Chapter 1036: Go with the flow
"At such a price? I don't believe it, you're not such a good talker. Yang Wei's quid pro quo for Hong Tao was not too high, but too low.
As the saying goes, you get what you pay for, and if this method can reverse the decline of the family industry as Hong Tao said, the price paid will definitely be far more than this. Sometimes cheap things are unacceptable, but expensive things are valuable.
"Sometimes I'm fascinated by your charm, and I'm just confused. How about it, do you want to hear it? If you want to hear it, you have to make me comfortable. ”
Hong Tao is indeed not a good talker, and he will not give outsiders a big advantage in vain. However, in the matter of Yang Wei, he really didn't plan to propose any quid pro quo first, because he had to eat this fat meat with her. In other words, let her go to the front and follow behind to pick up the bargain.
"Deal! Even if I can't convince them, if you come out as a follower again in the future, I will give you a follower, so it's always okay, right?" Yang Wei has no doubts about Hong Tao's magic, since Hong Tao is so sure, it doesn't hurt to believe it once, anyway, there is no price.
"I am ready to let Fan Fan enter the domestic real estate industry, not only herself, but the entire Ouyang family. However, she has little experience in this area, and a little network and relationship is not enough. ”
"Why don't you work with her to get a real estate development company, I happen to know two good construction companies in China. In this way, isn't it a group company, and the prospects should be very good if you hold the group. ”
This idea was had by Hong Tao on the day of the family meeting, didn't Ouyang Fanfan want an industry that belonged to her own control, and she really had to find one for her.
So what's the best thing to do? It seems that there is only one way to go in real estate. The reason is very simple, the foundation of the Ouyang family is in China, and the identity is still relatively sensitive, so it can't go abroad to toss, and it must be oriented to the country.
However, after the subprime mortgage crisis, many domestic industries were not doing well, and only one industry was a blessing in disguise, not only did not shrink, but also got the impetus for rapid development.
Since the Olympic Games, in order to cope with the pressure brought about by macroeconomic trends, the state has lowered the benchmark interest rate on deposits and loans and the reserve requirement ratio several times in a row, and introduced 10 measures to further expand domestic demand and promote steady and rapid economic growth.
In order to realize these ten measures, the amount of funds to be invested exceeds four trillion yuan, collectively referred to as the four trillion plan. This incident was in an uproar at the time, with both praise and depreciation, and even Hong Tao, who didn't pay much attention to finance, had a very clear memory.
The government's intentions may have been good, as it was to boost domestic demand, resist negative export growth, and solve the crisis of a large number of factory shutdowns. But sometimes a good intention does not necessarily lead to a good result, and if you want to unify the original intention and the result, you must rely on wisdom.
Did these 4 trillion yuan be thrown out to save the market? In principle, not only did it not succeed, but it also caused the situation to deteriorate. Because the money did not go where it was needed, most of it was loaned to real estate companies by banks.
Then the country's housing prices began a new round of soaring, a speed that stunned everyone, and many experts who sang about the real estate market before the Olympics even began to doubt life.
Why is this so? Because of IQ. Decision-makers pat their heads on wishful thinking, but their IQ is not enough, they ignore the laws of the market, and this thing really doesn't listen to the words of the organization and the leader.
As we all know, the real estate industry is actually about half of the financial industry, which is determined by its attributes, and no one can play this industry without a huge amount of funds.
If the interest rate on deposits is lowered, people's desire to save will decrease, and their desire to consume and invest will increase. Lower interest rates on loans reduce the cost of loans for real estate businesses and home buyers. As the reserve requirement decreases, banks can lend more money.
This is a common law in economics, and the government expects it to stimulate consumption. When everybody is willing to spend money, the market will prosper, and when the market is prosperous, the factories will have jobs to do, and the workers will have their wages. A virtuous circle begins, getting better and better......
However, our country has Chinese characteristics, and universal laws often become a special case in this magical land. This is like what the ancients said: the south of the river is orange, and the north of the river is orange.
The Chinese have a very serious land situation, because since ancient China is an agrarian society, has not experienced the baptism of capitalist society, on the surface it seems to be following the world, in fact, in the bones have not completely got rid of many inherent concepts of the original agrarian society.
House, this is a daily necessity that every Chinese particularly value, regardless of whether there is economic strength or not, most people have to own their own houses even if they smash pots and sell iron, otherwise they are particularly unreliable.
Driven by this kind of thinking, with a little money on hand, everyone is not thinking about how to travel, how to shop, and how to make life colorful. The first major task for most families is to buy a house! Gather the strength of the whole family of one generation and two generations, and desperately want to buy a house!
But how many families were able to buy a house in full? What if they didn't have money? At this time, the bank came and gave them a loan! So the house was bought, the money was gone, and the bank was still in debt. If the whole family has to pay back at least 10 or 8 years, will they still have the money to spend? Not to mention increasing consumption, they will have to shrink their clothes and diet.
The same is true in the field of investment, in this case, to whom does the bank lend money with the highest rate of return and the fastest rate? Obviously, it is not the factory enterprises, those units have to work hard for several years to make a profit, and there is no big advantage to take advantage of after making a profit. It's far better to lend to real estate companies, whose buildings are sold out before they are finished, and a cycle of one year is considered slow.
It's troublesome now, consumption hasn't been pulled, but housing prices have risen. The higher the house price, the more anxious the people who buy and sell the house, on the one hand, desperately buying, and on the other hand, desperately building.
But the house can't generate profits, it can only wear out over time. The money in the hands of ordinary people, plus the money in the next ten years, all bought houses, will they still have money to spend?
A country's infrastructure construction needs investment, but it must be controlled within a certain scale, and too quickly it will occupy the development funds of other industries and disrupt economic development. How to regulate the direction of these funds is what we often call macroeconomic control.
The real estate economy is overheated, and it seems to be quite hot in the short term, especially the rise in government taxes, but in the long run, this is a pathology. It's like a big tumor growing in the human body and snatching away all the nutrients. It grows bigger and bigger, but the human body gets weaker and weaker. The most terrible thing is that this tumor has to be cut off in the end, which is equivalent to tossing in vain.
But there is a question worth thinking about, where does the money go to buy a house? The most brainless answer is that the developer made it. If you know a little about the real estate development industry, you will never answer like this.
Because in the cost of this industry, the land transfer price and various taxes are the majority, and the money that can really fall into the hands of real estate developers is a drop in the bucket compared with these expenses.
But even so, these Mao still gave birth to a large number of real estate billionaires, and you can imagine how huge the total amount of this money is. It should also be huge, but this money has been accumulated by the people of the whole country for many years, and it has been cleared unconsciously.
In fact, this is not the first time that this kind of zero-COVID campaign has been carried out, let alone the last. Why do you want to go back and forth to clear zero? I can't talk about this thing, it's disrespectful to talk about it.
But there is a sentence that can be pondered, wealth itself is a kind of right, what would happen if most of the wealth was in the hands of the people? Hiding wealth from the people is just a beautiful dream, and it has never been truly realized in this magical land since ancient times. I didn't have it before, and I won't say it in the future.
Hong Tao can understand this truth, not because he is smart, nor because he stands tall, but because he has experienced all this. Having seen the results and heard various evaluations, it is much easier to extrapolate backwards.
But it is clear that Hong Tao has nothing to do about all this, and he can't change the slightest bit even if he vomits blood. He is not a saint of the high wind and bright festival in the first place, and it is already the limit to not follow the crowd, most of the time he is a man who goes with the flow, such as now.