Volume 5 Flying Through the Turbulent Clouds Still Calmly Section 113 The Pond of the Bank
You Xiankun has not been in Shuangfeng for a long time, and he has only been in contact with Lu Weimin once or twice, all at meetings, and there is no real in-depth contact.
He had also heard that Shuangfeng was engaged in the restructuring of township enterprises, but although township enterprises nominally belonged to the agricultural system, the regional agricultural banks had always been skeptical about the operating conditions of township enterprises, so they stayed away, at most, the county credit societies were hindered by the county party committees and county governments to give some loan indicators, but there were relatively strict restrictions, and the agricultural bank itself basically would not participate in loans to township enterprises.
However, You Xiankun also knows that there is basically no state-owned industry to support a poor agricultural county like Shuangfeng, and the industry is basically supported by township enterprises, and he has also learned about the lending situation of the county agricultural bank after coming to the Shuangfeng County Agricultural Bank, which is quite good, and strictly implements the policies of the regional agricultural bank, and implements the loan of township enterprises quite strictly, except for the special situation of the county party committee and county government, basically does not consider, but this also brings a big problem, that is, the scale and market of the agricultural bank lending are quite poor, basically acting as a policy bank, and it is very barren in the commercial partγ οΌ€ο½
You Xiankun has been aggrieved for so many years in the Agricultural Bank of Liyang, and after the establishment of the Agricultural Bank of Fengzhou for two years before he was released, the president of the Agricultural Bank of Dishuangfeng County naturally has his own way, he knows that the new Boss Shu can put himself down, although there are some personal factors in it, but one of the very important reasons is that Boss Shu recognizes his business ability, and hopes that he can come to Shuangfeng to fry a plate of hot dishes on this cold plate.
Before, he was also ambitious to make a career in Twin Peaks, but after coming, the harsh reality made him quickly calm down.
Shuangfeng's situation is less optimistic than several other counties, the ICBC system is said to have made it clear that Shuangfeng only collects loans, and the Asian international incident has made Shuangfeng County Party Committee and County Government's credibility and image in the banking system plummet, and 10 million credit burdens dare to sign and draw a mortgage without much investigation, which eventually led to the transfer of this money being transferred out, and now although it has been reported, it is obvious that the money that has been transferred out of the country is too illusory to recover it.
In addition, the well-known Asian international cadres have raised more than 7 million yuan to be funded, and I heard that the promise given by the county to the cadres will be fulfilled before the end of the year, which also makes You Xiankun have great doubts about the financial ability of Shuangfeng County, such a poor county with a fiscal revenue of only more than 20 million yuan last year, is basically on the verge of bankruptcy, and I don't know how the Shuangfeng County Party Committee and County Government plan to face it.
For such a situation, You Xiankun's heart was already cold, but he had also heard of Lu Weimin's name, and he also wanted to find an opportunity to contact this frighteningly young deputy secretary of the county party committee to see what the other party had, so as soon as the other party's secretary informed him, he immediately agreed.
"Hey Lao Wei, it seems that Lu Shulu attaches great importance to our Agricultural Bank system, the Industrial and Commercial Bank of China, the Construction Bank and the Bank of China have not been notified, just the two of us, this is promising. You Xiankun smiled meaningfully.
"You Xing, you can know it by touching it, this person has some doorways. Wei Debin didn't say much, Lu Weimin had two contacts with him, but the relationship was not too deep, and the new Governor You had not had much contact with him before, and he was still familiar with the situation on their respective territories.
As the two were talking, a Mitsubishi Montero slid into the compound of the district committee.
When Lu Weimin got out of the car, he saw You Xiankun and Wei Debin smiling and greeting the two, and Zhang Mingquan also came down and greeted the two.
"Lu Shulu Ji summoned me and Lao Wei here today, what good things do you want to take care of us?" You Xiankun has also been working in the regional agricultural bank for many years, and he is no stranger to these local cadres, but he is not so familiar with the cadres on the Shuangfeng side, but he is also a self-familiar character.
"Hehe, or President You can speak, as soon as Lao Wei calls there, I can feel Lao Wei's frowning brows, probably thinking, hey, it seems that this surnamed Lu has something bad to do with us, look at what President You said, what good things can be in this broken place of Shuangfeng, don't make a hole like Asia International, Lao Wei,?" Lu Weimin said loudly, laughing Wei Debin was also a little embarrassed, this Lu Shulu was really direct enough, and he made the topic clear as soon as he came.
"Hehe, Lu Shulu Ji also has to understand our Agricultural Bank system, just this bit of belongings, now there is a tight mantra a day, requiring us to improve the proportion of assets and clean up bad debts, this can't complete the task, that is to speak about the bonus and benefits of our whole unit, it doesn't matter whether you wear this official hat or not, but so many people in the whole unit are looking at the year-end assessment results to get bonuses, the big guys have worked hard for a year, can't you be sorry for the big guys?" You Xiankun helped Wei Debin round the field," It's not that we don't support it, but it's really limited. β
"Lao You, Lao Wei, I like to go straight, Ming people don't say dark words, I'm looking for you today, the situation is very simple, the property rights reform of township enterprises in Wagu District has been basically completed, and now there are several key enterprises determined in the district and county to develop, and they need the support of the financial system. Lu Weimin waved his hand, looking very calm, "I know your difficulties, how to operate the next step, let's pull the two of you up today, that is, accompany Lu to inspect the production and operation status of those companies, and now I will take a rough look, and the specific situation will have to be inspected and reviewed by your respective professionals, how about it?"
Wei Debin glanced at You Xiankun and didn't speak, obviously waiting for You Xiankun to express his position, You Xiankun hesitated, "Lu Shulu, of course it's a good thing to accompany you to inspect the enterprise, our bank is originally to serve economic development, but I have a reluctant request, let's talk about the ugly words first, I heard that now all the enterprises in Wagu District have been restructured into private enterprises?"
"Yes. Lu Weimin's eyebrows furrowed slightly, he knew that You Xiankun wanted to say something.
"You may know that our policy is that we do not lend to private enterprises in principle, which is probably ......" You Xiankun paused for a moment, as if to consider his words, "If you want the county bank to break this principle, I am afraid that it will not work without the document regulations of the regional bank."
"Well, I know, Lao You, I heard that the new president of the regional Agricultural Bank of China is very open-minded, and proposed that the Agricultural Bank should take the lead in transforming into a commercial bank, and put forward the idea that it can be piloted in some county banks?" Lu Weimin asked rhetorically.
You Xiankun was stunned, he didn't expect Lu Weimin to be so clear about the spirit inside the Agricultural Bank, Boss Shu said this is said to be adhering to the intention of the governor of the provincial bank, it was said on a very small occasion, not many people know about it, and it was a week ago when he said this, how did Lu Weimin know? But he didn't want to ask more, so he could only nod.
"Has the county bank considered a pilot on this issue?" Lu Weimin then asked.
"Lu Shulu, I'm afraid there is a comprehensive consideration for the regional line, I'm afraid of light ...... at this point" You Xiankun rubbed his hands, this Lu Shulu Ji is really pressing step by step.
"Lao You, I won't go around in circles, I learned some information about the regional Agricultural Bank, your new President Shu wants to do something to promote the transformation of the Agricultural Bank into a commercial bank to do a pilot, I hope that the Shuangfeng County Agricultural Bank can win this pilot, which is not only a great challenge and opportunity for the Shuangfeng County Agricultural Bank, but also a promotion for the economic development of our Shuangfeng County, on this issue, I hope that Lao You will cooperate with the county's opinions, and strive for it. Lu Weimin's tone became very solemn, "I heard that Lao You, you were also originally engaged in business in the Agricultural Bank of Liyang area, and now you have such an opportunity, you can try it, how about it? The county will also consider all aspects to cooperate to achieve a win-win situation." β
You Xiankun's eyes turned around on Lu Weimin's face, and he was just silent for a while, and Lu Weimin also urged him, just looking at each other with a smile.
"Lu Shulu remembers, this matter is big, on the one hand, it depends on the meaning of the regional line, and if the Shuangfeng County Agricultural Bank really wants to eat this crab, I am afraid that the county will also need strong support in all aspects. You Xiankun is obviously also very cautious about this matter, he doesn't want to shirk, he doesn't want to delay, or he doesn't agree, and if he agrees, he has to do his best to do it, this is his style, so he is very cautious on the issue of commitment.
Lu Weimin admired the other party's temper very much, from Shu Ya, that is, the current president of the regional Agricultural Bank of China, Shu Zhanfei, he also knew a little about this You Xiankun, and he was a capable person in business, but when he was in the Agricultural Bank of Liyang area, he didn't have a good relationship with the bank leader, so he kept giving cold treatment, until Liyang Fengzhou split up and took the initiative to go to Fengzhou, but the president of Fengzhou was not very interested in this guy, until Shu Zhanfei came, he gave this guy a chance to show himself.
"Lao You, I will do the work on the side of the regional Agricultural Bank, what I hope is that the county Agricultural Bank and the county rural credit cooperatives can play a major role in our Shuangfeng to promote the restructuring of township enterprises and the development of the private economy, so today I will call you and Lao Wei first, and take a look at the operation of several key enterprises after the restructuring of our Wagu side, so that you experts can go through it first, and I also have some ideas, just to communicate with you while looking at these enterprises, and listen to your opinions and ideas. β
Lu Weimin put his hands behind his back, preparing his words, he knew that You Xiankun must look at Shu Zhanfei's attitude, but this person's own attitude is also very important, so he took great pains to pull You Xiankun and Wei Debin together, if he can open a crack in the minds of these two people first, and then get Shu Zhanfei's support, then some of his ideas can be implemented. To be continued