Chapter 929: The Impact of Finance on the Internet

The newly established Tianpeng Financial is registered in Jianghe High-tech Park, and all the fund companies on Yanjing's side will be placed in it.

However, before the completion of the reorganization, a large number of employees resigned, after all, the domestic financial market is now the time to rise, Feng Yiming's private evaluation is: crazy and excessive, which is also one of the purposes of their group to Yanjing before the New Year's Festival.

The group sat down in the conference room, and Han Banqing, who followed over, was turned around by Liu Jie's command, some wanted to drink coffee, some wanted tea, and some only drank boiled water.

The conference room is full of their own families, even Lin Wenwu and Wu Zhen are not outsiders, and Han Banqing and others have signed confidentiality agreements, and Feng Yiming is not shy about it.

"Tianpeng Finance first put up the shelf, all the business of the fund company and the employees who are willing to go to Jianghe City are all relocated, and when will Yifubao start the equity replacement plan, we will wait for the relevant departments to see through the wind, and then we will negotiate with various shareholders, the most important of which is Google. ”

Feng Yiming took a sip of coffee and continued with a radiant look: "Actually, there is no need for us to be frustrated, from another point of view, if Yifubao or Alipay is not under the name of Zhanxiong Group and Ali Group, the previous financing amount with Google and Yahoo may not be so high." ”

"But if all goes well, the total amount of money on the payment platform will not be lower than the amount of deposits in a small local bank, and such a huge amount of money will definitely trigger changes in domestic financial policy. Dong Zhengyu kept taking notes, and said while writing: "Therefore, it is reasonable for the state to introduce industry access policies for the operation of payment platforms and issue business licenses...... It's unlikely. ”

Feng Yiming is a little unpredictable about whether foreign capital can obtain a payment license, which may be true, after all, the privatization of Ma Yun's Alipay in the previous life was there, but another possibility is that the state is just letting go of the rumors, and Ma Yun took advantage of this to get Alipay, the most core value of Ali Group, from Yahoo and SoftBank, the two major shareholders, into his own pocket, and also took advantage of this to form Ant Financial, officially reaching into the financial circle.

"All possibilities need to be considered, and all options need to be carefully weighed. Feng Yiming said to Wei Jun: "I will let the intelligence analysis department of Tianchen Investment cooperate with you, and all kinds of information about Alibaba, Ma Yun, and the central bank's policy changes will be transmitted to you in the shortest possible time." ”

Wei Jun nodded, "Judging from the current situation, it is also a good thing to move a little, after all, in China, the position of Yifubao is there, the market share ranks second in the country, and our relationship with the central bank has always been good......"

"Ha, this is good because of peers. Dong Zhengyu couldn't help laughing and said: "The penguin was tossed enough, and it actually came up with a substitute back then." ”

Feng Yiming couldn't help laughing, speaking of Zhanxiong Group, after the sudden rise, from the comparison between the two lives, the most unlucky is the penguin, which has been suppressed enough in many fields, especially in the payment tool, the penguin chose the China Banking Regulatory Commission back then, for which Tenpay was restricted in all aspects, and then Ma Huateng came up with a QQ wallet, and in the end, the speed of development on both sides was not fast, but it had a relatively large influence in specific fields and regions.

"Last night's email showed...... Tenpay was also spun off from Penguin and set up a separate company. Feng Yiming glanced at the folder in his hand, "Anyway, we are on the bar with the surname Ma, big horses and small horses, old horses and young horses, ......"

After pondering for a moment, Feng Yiming's tone of voice was a little ethereal, "Keep an eye on Ma Yun and see how he chooses ......"

"We don't have to make the same choice as him, and Zhan Xiong doesn't have the flamboyant personality of some of Ali's leaders...... But Ma Yun's choice will definitely touch us. Feng Yiming paused and said, "Old Wei, you go back and explain to Chen Liang and let her keep an eye on the point, the principle is to fundamentally shape Ma Yun and Ali into nationalists...... Even if it is a hooligan, it is a national hooligan. ”

After Wei Jun responded, he hesitated and asked: "If Ma Yun officially separates Alipay and establishes a financial company based on it, it is conceivable that Ali Group will reach into other fields while its own business is growing rapidly, for example, I heard that two of Ali's partners are very interested in our entertainment business group." ”

Glancing at Feng Yiming, whose eyes were wandering, Wei Jun did not ask the most critical sentence, but everyone knew in their hearts that what Wei Jun wanted to ask was whether the alliance between Zhanxiong Group and Ali Group needed to be adjusted?

"What can a financial services company do? Absorb funds from bank financing and payment platforms, small and medium-sized loans, asset securitization, wealth management, insurance ......"

Feng Yiming's tone changed suddenly, "Foreign chaebol families, one is to control the lifeline of resources related to people's livelihood as the core, the most typical example is South Korea's Samsung and the Middle East's ...... where oil can be emitted by inserting a pipe in the ground."

"The other is a multi-flowering and very wide-ranging, but this kind of chaebol family often has a characteristic, they will actually control a bank through the way of equity crossing......"

There was silence in the room, and everyone listened with their ears pricked up.

"Through the bank, reach out to all corners of society......"

"The power of finance is, in a way, irresistible......"

"Financing, lending, and wealth management can actually be done by banks......

"Therefore, the development of financial service companies to the extreme is often similar to that of banks, or it can be said that banks are the products of financial companies to the extreme. ”

"In modern society, all transactions will occur through financial means......"

"Combining the Internet and finance, I can imagine that Internet finance will bring an unparalleled impact on the industry, which is not just a set of pediatric ...... that touts high-tech and then withdraws money and leaves."

"Four years ago, in the private room on the top floor of Hexiangju in Jianghe University Town, Ma Yun and I were eating hot pot and chatting, and that was the first time we met. Feng Yiming leaned back in his chair and said with a smile: "At that time, I said, maybe when you will get an Ali Bank!"

"Is it possible?" Dong Zhengyu couldn't help but ask.

"Anything is possible. Feng Yiming said casually: "The trend of national policy is generally to be slowly liberalized, and he can always find opportunities." ”

Ma Yun set up a financial company based on Alipay, and then stretched out his hand everywhere and did not even let go of the online literary world...... This was originally expected by Feng Yiming, but what he didn't expect was that this day seemed far away, but it was likely to come quickly.

Although Alibaba Group has not yet been listed in the United States and has limited funds on hand, it is possible to achieve its goal if it passes through a financial company that has not yet been established at that time.

I don't know if it will still be called Ant Financial in this life......

Feng Yiming swept away his troubles and said with a smile: "The soldiers will block the water and cover the earth, if you want to stretch out your hand, who can compare to me?"

After everyone was stunned, they suddenly realized, when it comes to reaching out everywhere, there is no investment company in China whose means and vision are comparable to Tianchen Investment, just look at the Maxthon Browser, Tianchen Film and Television and even the starting point Chinese network, which have become famous in China in recent years......