Although both legal and natural persons can be subjects in law, they are very different in terms of liability.

When the organization represented by the legal person is dissolved, the legal person ceases to exist. If the bank lends money to a legal person, the debt will be discharged after the legal person disappears. But loans for natural persons are different. As long as the natural person pays it back, the debt will always exist. If the natural person debtor does not repay the debt, the bank may apply for an inventory of the debtor's property. If it proves bankrupt, the debtor's future excess of the U.S. minimum income guarantee will be automatically used to pay off the debt. Until all debts are paid, the debtor is restricted from using or eating certain things.

The other party uses the name of a legal person to borrow money, which may be greedy for convenience, but it may also understand the reason.

So Claire asked.

Link nodded and said, "There are such concerns, but it is not ruled out that they really want to borrow." He frowned, pointed to the desk with one hand, and thought for a moment. "And it's too risky to make an unsecured loan to a legal person. If they really want to borrow, let them borrow in their own name. In addition, like pollution-free farms, it is necessary to borrow according to the size of the individual's farm. The amount borrowed per unit area cannot exceed 80% of the amount of pollution-free farms. The interest cannot be less than 70% of the statutory interest rate. "And the interest rate of pollution-free farmers is 50% of that of other banks.

Although pollution-free farmers do not need to provide collateral when borrowing, in order to avoid blind borrowing, the Texas Development Bank stipulates that the Texas Development Bank can only borrow a certain amount of land at most.

Claire thought for a moment, stood up and said, "I'll go back to the Texas side." ”

Link also stood up and said, "It's time for me to go down and get back to work." ”

He sat down all the way back to his office, but all he could think about was a green food producer's loan from the Texas Development Bank.

He agreed to borrow money from them, of course, for his "ulterior" purpose.

The Green Food Association did have a bad deal with him, but it wasn't your average producer.

Furthermore, the enemy of the enemy is the friend. No matter what the tacit understanding between green food and genetically modified food is, they are natural competitors.

At present, the competition between the two sides is hardly fierce. The root cause is the low production capacity of green food.

Now those green food producers want to borrow, most likely because they need capital to expand production, or to maintain production.

As long as they are real green food producers, they are willing to take out loans in their personal capacity. The vast majority of them are not trying to scam money. So he felt he could lend them money.

If green food producers have sufficient funds, perhaps they will improve their production methods and increase production efficiency. Then their impact on genetically modified foods will be even greater.

As for the impact of pollution-free food?

He wasn't worried about that.

The production mode of green food determines that no matter how large the output and efficiency are, the price of the product cannot be lower than that of pollution-free food. Pollution-free food is competing for the low-end market, the high-end market, and people will give way to green food.

For food, unless it is a luxury, the price difference between what the rich eat and what the poor eat is about 30%. However, the difference in consumer groups may be 50%. And the poor are even more. The market of the poor is even greater, and if he occupies this market, it will be enough!

As for the idea of monopolizing the whole of American agriculture, he did not dare to think of it.

You don't see, the president and the Ministry of Agriculture have to back down under pressure from parliamentarians to give green food a living space. Moreover, monopoly is a very sensitive word in the United States. He didn't want to be put on a hat like that.

Lending money to a green food producer may help him distract hardcore supporters of GMOs.

He was thinking about something when he suddenly heard a knock on the door. He said, "Come in." He could tell it was Anne's way of knocking.

Anne, who came in, still had this courier envelope in her hand and said, "Mr. Hans, I just received a courier from Seattle, which was sent by the Huazhou General Chamber of Commerce. ”

Link took the delivery. Anne saw that he didn't say anything and withdrew.

He opened the envelope and found that there was another envelope inside. Inside the envelope is an invitation. He was invited to Seattle to participate in the Huazhou Financiers Fellowship organized by the Huazhou General Chamber of Commerce.

He looked at the time, it was Labor Day the following week. He thought about it for a moment and decided that if Jessica didn't show signs of giving birth, he could go.

He was also invited last year, but didn't go in the end.

He wasn't really used to that kind of meeting. But if he wanted to do business, he had to force himself to do some entertainment. And on that occasion, you can get to know a lot of people.

He dialed the inside line and called Anne in, handed the invitation to her, and said, "If they call to confirm, say I'll be there." ”

"Yes, Mr. Hans. "Anne, though only a secretary, actually takes on the duties of Link's assistant at work. "Need a custom outfit for you?"

"Hmm. ”

"Okay. Do you have a brand that you are inclined to?"

"Just Valentino. ”

……

After a busy day, Link finally got home from work.

"Tired today?"

Although Link's steps were still steady and powerful, and his body was sitting straight, Jessica could see the tiredness in his eyes. She placed a cup of tea in front of Link and said, "I just had someone make it for you." ”

Link came home from work on time every day, and she would count the time to prepare him a hot cup of tea every day.

was exposed to the truth by a woman, and Link stopped pretending. His waist relaxed slightly, and he smiled wryly, "I finally realized what it means to be under pressure." "He didn't feel tired physically, but his mind was a little chaotic.

Jessica reached out and rubbed it on his temple and said, "Maybe we don't have to be in such a hurry!"

"But that's not really a hurry. Link reached out and took her hand in his hand and said. "If we miss this perfect opportunity, we may have a chance, but it will take a lot more effort. ”

He was confident that he would succeed in the end, because the god of decay could not tolerate him to fail. He may encounter setbacks, but every time he is setback, the vice god will help him turn it around.

But even if it can be changed, it is a waste of opportunity and time. If he can't lay his career empire on the unshakable foundation of others this time, his intentions will also be detected by his opponents. In the future, he will not have such an opponent with almost no convenience, allowing him to easily consolidate the foundation.

"I'd rather be tired during this time and spend more time with you and the children in the future. ”

Hannah's growth is in trouble, although it is only a symptom. But it was enough to make him nervous. He didn't want his two soon-to-be-born children to stay in Ozette like Hannah every day, and his parents didn't have time to accompany them to see the outside world.

Of course, he can also move out of Ozette. But in his opinion, Ozette is the best place to live for him and his family. Why do you choose to move away when you have a choice? And there is a sense of panic and flight.

Jessica just snuggled into his words.

Link put his arm around her and didn't speak. In the warmth, he broke the silence and asked, "How are you feeling these days?"

Jessica, still leaning into his arms, said, "I don't feel anything special, I think they're going to be born according to their due date." She understood what Link was trying to ask.

Link told her about the invitation of the Huazhou Chamber of Commerce, and said, "This time, I want to go and see it." ”

"I'm fine! And with Lisa and William here, even if they want to be born early, I'll be fine. ”

Link nodded and said, "That sorority will only take one day." He paused and added. "However, before the sorority, I was going to take a trip to Las Vegas. ”

"Did something happen?"

"Nope. It's just that I have something to tell them. He laughs. "I'll get back to you as soon as I can. ”

Jessica didn't fully believe him, asking, "Is it about the criticism now?"

Link's opponent suddenly changed his face after an interview between the two of them circulated on the Internet. But when those scientists continued to criticize genetically modified foods, they began to stare at Link again. It's just that neither of them responded to those remarks.

She knew, though, that Link valued his personal reputation. She thought Link was going to deal with those people again this time.

In fact, Link didn't care at all about the remarks that those people deliberately implicated him in the GMO debate.

What should be said, he has already said in an interview. And in the minds of the vast majority of the public, right and wrong have long been preconceived. No amount of what he says now will change those people's minds. As for his reputation, even if he is slandered by them. What he has to do later is enough to turn it around.