"BOSS, there's a question I don't understand, why your country is so harsh on customers who should be respected when they don't hesitate to strictly protect many mistakes and omissions of banks?"

Put down the chopsticks and ask Fu Zhengyi. Pen "Fun" Pavilion www.biquge.info "What do you want to say?"

Maddie looked puzzled and hesitated before continuing. "Yes, one of our customers stayed in place because of an abnormality in the ATM and notified us, and after inspection, it was found that the bank clerk had mistakenly placed 100 banknotes in the 50 banknote compartment when adding banknotes, and the supervisor in charge of handling the matter said that the customer could take the excess part, but the other party insisted on refusing to accept it, and finally left with the extra 2,000 cash when the police arrived, and it is said that the police felt that the practice of our bank was quite strange......

After listening to Maddie's explanation, Fu Zhengyi realized that the bank's own negligence caused the abnormal banknote issuance, and the foreign bank treated it as an 'inevitable loss', and rewarded the customer who took the initiative to remind the bank of the need to recover the loss for the bank. But if the same thing happens in a domestic bank, then the customer needs to return the money immediately, otherwise he will be suspected of committing a crime, not only will the police come to arrest people, but if he refuses to return it, he will be detained and sentenced!

Seeing that Fu Zhengyi didn't answer immediately after hearing this, Maddie thought he had doubts and said seriously. "BOSS, similar incidents have happened in banks in various countries, but the mistake itself is the bank's, how can the customer be held accountable because of the bank's fault? And the criminal responsibility is pursued, this is completely unreasonable! I have not received a reasonable explanation that can be accepted until now!"

"There is a law in China called 'unjust enrichment,' which seems to be the ......."

Maddie became more and more puzzled. "But the problem is that this clause is in the civil law, how can it be turned into criminal liability?"

Seeing that the two began to discuss, Fu Mingting sighed when she learned the reason. "That's the way it is in China, don't you remember the rule I saw when I took you to other banks?

Maddie got serious. "Mingting, this is not right! The bank and the customer are equal, and the customer cannot be allowed to bear these risks because of the advantages that the bank has......

Seeing that it still didn't make sense with him, Fu Mingting patted her head helplessly, turned her face and said to Fu Zhengyi in Hanzhou dialect. "Justice, I've told him many times about this, but why are their foreigners' thoughts so awkward? How many years have this rule been implemented without being responsible for leaving the counter? Originally, when I was in Hanzhou Commercial Bank, our internal regulations were like this, if the money was collected, it was from the bank, but if it was less, But the teller is responsible for making up for it, although Jiamei Bank's cash business is not much, but I really don't understand why Jiamei Bank has almost all the customer's responsibilities, all the losses are the bank's, and the customer can be completely exempted from liability as long as he insists that he doesn't remember, or for some messy reason......"

Maddie said this problem, Fu Zhengyi remembered one thing, there was once a part-time worker who withdrew more cash from the ATM because of an ATM error, and as a result, he was sentenced to life imprisonment after being caught, which led to a big discussion on the civil law of 'unjust enrichment', so he also asked. "If a foreign bank overpays or undercollects cash from customers and incurs losses, who will bear the responsibility?"

"Banks, whether there are more or less, in the end it is only a risk assessment of employees, and if they make mistakes continuously, they may be transferred or demoted, but they will not suffer financial penalties, unless it can be proved that there is internal and external collusion in the occurrence of the incident......

"No problem! It can only be said that the national situation is like this, similar to the response to emergencies, domestic banks require employees to regard bank property as the first element and protect it, but foreign banks are concerned about the safety of employees, and would rather lose cash than kill or die an employee because of fighting with gangsters," Speaking of this, Fu Zhengyi carefully observed Fu Mingting's expression, and saw that she was not stimulated, so he continued. "In terms of 'customer first', state-owned and foreign-funded banks have done a relatively good job, and it will take a long time and a long process for China to truly realize 'customer first'......"

"Anyway, I was really hit by entering a foreign bank, and I didn't particularly understand what 'public is public, private is private', but although foreign banks are too strict in some aspects and also lack human feelings, they really do a lot of the time on the facts, and will never deliberately lower your rating and reduce your salary increase ratio because you are late or have been punished for violating a certain regulation......

After listening to his cousin, Fu Zhengyi nodded. "Yes, we have to learn from the good, we have to improve the bad, the development of foreign banks in China has just begun, if Jiamei Bank can move the system summarized by foreign banks over the years to China, and then can guide domestic banks to absorb and implement it while merging, it will be in vain Jiamei Bank to pay the price......

Fu Zhengyi really doesn't understand the management of banks, but he believes that when the choices of ordinary people are diversified, they will naturally force domestic banks to fundamentally change, change the arrogant attitude they used to be high-minded, reduce the height of bank counters, and improve the level of service.

Although she knew that his words were for Maddie, Fu Mingting couldn't help but speak. "Justice, when I was in France, I was very envious of the open counter of the bank there, I thought that I would definitely not see it in China, but I didn't expect that the cash area of Jiamei Bank was set up like this, the two sides face to face, no one is taller than the other, it is really good......"

Just as he was about to go deeper into this issue, Fu Zhengyi's mobile phone on the table vibrate, and after connecting it, he heard that it was Gonzalez of [Dream Media], and it was a little strange that he calculated the time difference. "It's supposed to be three o'clock in the morning over there, right?"

"BOSS, there's no way, tomorrow is Christmas Eve, the company has a lot of affairs, so I, the person in charge, have to stay in the office to deal with ......"

After laughing at himself, Gonzalez picked up a file in his hand. "BOSS, the incentive plan that began to be implemented last year, has now cost more than 50 million US dollars, the company has received 31 actors' brokerage contracts, as well as nine directors and seven producers' cooperation contracts, you thought that Barrymore was more potential Although she was born as a child star, she worked quite hard, although the previous documentary results were very poor, but she is ready to set up a film company to shoot a film that costs about 20 million US dollars, hoping that the company can invest in it......"

"Barrymore, the girl who did the ET film?"

"Yes, she found a script, and this time she's going to be a producer and star in it. The screenplay is about a twenty-five-year-old copywriter who wants to get true love......"

After listening to Gonzalez, Fu Zhengyi recalled the movie and laughed immediately. "She can give as much as she wants! It's best to sign a long-term contract with her, we provide the funds and have the right to advise, if she insists, then it doesn't matter if you have the right to suggest or not, you can ......do it at your discretion."

was going to report the behind-the-scenes entanglements as well, but Gonzalez was stunned for a moment. "BOSS, Barrymore is a producer for the first time, and the power of proper restraint can also be waived?"

"Yes, tell her that as long as she works hard, she will definitely become a perfect woman!"

Hanging up the phone, Fu Zhengyi found that in addition to Tong Tiantian, he was still eating, and Maddie and his cousin were staring at him, but he was a little dazed.

Glancing at Tong Tiantian, who was still eating, Fu Mingting asked in Hanzhou dialect. "What's the phone call? Why do you even say 'perfect woman'?"

"An American actress who turned child star now wants to be a producer and needs the company to invest in the script she fancies......"

Fu Mingting was stunned. "Isn't it?

"Yes, Hollywood also has a lot of movies that are worth investing in......"

Ignoring his words, Fu Mingting dragged him to the floor-to-ceiling window in the corner of the restaurant and lowered her voice. "Justice, you can't be distracted! I think this Tong Tiantian is very good, your parents will definitely be satisfied......"

"Sister, there are some things you don't know, Maddie is older than you, and he is a foreign devil, have you figured out how to tell my second uncle about this?"

Blushing, Fu Mingting looked dissatisfied. "Don't digress from the conversation! I'm asking you how are you?"

"Come on, Maddie just said that she was going to marry you, could it be that you still want to hide it? Tell you, if you don't tell the truth, I'll let him roll up and go back to the United States immediately!"

"How can you do this!" Fu Mingting was frightened, shouting that although he had a straight face, there was something wrong with his eyes, and he reached out and pulled his ear and said angrily. "You dare to talk nonsense with your sister!

was caught off guard and hit again, and Fu Zhengyi was full of helplessness. "I'll take care of my business myself! The key is your problem! My understanding of Maddie is limited to his work, and the seems to be a California banking regulator, and I don't know anything else!"

Knowing that her cousin also cared about herself, Fu Mingting felt that her nose was a little sour, turned her face to face the Huangpu River outside the window, and muttered for a moment before she said very firmly. "As long as he is willing to marry, then I will marry! I don't need to pay attention to what kind of situation his family is and what kind of relatives he has! When Americans become adults, their parents will not interfere in the lives of their children, unlike in China, when they marry in the past, they need to provide for the man's seven and eight aunts like their ancestors, let alone face any ...... of mother-in-law and daughter-in-law relationship."

Now that Fu Mingting was ready, Fu Zhengyi nodded and said. "Come on, as long as you think it's suitable, then get married! The age is also up, if this guy dares to treat you badly in the future, I have a way to clean him up......"