"Oh my God...... With such a large amount, what kind of business is this Tianmen Logistics doing? Even if it is reselling arms and robbing banks every day, it may not be able to accumulate so much money, right?" Wang Yong muttered. Pen ~ fun ~ pavilion www.biquge.info

In Wang Yong's cognition, he really can't think of what kind of business to do to make so much money. Especially in China, a country with extremely strict control over gray areas.

Five hundred and twenty billion, not five million two hundred and twenty thousand, nor five thousand two million. The number behind is 100 million!

Although Wang Yong once had a larger amount of 10 billion euros in his hand, it was a fortune that the entire fallen angel had worked hard to scavenge from the whole of Europe. It lasted for ten years, but Checia took advantage of the fire to rob and pick the fruit.

But this Tianmen Logistics has only been established for a year and a half, and it can amass such a huge wealth, which is really beyond Wang Yong's imagination.

Seeing Wang Yong's expression, Ziyu Fengqing smiled slightly, but it was what she expected.

Before that, when Ziyu Fengqing saw this number, she was also surprised for a long time.

This figure is almost comparable to the total assets of the Ziyu family. And this is just the achievement of a newly established company that has been established for less than two years, how dare people believe it?

However, after looking at the business operated by Tianmen Logistics, Ziyu Fengqing was suddenly relieved.

It is not surprising that this kind of business has such a ability to make money.

"Don't laugh, tell me what this company does. Wang Yong couldn't wait to know the mystery.

"Have you ever heard of P2P?" asked Ziyu Fengqing.

Wang Yong shook his head.

"P2P is meant to be peer-to-peer computer networking. Peer means "peer, partner, peer" in English. So literally, P2P can be understood as peer-to-peer or end-to-end. But when this concept is put into economics, it produces a strange economic operation model. ”

"What mode?" Wang Yong asked curiously.

"Internet finance peer-to-peer lending platform. It is a private micro-lending model that gathers small amounts of funds and lends them to people in need of funds. Its social value is mainly reflected in three aspects: meeting the needs of individual funds, developing the personal credit system and improving the utilization rate of idle funds in the society.

Qualified online credit companies (third-party companies, websites) are used as intermediary platforms, with the help of the Internet and mobile Internet technology to provide online platforms for information release and transaction realization, and connect borrowers and lenders to realize their respective lending needs. The borrower issues the loan bid on the platform, and the investor bids to lend to the borrower, and the borrower and the borrower bid freely, and the platform matches the transaction, and in the process of lending, the information and funds, contracts, procedures, etc. are all realized through the network. Ziyu Fengqing explained fluently.

It's just that these terms are still a little too obscure for Wang Yong, and Wang Yong only understands a little.

That's what P2P is an online platform for borrowing money.

But how does Tianmen Logistics use this platform to deceive?

As if seeing Wang Yong's confusion, Ziyu Fengqing continued: "This new type of lending model is actually relatively mature in Europe and the United States, and there are many similar large companies abroad. However, there is one point, the reason why foreign countries can implement it is because there is a mature credit system. Our country is still very backward in the construction of the credit system, so the time is not ripe for operation. If someone is willing to put a lot of effort into promoting this kind of platform, most likely they have a plan. I said this at an economic forum two years ago, and said that the Ziyu family group would never support and allow anyone to carry out such a business in Qilu territory. ”

Hearing this, Wang Yong suddenly realized, and finally understood why Ziyu Fengqing was kidnapped.

Obviously, Ziyu Fengqing's reminder seriously hindered the other party's plan to carry out P2P business. The Qilu region belongs to the top three economic provinces in China, the folk wealth is relatively thick, and the folk customs are also simple to a little honest, and it is easy to be fooled.

This is a great place to grow for this type of platform.

Ziyu Fengqing threatened to prohibit anyone from carrying out relevant business in the Qilu territory, which is equivalent to cutting off people's financial routes, or cutting off an extremely large financial route. Can those people not hold a grudge against Ziyu Fengqing and want to get rid of him quickly?

Of course, it would be better if Ziyu Fengqing could be wooed. That's why he hired a diffuse angel to kidnap him, wanting to force Ziyu Fengqing to comply.

Who knew that being met by Wang Yong dismantled the plan of the diffuse angels.

"In fact, the state has long warned about the risks of P2P, but there is still a lack of strict control, which has led to the exploitation of Tianmen Logistics. Tianmen Logistics' use of the lending platform is a method called a Ponzi scheme.

The investor's money does not go into the hands of the real borrower, but is idled on the platform, and the funds are always controlled in the accounts of the platform controller and shareholders. Taking Tianmen Logistics as an example, the platform yield has been above 30%, and the third-party payment platform to which the platform belongs remitted the money directly to the account of the platform boss, but the platform has not remitted money to any borrower except for providing part of the funds to false investors and for repayment, and the funds are basically in a state of idling, especially in the two months before the collapse of the platform, this trend is more obvious. And Tianmen Logistics was already close to this trend half a month ago, which means that they were ready to flee with money half a month ago. ”

30% income, Wang Yong shook his head when he heard this number. This rate of return is too high, and the yield of private lending is generally around 8%, and exceeding this figure represents risk.

Tianmen Logistics directly increased the income to 30%, which means that if you invest 10,000 yuan in it, you can make a profit of 3,000 yuan in a year without doing anything. You must know that 10,000 yuan deposited in the bank only generates more than 300 yuan of interest! The difference between the two is ten times!

Tianmen Logistics' interest rate is simply to tell others, I have a cornucopia here, you quickly put the money in, and I will give you money.

As long as the early operation is good and the interest rate of the first batch of personnel is guaranteed to be paid on time, it can attract enough fools who see money to pounce.

When the word-of-mouth effect snowballs to a certain scale, the funds absorbed by this platform will be huge!

The data in the Tianmen Logistics server has proven this.

"No, according to the gold absorption speed of Tianmen Logistics, their company's products should be very famous, why are they not famous?" Wang Yong wondered.

Ziyu Fengqing replied: "Of course their products are famous, you probably have heard of it, it is called e-loan, but it is a star product on the central channel." The headquarters is not here either, but in Yanjing. Of course, that's just a leather bag company. In fact, the real core data is hidden in Tiantai City. ”

"e-loan?" As soon as he heard the name, Wang Yong thought of the overwhelming advertisements in the media some time ago, including CCTV, almost all the prime-time advertisements in the media were bought by it and vigorously promoted.

It's not a well-known product, but it's a fact that it has a lot of influence.

Unexpectedly, behind it was such an inconspicuous small company as Tianmen Logistics Company.

With this kind of publicity scale, coupled with the people's trust in CCTV, it is not surprising that eLoanbao can quickly sweep away so much money.

According to Ziyu Fengqing, at least one-third of the more than 50 billion miles are from the Qilu realm. You can think of why the boss behind Tianmen Logistics targeted Ziyu Fengqing.

"With such a large sum of money, you are not ready to swallow it alone, right?" Wang Yong joked.

If Ziyu Fengqing didn't mind sharing him a little, he would definitely be happy.

But Ziyu Fengqing's next words made Wang Yong stunned.

"You're thinking too much, all we've seized is a bunch of short data. It is shown that all the funds on the e-loan platform have been transferred three days ago, and their whereabouts are unknown. In other words, at the latest one week, the e-loan treasure will have a broken capital chain, which will have an extremely serious chain reaction. All those who invest in eLoan will find that they have been cheated, not only the promised rebates are gone, but even their principal is gone. It's a scam from start to finish, a shocking scam designed to make money. ”

"This ......" Wang Yong was a little speechless.

Anyone with a little common sense can think of the consequences of exposing things as much as a small upheaval.

People who ask for money can swallow up government departments, especially in Qilu province, the hardest-hit area.

The seizure of this matter is not an honor, but a heavy burden that no one may be able to bear.

Wang Yong is light, but it doesn't matter. But what about Ziyu Fengqing? The Ziyu family, as the Dingfeng Pearl of the Qilu Territory, has been responsible for maintaining the stability of this populous province for so many years.

Once this incident broke out, it would be enough to drag the Ziyu family down. If the Ziyu family ignores it, then this family will have no meaning of existence.

A wealthy family, without the most basic responsibility, has no qualifications to become a family.

The central leadership will consider dismantling the family and looking for another family that can take responsibility. After all, in Huaxia, the real voice is not in the family, but in the center. The barrel of a gun is always the only reliable guarantee of the right to speak.

"Then what should I do?" Wang Yong looked at Ziyu Fengqing with some concern and asked.

Ziyu Fengqing also shook her head: "Don't ask me, I don't know." The only thing that can be done now is to try to dig out the core people behind Tianmen Logistics, and how many assets can be saved. ”

"Core characters, I don't know if Jin Heilong counts?" Wang Yong's eyes flashed and asked.

If there is one person in the current grasp who may know the whereabouts of the funds, it is only Jin Heilong. After all, Jin Heilong is the top director of the hidden base of Tianmen Logistics, and there is no reason why he doesn't know where the funds are going.

But Kim Hei Long has fled, where to find him?

Unless you follow the vine, find the vine that connects to the golden black dragon, such as ......

A figure suddenly flashed in Wang Yong's mind.

Kim Jing-in.