The imperial capital, Wanliu Guangda ink community.

Today is February 6th, the eighth day of the Lunar New Year, and the Everbright Ink Rental Department is a little deserted, and after work, three employees gathered in the Rental Department to chat about the plan to buy a house before the year.

"How much money can you raise?" Song Hui asked Jiang Qishuang, the sooner he bought the house, the better.

"It's only 25,000, most of them are borrowed from relatives and friends, and some are borrowed from former classmates. "Jiang Qishuang only rushed to work in the rental department today, it's really hard to borrow money.

"I'm pretty much the same, borrowing money is a lot harder than I think. During the Spring Festival, Song Hui also made money by distributing leaflets in the imperial capital, saving money, plus the money he had saved before, he only saved a total of 10,000 yuan.

A few days ago, when he told his family that he wanted to buy a house, his family was a little surprised, but they still strongly supported him, and he raised 12,000 yuan, of which 7,000 yuan was borrowed by his parents from several relatives, 3,000 yuan was the money for selling crops during the Chinese New Year, and the other 2,000 yuan was borrowed from friends and classmates.

Song Hui felt sorry for his parents.

In the end, he gritted his teeth and did things according to the plan, and when he had money in the future, he must take his parents to live in the imperial capital and honor his parents.

"Nonsense, when it comes to borrowing money, those former relatives and friends can't dodge, and it would be nice if you could borrow a few thousand dollars. Luo Jing smiled nonchalantly, she is an only child, the economic conditions of the family are not good, the 70,000 yuan given by her parents is basically the bank savings that her parents have saved for many years, and the regular money in the bank has not expired, and she has taken it out directly.

Her parents are open-minded, they originally wanted to buy her a family business, but the savings are too small, if they can make a down payment on an apartment, it will be good.

……

Ning Lanxin plans to wander around the Bagou Landscape Garden outside the community, and then visit the Kunyu River, which is her favorite thing to do every day.

And her husband, most of the people in the community asked him to play at the Wanliu Sports Center, and he was too wooden, if he hadn't asked him out, he probably wouldn't have gotten there.

The weather in the imperial capital is a little cold, and there are occasional sandstorms, which is not good. In addition, the environment of the imperial capital is not bad, especially the Wanliu community, which is the best location in the imperial capital HD area. It's a pity that the daughter is reluctant to come to the imperial capital to study, and the parents-in-law are even more reluctant to come to the imperial capital to live.

If she could, Ning Lanxin would prefer to stay in her hometown and see her children every day.

But with so many houses in my family that I don't rent out, and tens of millions of bank loans that have not been repaid, there is a lot of pressure when I think about it. The house that her son bought with money, she will not make money, at least she will help her son keep this family business.

Ning Lanxin walked past her store and saw that the three employees were still in the store after work, seemingly chatting about buying a house.

She is happy that the employees are able to come to work on time. She didn't forget what she promised a year ago, and took the initiative to ask about real estate investment and ask them which real estate they liked.

After asking, she realized that the two young people didn't have enough money, Ning Lanxin didn't hesitate, and said generously: "In this way, I will overdraft each of you with 20,000 yuan first, and then deduct half of your salary from your salary to repay the loan." ”

Lending 60,000 yuan is like a drop in the bucket for her now, she still has nearly 10 million funds a year ago, and after repaying the bank's 5 million interest, there are still millions of deposits. Lend money to employees and hope that they can work with peace of mind.

"Thank you boss, enough is enough, then I and Qishuang, add up to 90,000 yuan, we are already optimistic about the real estate, it is a real estate in the Tongzhou Guanzhuang area, the opening price is relatively cheap, 6500 yuan a flat, there are forty or fifty square meters of one bedroom and one living room, you can also make a down payment of 20,000 yuan, more than 70,000 yuan is enough, and the remaining 10,000 percent down payment will be paid within a year. "Song Hui is very grateful to the boss's wife, and there are so few private bosses who can lend money to their employees, it should be said that it is rare.

"Hee-hee, then I can buy a better floor. Luo Jing said happily, grateful to the proprietress of grateful. As long as the proprietress doesn't fire her, she will work for the proprietress with all her heart.

Jiang Qishuang on the side was also very grateful, and he didn't know how to repay the proprietress for her kindness, so he pondered for a while and said: "Boss, I think we can accept rentals from other homeowners, and even second-hand house sales, and the profits of being an intermediary are high." ”

"I won't do that, are you busy coming?" Ning Lanxin has been in the imperial capital for a few months, and people often come to the store to ask if they have done second-hand housing transactions, and there are also householders in the community who ask her if she accepts the entrustment of intermediary leasing and second-hand housing transactions.

She has learned some of the situation of intermediaries, the general second-hand housing transaction intermediary fee has 3% of the transaction amount, that is, the second-hand housing transaction volume is 1 million, the intermediary structure to the buyer and seller a total of 30,000 yuan of intermediary fees, real estate agency is really a profiteering industry.

Luo Jing said: "After renting out the house of Everbright Ink, in fact, we have nothing to do, very few tenants quit the rent, and the second rent payment is half a year, or even a year, just for fear that we will increase the rent." ”

"Well, yes, we can start preparing some materials. The profit of second-hand housing transactions is high, and a house with 3% of the transaction volume is tens of thousands of yuan of income. During this time, agents from other places also came to ask us about our listings and wanted to rent a house on our behalf. ”

"The small boss seems to have said that you can't sublet, and you can't rent if you have poor quality. Luo Jing reminded that the tenant wanted to rent the house of the Rental Department, and knew that there were many requirements for the tenant, and some tenants were scared away, but after the tenant lived for a while, he didn't want to change places.

"Of course I know the rules, those agents want to rent and then sublet at a high price. We don't know who wants to sublet, but when we show the customers the terms of breach of contract for subletting, some people don't dare to rent, these people don't want to sublease what it is. ”

"Yes, some people want to come over to grab the house, it's funny, always staring at the door of the community, looking for the head of the household, but they don't know that the biggest head of the community is the boss, haha. Song Hui said with a smile, seeing that the proprietress had a cold tea, he immediately poured hot tea for her.

Ning Lanxin watched the three of them discuss fiercely, in fact, she also knew about it, some agents heard that her husband was the head of the household, and there were many people who came to ask her, just wanting to buy a house.

The agent knew that they didn't sell the house, so they wanted to rent the house on their behalf, and said that renting once was more than five years, and they would pay the money on an annual basis, and the money they gave was about the same as the money she rented out in person.

However, Ning Lanxin remembered that her son had reminded her that the intermediary manipulated housing prices and rents, so she did not agree.

If the monthly rent of 5,000 is transferred to the agent, the agency structure will increase the rent to 7,000 per month, or make a few more compartments of the house and rent it out.

In the end, it is definitely the tenant who suffers.

In the past few months, the rent in the surrounding communities has not risen at all, but has fallen somewhat, because they have a large number of properties for rent, which has forced the average rent price of the surrounding area to fall.

"If you rent to an agent, the real tenants will die. So, you see, when paying the rent for the second time, the rich tenant directly pays the rent for half a year or even a year, just because he is afraid that we will take back the house. Luo Jing was a little upset for the tenants.

The three of them are also unhappy with the real estate agent, but most of the houses in the imperial capital have been bought by intermediaries, and the rent is a few years, and the householder is willing to hand over the house to the intermediary to take care of it in order to save trouble.

On the other hand, if there is no real estate agent, it is really difficult for some tenants to rent a cheap house, or at least a single room, and there is no such thing as a cubicle.

However, the vast majority of intermediaries are for the sake of profit, raising the rent price and speculating in the house price, which actually raises the rent price of the entire imperial capital a lot. Intermediaries who originally had a conscience, for the sake of profit, naturally followed the trend and raised prices.

Where the benefits go, the trend of the people.

This is the general trend, and it is not something that one person can change.

There is a market, intermediaries must exist, no matter what era there are, otherwise after-sales service, such as contract disputes, these are not easy to deal with, and it does save a lot of things for the head of the household. But on the other hand, it has also raised house prices and rents.

"The matter of intermediaries, forget it, it's too hateful. If there is a head of household to post information, it is okay to help them send information, but we are not responsible for specific affairs, let alone responsible. "Ning Lanxin thinks about it as an intermediary or forget it, her son said this, it's not bad for that money.

When the three of them heard that the proprietress still didn't agree to be an intermediary in the end, they really admired it, they didn't make any money, they originally wanted to help the proprietress make more money, and it could be regarded as repaying the favor of the boss's family.

Ning Lanxin looked at the chat for a long time, and after transferring the money to the three of them, she hurriedly went for a walk.