Ye Shikun understands very well that Yuanfeng is a traditional agricultural enterprise, whether it is scientific and technological research and development and technological upgrading, it is not a day's work to improve and transform the main business.

Moreover, if you want to transform Yuanfeng into a high-tech modern agricultural group that can compete with overseas giants in his mind, and optimize and improve the company's existing main business, the most important point is that a large amount of investment is required.

To put it bluntly, it's a lack of money!

Therefore, whether he wants to establish authority and performance in the company as soon as possible, or the need for business transformation, the core breakthrough now is the financial holding group.

Financial Holding Group, that is, a financial holding group (or financial holding company).

The term "financial holding company" originated in the United States, and the legal term "financial holding company" (F inancial H olding C om pany) was first proposed in the provisions of the Financial Services Industry Act on the organizational structure of bank holding companies, but it was not clearly defined.

At present, in China, there are no clear regulations on financial holding groups in the financial authorities, and the common understanding is that it refers to "financial groups that provide services under the same control completely or mainly in at least two different industries in the banking, securities and insurance industries".

Thus, the characteristics of a financial holding company include: mixed operation, holding by a parent company, which engages in at most one financial business, or only a pure holding company, and the independent operation of each financial business by the subsidiary.

Since 2002, the State Council approved the comprehensive financial group to start the pilot, especially after 2005, major enterprises have laid out the financial sector, and in 2008 began to enter a period of vigorous development, a large number of financial holding groups were formed.

In addition to the large state-owned groups with the background of the "national team", such as the financial holding platform of central enterprises (such as PetroChina, State Grid, AVIC, etc.), the local financial holding platform (Guangzhou Yuexiu Group, Jinmen TEDA Group, etc.), the banking financial holding platform (the four major banks, etc.), and the holding platform of non-bank financial institutions (CITIC Group, Everbright Group, Ping An Group, etc.), private enterprises and leading Internet enterprises have also begun to pay more and more attention to the layout of the financial holding group in the past two years.

It is different from the financial asset platforms of Internet companies (such as Alipay, Tenpay, etc.), relying on their own advantages in accounts, traffic, data, technology and other aspects, to control the financial account system and data information, forming an "Internet + financial holding platform model" to expand their business scope.

The purpose of private enterprises involved in financial control is mainly for the synergy of industry and finance.

Through the acquisition of enterprises, obtaining financial licenses, opening up assets and capital, and realizing the common development of industry and finance, the real focus is to use financial capital to carry out industrial upgrading for the group's main business.

At present, the private financial holdings with a relatively successful layout in China include Oceanwide, Fosun, Wanxiang, etc., all of which have controlled core financial enterprises and have relatively complete financial licenses. By building a financial holding platform, these companies will eventually implement the integration of industry and finance through the formation of an internal capital market.

In this way, enterprises can not only use financial capital as a means to promote the development of industrial capital, but also promote the deepening of financial business with the development of industry. The real industry can support financial development and the aggregation of financial capital in the form of cash flow or business income, realize the expansion of industrial scale and efficiency, and enhance industrial competitiveness.

After all, Yuanfeng Group is a traditional agricultural company, and the older generation led by Ye Lanting has always been more conservative in this regard.

Previously, Yuanfeng Group also participated in some financial assets, which was more due to circumstances or coincidences.

It wasn't until Ye Shikun returned to China that he consciously strengthened his position in the financial field.

It is only today that Yuanfeng has really begun to prepare for the Financial Holding Group under the leadership of Ye Shikun, in fact, it is a little late compared to some other private enterprise giants......

For the financial holding group, Ye Shikun has great ambitions!

He does not want to put the financial holding group under the listed company, but operates independently, so that he can use the resources of the financial holding platform more flexibly to invest and layout the existing industry.

This will be a "new business" that he relies on Yuanfeng's existing resources but is different from Yuanfeng's traditional industries, and it is a new drawing that he uses to draw a grand blueprint.

For this reason, Ye Shikun's proposed financial holding group will not allow Yuanfeng to wholly own the shares.

On the one hand, Yuanfeng's existing financial assets, such as the shares of commercial banks and the group's microfinance companies, can be spun off and injected into the Financial Holding Group in the name of Sanjiang Yuanfeng Group (the parent company of Yuanfeng Holdings, a listed company);

On the other hand, Ye Shikun hopes to find some co-sponsors with strong background, resources and funds, whether it is central enterprise capital, foreign enterprise capital or private enterprise capital, to increase the amount of capital. He himself, and even Yi Feng, will invest in it to gain more equity and the right to speak.

Including Xiangyang, it is also a very suitable partner.

Even Liu Ke...... , You must know that the Liu family's layout in financial assets is very extensive, and Ye Shikun is also very greedy for some of these assets.

Perhaps, some trades can be made?

Thinking of this, Ye Shikun remembered that Liu Ke had asked him to have tea with him before, hoping to continue to talk to him "regardless of previous suspicions......

Let's talk.

Although Ye Shikun doesn't like Liu Ke's style of doing things and being a person very much, business is like this, and you can't stop talking about business just because you hate someone.

Since both sides have needs...... Anything can be talked about without touching on the bottom line and principles.

Transactions only.

Ye Shikun picked up the phone and called Liu Ke.

"Mr. Liu, when is it convenient to have tea together?"

"Haha, Lao Ye, I thought you were busy and forgot! Then ,...... tomorrow 3 p.m., The Ritz-Carlton, Level 1 Lobby Lounge. ”

…………

Ye Shikun is eyeing the 7.88% stake in Baoshang Bank held by Jingrui Real Estate of the Liu family.

Yuanfeng Group currently has shares in three commercial banks, namely Sanjiang Bank (18%, the second largest shareholder), Baoshang Bank (8.49%, the fifth largest shareholder), and Qilu Bank (6.89%, the fourth largest shareholder).

The key to the establishment of the financial holding group is to obtain the relevant financial license, and the first thing Ye Shikun hopes to break through is the banking license.

From equity participation to holding.

The most promising is of course Sanjiang Bank, Yuanfeng Group is 3% less than the largest shareholder, which is easier to solve, because Sanjiang Plain is the base camp of Yuanfeng Group, and other shareholders are inextricably linked with Yuanfeng.

Ye Shikun's second choice is Baoshang Bank.

Baoshang Bank currently has no controlling shareholder, the top ten shareholders hold similar shares, the top four shareholders all hold 8.58% of the shares, if the Liu family can transfer the shares of Baoshang Bank to Yuanfeng, or inject into the financial holding group, can immediately make the financial holding group the largest shareholder.

For the Liu family, there is already a holding bank, and Baoshang Bank is only a shareholder (the sixth shareholder), and the importance is not high.

Of course, Ye Shikun may have to make some concessions......

For example, give Liu Ke a seat on the board of directors of the Financial Holding Group.

Among the pros and cons, after Ye Shikun weighed it, he felt that it was worth it.