As long as there is one movement of this kind of thing, there will be a bunch of followers. But the question arises again, not every household has enough savings, even if they sell their stocks, they still can't make enough for a down payment.

Not to mention that the wisdom of the working people is unlimited, soon Ouyang Fanfan told Hong Tao the answer, and he will meet!

Dahui, this word is a financial term born in China. It is not clear when and where it originated Hongtao, and there seems to be no specific written record. But it is recognized that the era of its popularity is the sixties and seventies of the last century.

At that time, the wages of people in the city were generally very low, and it was impossible for a family to buy some large daily necessities or cope with the more expensive things. At this time, people came up with a compromise solution, which was called a meeting, and in some places it was also called a meeting.

How will this be played, it is very easy, when everyone pays their salaries, someone will initiate a meeting activity, and he will call the head of the meeting.

Those who want to participate in the meeting have to take out a few yuan from their salary and hand it over to the head of the meeting, and after collecting enough money, everyone draws lots to decide who will use the money first, and the others wait for the funds raised by the next and next meetings in the order of the draw.

The rules of the meeting vary from place to place, and some have evolved into very complex rules, and they are not limited to things like buying daily necessities or getting married.

For example, people in some areas of Jiangsu and Zhejiang have a tradition of raising funds to go out to do business, so that they can quickly gather start-up capital, which is much easier than relying on personal accumulation alone, and relatively speaking, it is much fairer. This is also one of the reasons why after the reform and opening up, businessmen in these areas can rise rapidly.

The mantis shrimp company has technical and management personnel from all over the country, and when faced with the problem of lack of funds, it is natural that someone came up with this solution.

Employees who have obtained the right of residence gather a few colleagues who will soon obtain the right of residence in the dormitory courtyard, have a meeting, and use the funds raised by the colleagues to buy their yard first, and then the colleagues in the meeting who have obtained the right of residence can use the money to buy the property rights of the yard. To put it bluntly, this is a kind of non-governmental spontaneous fund-raising activity.

"Yes, son, the opportunity for us to be great benevolent people was disturbed by them. Come on, good people can't mess around, if you can let them solve their own troubles, don't always want to do it all by yourself, this will be spoiled. ”

Originally, Hong Tao had already thought of a way for them, that is, to issue interest-free loans by himself, and then deduct them from their salaries in installments every month. I didn't expect that being a creditor is not so easy, it seems that Huang Shiren is really not someone who can be if he wants to.

"Great Good Man...... Borrowing money ...... "If there is anyone other than Hong Tao who knows more about the ideal community plan, there are only two people, a man and a woman, Hong Changqing and Hong Anna.

Usually, Hong Tao has to keep all the relevant things in his heart, and he has to hide it no matter what problems he encounters. But after returning home, there are times when I can't help but want to talk to people, and this son and daughter have become his audience.

Hong Anna is more worry-free, no matter what she hears, she won't say anything, and she probably can't understand it. But Hong Changqing is not very restless, since the day he can speak, he always likes to express his own opinions, trying to interfere with his father's decision.

"Son, it's right to want to be a good person, but it's not good to be in a hurry. Let's be honest, your father and I don't want to borrow money from them at all, it's not that I slam the door, but as soon as this opening is opened, our father and I will probably not be good people in the end, and we will have to be scolded. ”

His son has a kind heart, Hong Tao does not object, but kindness requires wisdom more than viciousness. Whether Hong Changqing can understand it or not, he has to tell him about the twists and turns in it.

"......" Hong Changqing listened to Hong Tao's words, stretched out his finger and pulled the corner of his eye down. This is the sign language exchanged between him and Hong Tao, which means why, because he can't yet say the word.

"You see, if I had told them that I could come and borrow money to buy a house, it would have been a compliment at first. But have you thought about it, if the stock market really falls, and those who didn't sell their stocks lose money, but they still want to buy a house, will they also come to me to borrow money?"

"Definitely, then the problem will be on our side. Borrowing it is tantamount to fueling their idea of getting rich by gambling, which is not in line with my original intention. If you don't borrow it, they will inevitably blame me for having relatives and neglects, and a bowl of water is uneven. ”

"These people all know me, and they will be neighbors for many years to come, and once there is such a barrier, it will be a big hidden danger. You see, it's a good thing, but if it's not used in the right place or at the right time, it's likely to turn into a bad thing. ”

"So when you grow up, I won't stop you from being a good person, but you must think about everything before and after, and you must not blindly do good. Not only will it not save others, but it will also drag down yourself and your family. ”

"High interest rate...... Make hay...... Good man!" After listening to Hong Tao's life insights, Hong Changqing did not praise his father's old Cheng Mouguo, but became more anxious, and a new word popped out of his mouth.

“…… High interest rate?Son, you don't want your dad to go to loan sharks, do you?" Through Hong Changqing's expression and eyes, Hong Tao somewhat understood what he meant, but he was not sure yet.

"High interest!Great good man!" Hong Changqing nodded vigorously and repeated his thoughts again. It's a pity that due to the limitations of his physical development, what he thinks in his head can't be expressed smoothly through his mouth, and his face is flushed with anxiety.

“…… If I hadn't known and trusted your mother, you would have been classified as that bastard son of Fehrin by now! I used to think you were smarter and precocious than the other children, but now you're really impressing me. ”

"Your mother and I are not ordinary people, and we do have things in our heads that no one else knows, but I haven't heard that memories can be passed on to the next generation. ”

"Now you tell me honestly, do you have some different thoughts in your head, or that you are not my son at all, but just occupy my son's body!"

"Don't try to fool me about this, your father used to be a big bad guy who didn't blink an eye, and you won't be able to escape my control anytime soon. If you can't give me a reasonable explanation, if I notice that something is wrong, even if you are my son, I will not be soft, and I will nod when I understand!" This time, Hong Tao didn't feel the slightest relief, not even a trace of happiness, the only feeling was a chill in his back.

In the past, Hong Changqing's various performances were considered to be precocious, which is also human nature, as long as it is his own child, no matter how weird it looks in the eyes of outsiders, he will still selectively ignore it.

However, Hong Tao himself is a freak, he has experienced many things that ordinary people can't imagine, and his thinking is much broader. When Hong Changqing said the word interest and nodded his head to confirm, he immediately realized that something was wrong.

I have never mentioned the topic of interest and usury in front of my children, so where did Hong Changqing get this kind of knowledge?

Obviously unlikely, who would describe this knowledge in detail with a child. He doesn't just know the word, he can use it in the right place.

There is another person in Hong Changqing's mind! This is the only explanation that Hong Tao can imagine.

Just like when he frightened his father with all kinds of knowledge that did not fit his age, from a certain point of view, the Hong Tao who talked to his father was not Hong Tao in the real sense, his soul and thoughts were his own.

"......" Hong Changqing probably hadn't seen what Hong Tao looked like after encountering danger, he was a little frightened, his face was no longer the virtue of smiling and not smiling, he held back the tears that were about to burst out of his eyes, and nodded to Hong Tao to say that he understood.

"Who the hell are you?" Facing a monster who didn't know if it was his son, Hong Tao didn't plan to have any more intimate contact with him, and still kept a straight face.

"......" Hong Changqing obviously did not have an accurate answer to this question, and his face was full of confusion.

"Hmm...... I'll do it another way, you can answer me with a nod and a shake of your head. Are you the son of me and your mother? Not only the body, but also the mind and soul!" Seeing Hong Changqing's aggrieved look, Hong Tao's heart did not soften.

It's useless to cry if he doesn't understand this question, but he still tries to calm himself down first, and ask questions easier to answer, even if the words are not clear, nodding his head will always be.

“…… It's ......" This time Hong Changqing reacted, nodding and repeating a word loudly, and then tears flowed down.

"Don't be in a hurry to be wronged, don't cry, I ask you like this not because I want to wronged you for anything, but because your performance will make others think that you are a monster. Do you know what people's attitude towards monsters is, they don't care if you're harmful, if you go beyond their knowledge, you'll die. ”

"But you caught up with a good father, coincidentally, your father and I are also from monsters. But I'm very good at hiding, so no one else knows I'm a monster until now. Do you want to learn some life-saving tricks? I guess so...... Then be honest with me, and I'll tell you what to do. ”

What kind of monster exists in Hong Changqing's body, Hong Tao is still uncertain, and he doesn't know how strange it is. Looking at Hong Changqing's performance, he doesn't seem to know all this.

The most important thing now is to find out who he or she really is and whether he or she is a threat to himself. Anyway, before he figured this out, Hong Tao didn't plan to treat Hong Changqing as his son, even scaring and fooling, and showing up to say, the only purpose was to talk.