fang say this name, she has already decided to accept it in her heart.

But fortunately, she didn't completely lose her mind, although she was moved, she still didn't touch it, looked at Xu Fang and said: "Mr. Xu, this gift is very valuable, then I have to be more cautious if I can accept it, you say, how much do you want to borrow?"

"I'm expanding my business and need to buy some real estate. Roughly estimated, it will be a simple loan of six billion. Xu Fang finally said the specific number.

"How much do you say?" I thought it would be hundreds of millions of yuan, but when I heard Xu Fang's words, Jiang Yue exclaimed directly.

"Six billion, with your strength, this amount of money shouldn't be much, right?" Xu Fang laughed dryly, and he didn't have much confidence in his heart when he said this.

"Six billion! Are you crazy or am I crazy, I refuse!" Jiang Yue shook his head and refused.

"Jiang Da Beauty, you can take out a loan, and you can earn a lot of interest, how can you not do it if you have a business?" Xu Fang continued to persuade.

"You're borrowing so much money, we don't have that much money in our whole bank, don't be kidding. Jiang Yue refused again.

Xu Fang naturally knew that she was joking, and thought for a while: "Mr. Jiang, I have enough collateral here, and I called you this time to ask you to release the loan quickly." ”

"Do you have enough collateral?" Jiang Yue asked.

"All the hotels in Minnan Province, as well as the newly bought real estate, these should be enough together, right?" asked Xu Fang.

"I remember the last time we chatted, you said that the loan to buy a house in Minnan Province has not been paid off, and now you still want to use that as collateral? "Jiang Yue didn't have a good airway.

Xu Fang had already expected this result, and said with a smile: "Those don't count, they don't count, our friendship, how much can we mortgage the real estate we bought?"

"Half. You'll have to come up with three billion dollars to fill the gap. Jiang Yue said directly.

Xu Fang was not flustered, and said slowly: "In the fourth ring road of Lin'an City, I partnered with the Zheng family to develop four communities, and in these four communities, there are my shares of 5025. Now that the buildings of these communities have been almost built, they will definitely be completed next year, and they should be opened in a while. These four communities, I don't know if Mr. Jiang has heard of them. ”

"The Zheng family bulldozed the four urban villages in Lin'an City, are you talking about these four?" Jiang Yue really knew this place, and asked uncertainly.

"Yes, these are the four plots of land. Xu Fang nodded his head.

"Really?" Jiang Yue asked in surprise.

"Of course it's true, what's the point of bragging, you just need to check it and find out. ”

"These four places are amazing, and the housing prices in Lin'an City have soared directly this year, and if the development of these places is completed, the total value should exceed 20 billion. Jiang Yue analyzed: "If you really have half of the shares in it and mortgage all of them, I can apply for a loan to you." Jiang Yue hesitated before saying.

"How much can Jiang always give in interest?" Xu Fang smiled, with his qualifications, it is not difficult to borrow six billion, and all major banks can do it. The reason why Jiang Yue was chosen was that the two knew each other, and it should be more refreshing to do things. Second, the relationship between the two should be preferential in price.

Jiang Yue pondered for a long time, and finally said: "According to the regulations, the loan interest rate for three years is 47525, if you want to give a discount, there must not be much, if it is lower than the user's deposit interest rate, then I will lend you a loan, and our bank will still lose money." But our friendship can be fought for for you, and the interest will be calculated for you within a year, 43525 per year, do you think it's okay?"

Xu Fang thought about it, if the user deposits for three years, in the entire bank, the highest is about 325 per year, and the price Jiang Yue gave him is indeed not high, but it cannot be said to be low. After pondering for a moment, Xu Fangcai said: "This is a little high, otherwise, how about 33525?"

"Hey, don't even think about this, it's already a good interest rate for you to turn into a year. Jiang Yue glanced at Xu Fang, but looked at the cardamom puree on the table, and finally relieved: "The annual interest rate of 37525, if you see it, I will apply for it, and then go through the procedures, if you can't see it, you can try something else?"

The interest rate of 37525 is really low. If you want to pay off the loan of 6 billion yuan in full, it will be 22.5 billion yuan in interest a year. Although it is a lot, it is still worth it compared to the speed of making money. Moreover, if you can earn back 6 billion next year, you can pay it back directly, and you don't have to pay the subsequent interest.

Thinking about these clearly, Xu Fang nodded and said gratefully: "Thank you Mr. Jiang for your mercy, this cup is for Mr. Jiang!"

"I'll just drink some juice and I'll have to drive later." Jiang Yue didn't drink, she would have to call the group later to report this matter, the amount of six billion is not something she can completely decide.

The conversation was settled, and the atmosphere at the dinner table was relaxed. For a while, the guests and hosts enjoyed themselves, and it was very lively.

Sending Jiang Yue away, Xu Fang and Lin Xiangxue looked at each other and smiled, with the support of this money, hotels in Jiangsu and Zhejiang provinces can be opened quickly. For a while, the two had more confidence in the hotel's next development.

Jingle Bell -

The two were going back to the office to rest for a while, when Lin Xiangxue's mobile phone suddenly rang.

Seeing that it was her brother calling, Lin Xiangxue pressed answer, and when she heard the news from Lin Xuan, Lin Xiangxue's expression changed slightly.