"That's not right!" Ma Yun seemed to be eating, but in fact, he pricked up his ears and immediately interrupted: "Yipin.com was officially launched last year, even if it was a student group in Jianghe University Town before, it would not have been established for more than two years, but Yifubao Company was registered three or four years ago, and it was independent at that time. ”

"That's ......" Feng Yiming put on a look of sudden realization, "I remember, in the first half of last year, when Taobao had not yet started, you still wanted to buy Yifubao at a premium. ”

Ma Yun snorted softly, when preparing for the Taobao project, his partner Cai Chongxin strongly requested the acquisition of Yifubao Company, which was not weak in technology and relatively perfect in products at that time, but unfortunately continued to increase the price, the other party just refused to let go, and only agreed to exchange shares.

Feng Yiming kept picking up the plate from the side shelf and pouring vegetables and soy products into the hot pot as if nothing happened, he started using Alipay very early in his previous life, so he knew very well that Alipay's development trajectory had changed a lot from his previous life.

The earliest Alipay is a third-party guarantee in Taobao transactions, just a simple guarantee tool, after a few years Ma Yun gradually realized the huge potential of Alipay, only to split it and Taobao to set up a separate subsidiary, and then Alipay became the cornerstone of Ali Group, and in this life, from the beginning Ma Yun set up a separate Alipay company, which is likely to mean that Ali's hand to the financial world will be much earlier than in the previous life.

"It's hard to promote, but it's worth it. Feng Yiming watched the vegetables tumbling in the hot pot basin, "The online banking payment will be released in almost a year, and by that time, it will be much less difficult to promote." ”

"Not necessarily. Since Ma Yun entered the door, his mouth has not stopped, either eating or talking, and he did not let go of the chopsticks until this time, "In a short period of time, Yifubao and Alipay can only exist as payment tools, I have asked the technical department to start debugging, consumers pay the amount through Alipay through the online banking of various banks, and the merchant will quickly withdraw cash, and the money is kept in Alipay for a short time." ”

"You are greedy enough, Taobao's turnover this year should exceed 40 billion, right? Even if the merchant withdraws quickly, the amount of liquidity circulating in Alipay is also quite large. Feng Yiming snorted, "In this regard, Yipin.com can't compare with Taobao at all." ”

"Different paths lead to the same end. Ma Yun wiped the corners of his mouth with a smile with a tissue, "Ali will always go to self-operated business, and Zhanxiong can't only do self-operated business, at that time, the two payment tools of Yifupay and Alipay will ......"

Feng Yiming knew very well what Ma Yun was thinking, and quipped: "Are you still thinking about setting up an Ali Bank in the future?"

"Uh......" Ma Yun scratched his head, "It's not impossible, it depends on the national policy, but many foreign consortia have banks as the foundation." ”

Feng Yiming pursed his lips and did not speak, in his previous life, there were several private banks, the most eye-catching of which was Suning Bank, which was famous for four or five years, and the China Banking Regulatory Commission did not issue a business license.

The road that Ma Yun is going to take Feng Yiming, the reborn person, sees it very clearly, with Taobao and Tmall as the main body, and Alipay, an independent platform, as the cornerstone, to build a huge business system, but Feng Yiming does not want to take this road, as a reborn, he can choose a path that is more suitable for himself.

"So, even if there is a rivalry between Ali and Zhanxiong, it will be many years later, and we can't let people see jokes. Ma Yun's words meant something.

Feng Yiming nodded slightly, he knew who Ma Yun was referring to, just this month, Penguin successively launched QQ online shopping and Paipai Network, and entered the e-commerce market with great momentum, Feng Yiming was not too worried about this, Penguin can be called the best social communication tool in China, but there is a congenital disadvantage to do e-commerce, and later it was blown that the WeChat circle of friends that can overthrow the existence of Taobao gradually disappeared after being popular, and the fart storm did not set off.

"In the final analysis, the development speed of the domestic IT industry has exceeded my expectations. Ma Yun sighed: "I originally thought that it would be at least after 06 years before there would be large-scale competitors, but now not only penguins, but also several are preparing e-commerce projects......"

Feng Yiming, the butterfly, touched his nose and snorted, and quickly pulled the topic away, "Since it's a cooperative relationship, I have to say something." ”

"What's the matter?" Ma Yun glanced at Feng Yiming vigilantly.

"After eleven alone, Ali snatched at least five or six high-end technical talents from Zhanxiong, all of whom were specially summoned back to China by Teacher Ren, and you took the sheep by the hand, you can tell me yourself, isn't it not very authentic!"

"I'm also a CEO, I can't take care of everything, and I'm not like you hiding in a dark corner, and some are calculating time. Ma Yun complained for a while, and suddenly paused, "That Teacher Ren is Professor Ren Hongyuan......?"

Ma Yun stopped halfway through speaking, because Feng Yiming's fingers with frost on his face were about to poke his face.

"If you hit Teacher Ren's idea, let's break up!"

"No, no, don't worry. Ma Yun shook his head with a smile and sighed: "I'm just strange, you are so young, but you have such courage, and you are not the momentum of ordinary young people, although the technical research institute has been established for a short time, it is already famous in the industry." ”

Feng Yiming ignored this, and fished it out in the hot pot with a colander, "Full?"

Ma Yun patted his stomach, "If you eat again, you have to hold on, and this time is the most comfortable to eat today." ”

"What are you doing in Jianghe this time?" Feng Yiming hesitated for a moment and asked, "Are you really here to give a speech?"

"Let's talk about cooperation. ”

"I am not personally in charge of the group's business, this kind of thing should go to Wei Jun. ”

"I only learned the news the day after the high-level escape of the Modu Securities Company, and before I gathered people, your people were all in Yanjing. Ma Yun said slowly: "When the situation was at a stalemate and I tried to find a breakthrough from other places, it was your people who dragged the banking system into the water......

"Although this time it was Ali who charged into battle, and Zhanxiong just beat the side drum, but the two key points were Zhanxiong stepped forward. Ma Yun's eyes widened, "That's why I temporarily changed my itinerary and came to the river." ”

"Come and see me?"

"Not bad. ”

"How do you feel?" Feng Yiming poured two cups of tea with a smile, "Disappointment?"

Ma Yun looked up at the ceiling, as if he couldn't find any words for a while.

Feng Yiming blinked and said in a mocking tone: "Green plum boiled wine?"

"Bang!" Ma Yun snapped the case, "It's the hero of the green plum cooking wine!"