"It's late, there was a series of car accidents in the Qingyun Tunnel, and the passage was blocked. The air conditioner was turned on in the private room, and as soon as Xu Youcai entered the door, he took off his coat before sitting down to talk.

"Inside the tunnel or outside the tunnel?" Li Zheng asked casually as he poured him a cup of hot tea.

"Outside the tunnel, where you didn't enter the tunnel. Xu Youcai picked up the tea and moistened his mouth.

"That's not bad, if it's in the tunnel, it is estimated that you will have to take a detour to Dongcheng District and come from Jiangbei New District. However, the traffic police have the fastest attendance speed near the Qingyun Tunnel, and in general, the processing speed is also the fastest. ”

The Qingyun Tunnel is too important and belongs to the key area jointly maintained by Hongning District and Qingyun District, and no matter what situation occurs, it is the first time to arrive and deal with it. Otherwise, once the traffic arteries of the old and new cities are blocked, you will have to make a long detour if you want to connect.

In view of this, in order to prevent this embarrassing situation, the Xiangning Municipal Government has started new projects on the left and right sides of the Qingyun Tunnel, and at the same time opened two Qingyun Mountain Affiliated Tunnels to connect the old and new urban areas.

At this time, the waiter at the restaurant came in and asked the two if they wanted to continue ordering.

"I ordered a few signature dishes. Li Zhengyi took the menu handed over by the waiter, glanced at it twice, and handed it to Xu Youcai, "Brother Xu, come and have a few dishes that you like and often come to eat, anyway, I am not taboo in meat, I can eat anything." ”

Xu Youcai looked at the menu and said, "Have you ordered duck blood?"

"Ordered. ”

"Just order, and a few more side dishes. "Xu Youcai is familiar with a few small vegetables that are common on the site.

The waiter took the menu and asked, "Don't you want drinks?"

Li Zhengyi signaled to Xu Youcai: "You drive, you order." ”

Xu Youcai said: "You don't need wine, come to a large bottle of hot corn juice." ”

"Okay. The waiter saw that the two did not order again, so he withdrew.

Xu Youcai asked straight to the point: "My brother called yesterday, is there something wrong?"

When it came to the topic, Li Zhengyi filled the other party with hot tea before saying: "There is something I want to consult Brother Xu, but I am afraid that I can't understand the words on the phone, so I thought about inviting Brother Xu to get together, and asked a few questions by the way." ”

Xu Youcai said with a smile: "Why be so polite, ask directly if you have something, you are still so angry with me." ”

Of course, Li Zhengyi knew that Xu Youcai was telling the truth, but others were polite, and he couldn't really take politeness for granted, and the etiquette should be the same.

Li Zhengyi said: "That's the case, recently I opened a website, the kind that can be paid online, the payment mode is currently the traditional online banking payment, and the use of a third-party private account as an intermediate cash pool to guarantee the transaction, I think this way is a bit risky, I'm afraid it doesn't conform to the rules, so I want to change a transaction model, but I must open up the interface with the bank, now I don't know how to talk to the bank, so I want to consult Brother Xu, ask you to give some advice." ”

"How, let's talk about it in detail. Xu Youcai didn't think too much about it and asked directly.

From front to back, Li Zhengyi opened an online shopping platform for Internet cafes and expanded them in the future, and talked about Taobao for legendary players in detail, and focused on the transaction methods.

The introduction took a bit long, and Xu Youcai interjected from time to time to ask a sentence or two, and it wasn't until the food began to be served that Li Zhengyi finished introducing the whole thing.

After Xu Youcai listened, he didn't speak immediately, and slowly ate two steaming duck blood clots before putting down his chopsticks and speaking.

"Brother, brother first asks, your website has online payment transactions, is there a record?"

Li Zhengyi shook his head and said: "No, the company has not been registered yet, so it is temporarily operating in the form of a personal website, but I have entrusted people to set up a company, and at the end of this month or early next month, it can be converted to company operation." ”

Xu Youcai said: "Whether it is a company or an individual operation, when it comes to online payment and profit-making behavior, it must be filed and have a license. As far as I know, the current Internet laws and regulations are not strict for the time being, so many personal websites, and even corporate websites, are playing a side game when it comes to profit-making activities. ”

"Now the development of the Internet after the first one or two years of exploration, began to enter a period of rapid development, slow for one or two years, fast for a few months, the state will definitely introduce policies to implement supervision, it is impossible to let this virtual area outside the national laws and regulations. So I suggest that my brother, before the relevant filing and licensing are officially carried out, don't make too much trouble, otherwise you will be used by someone with a heart, and you will get into trouble. ”

Li Zheng nodded and said: "What Brother Xu said is, so I am limited to Xiangning City now, and the target group is only legendary players, and I have no plans to promote it for the time being." ”

Xu Youcai said: "It's okay to make a small fuss, but now on the Internet, all kinds of websites have begun to bloom in an endless stream, all of which have not been properly filed and licensed. For example, small traders in the real society, all kinds of small traders have not gone to the industrial and commercial bureau to register for the record, as long as it is not too big, the industrial and commercial bureau will not bother to care about you. But once you set up a big stall and make too much noise, the industrial and commercial bureau will soon come to your door to find trouble, and you will be fined or suspended for rectification, which is not a joke. ”

Li Zhengyi was humbly taught, if no one told him about these things, he would know about them for a while.

Xu Youcai continued: "As for the payment mode you mentioned, to put it bluntly, it is the expansion of the existing bank online banking online payment, you are just playing the role of a middleman between the buyer and the seller of the original direct transaction, in the final analysis, it is a guarantee company, but the funds have made a turnover on your website." ”

Li Zhengyi said: "Can you do it specifically?"

Xu Youcai muttered: "It's a bit difficult, banks are notoriously difficult to speak, and for banks, one is afraid of trouble, and the other is to have interests, so the key point is how you persuade the bank to open the interface for you and open a payment merchant account." ”

Li Zhengyi said humbly: "It's because I don't understand much that I came to ask Brother Xu for advice." ”

At this time, the dishes had been served one after another, Xu Youcai nodded, and frowned while eating with chopsticks.

After a long time, Xu Youcai stopped his chopsticks and asked, "Do you want to open up all the banks, or a certain bank?"

Li Zhengyi said: "For the time being, one bank is enough, but now it is difficult for one, and I don't think so much." When it comes to subsequent development, as long as it is done well and compared with previous banks, it should not be too difficult for other banks. ”

"Hmm. ”

Xu Youcai nodded thoughtfully and asked, "Do you have confidence in the website?"

"Yes. Li Zhengyi replied without hesitation, Taobao was so good in his previous life, and although he was replaced by a layman who didn't know anything in this life, Taobao's potential is still huge.