As the saying goes, ask Baidu if you don't decide on internal affairs, and ask Google if you don't decide on foreign affairs.

Yan Xiwen finally had to turn to Baidu for help, but fortunately, the answers on the Internet were relatively uniform. He also understood why he couldn't find the transfer option on the web page.

If any ICBC card wants to open the online bank transfer function, it must apply for a U shield or electronic cipher at the manual counter. The transfer function of online banking can only be used after manual processing, and the daily transfer limit is 5 million, and the transfer limit can be expanded to a maximum of 1 billion yuan at the manual counter.

The last point Yan Xiwen found when he first picked up the card, and he wanted to be able to transfer money through online banking, so he checked the daily transfer limit of ICBC's online banking.

This was a problem, it was completely unexpected. Originally, Yan Xiwen's plan was to achieve his goal entirely through online transfers, so as to reduce his risk. In case of transfer from the bank, and the amount is so large, there will definitely be doubts on the part of the bank, and someone will come out to dissuade him. He hadn't eaten pork, but he had at least seen pigs run away. Yan Xiwen's second cousin is the vice president of a second-level branch of ICBC in the prefecture-level city of his hometown, how can he not know how heavy the annual storage task is!

Therefore, the bank will not only often contact and give gifts to each of its customers, but also often care for the elderly in the customer's family.

Therefore, he knew very well that as soon as he entered the bank and indicated that he wanted to transfer the money, he was afraid that someone at the level of branch presidents and vice presidents would immediately lobby him. It's not that he's afraid that others will give him benefits, he's afraid that he will shake off his situation in the chat with these old fritters. Then it will be a big trouble, and anyone will wonder how a kid from an ordinary family suddenly has a huge sum of 100 million yuan? If he doesn't show up, everyone will only guess that he may be making money, but as soon as he shows up, he chats with people about the current situation, and it is easy to show his stuff.

After all, no matter how you say it, he has only graduated for a year and is a pure newcomer to the workplace. Without the experience of big waves and sands, it is easy to be tricked by the other party in the face of various workplace elites in this kind of bank. Yan Xiwen has a very clear understanding of his abilities: timid and cautious, calm and not risky, strong self-esteem and inferiority complex, cowardly and hypocritical in his heart and strong in comparison. Therefore, the method he initially customized for himself was to transfer money directly online, so as not to be seen as flawed by manual transfers.

The plan is not as good as the change, it has come to this moment, if he doesn't take out the money today, Yan Xiwen is afraid that he will wake up from a nightmare when he sleeps tonight.

At the thought of getting a huge sum of 100 million yuan, Yan Xiwen's heart was about to burn, and his courage rose in an instant. What if someone finds out, even if the counter stalls? If you don't try, you never know how far you can go. Besides, you can go to the counter to handle it, and the electronic cipher used for online bank transfers does not need to transfer money in the lobby. In this way, although someone from the bank may contact you to avoid transferring the money after applying for online banking, it is at least more tactful than transferring money directly over the counter, and even the bank may not be able to reflect that you have transferred the money.

wiped his saliva, Yan Xiwen warned himself that he couldn't YY anymore, and if he went on, it would be dark and the bank would be closed at this point.

"You have to act quickly, come on! Yan Xiwen, you can do it, believe in yourself!" Yan Xiwen cheered himself up in his heart, this was his usual means. In fact, people's hearts are fragile, but people's minds are like steel and iron. So sometimes, in order to be strong, people need their brains to deceive their hearts, and use their own minds to tell their hearts that they can do it, and this is the right thing to do!

The greatest weakness of human beings is not their own inability, but their lack of self-awareness. If you can know yourself, at least you won't cheat yourself. Yan Xiwen himself has a lot of shortcomings, and he can see clearly, some of them he doesn't want to change, some of them can't be changed (he doesn't have the ability to insist), and some of them he thinks don't matter, he doesn't care.

And the lack of execution is the weakest point in himself that Yan Xiwen has realized so far. He often has a 3-minute heat on a thing, which quickly dissipates and cannot be carried out consistently. For a while, Yan Xiwen was crazy about an ancient musical instrument: Xun, and even bought a Xun and a musical instrument textbook on Jingdong, and played Xun in the dormitory every day. From the time he bought the Xun in October last year to the end of May, the total number of times he played the Xun was the number of times he played the instrument in the week before he bought it.

It stands to reason that ordinary people like Yan Xiwen are everywhere in society, and they grab a lot of them. There are no less than 10 million college students graduating every year, and the reason why Yan Xiwen has become the protagonist is naturally not because he is the protagonist, all karma will be, such as a dream bubble, when the wind and clouds are surging, the dragon will soar in the sky, because he himself has such one or more qualities, and the legendary life of our protagonist Mr. Yan Xiwen will also begin with today May 29, 2017, which is a great day. (Forgive me for pretending to be a wave of X first, manually funny) I will not detail it here, and I will see Yan Xiwen happily go out to take a taxi.

Yan Xiwen took a taxi to the nearest Industrial and Commercial Bank of China, and the time had come to 3:28, and he glanced up at the name of the bank, he suppressed his excitement and strolled into the bank lobby.

"Industrial and Commercial Bank of China NB Meixu Branch" only opened a new card in CCB a few days ago, so Yan Xiwen was very skilled in queuing up for the number. It may be due to working days, there are not many people in the bank to handle business, basically none. Soon he was lined up, and he was still a little apprehensive in his heart, after all, this card was picked up by him, and he was really afraid that all this was a dream, or that the information bound before was fake.

But soon, to his surprise, the salesman in the lobby did not express the slightest doubt about his identity. Soon, with the help of the bank girl, he made his own electronic cipher. Putting away his electronic device, he turned around and walked out of the bank. And what he didn't know was that just as he turned around and walked out of the bank. The bank girl immediately hung up the suspension of business, left the counter, and quickly came to the president's office on the second floor.

"Knock Knock"

"Please come in!"

"President Zhang, I have a situation to report to you. Wang Qiaoli, the little sister of the salesman, told President Zhang about Yan Xiwen's handling of the electronic cipher just now with a smile on her face, especially emphasizing that the deposit in this customer account is 100 million yuan.

"Where do you say his card opening area?" President Zhang immediately grasped the key point, as the president of a branch, although he has a certain number of contacts, the annual task of collecting savings can only be basically achieved. You must know that the task of collecting savings given by the bank is increased every year, maybe 80 million in the first year, and 90 million in the second year, and your superiors will give you a reward. The second year is 100 million, you complete 130 million, and the bank will still reward you. In the third year, it was 150 million, and if you completed 120 million, your superiors may directly take you down. It's all too common in banks, and if you can't do it, there's always someone who can do it to replace you. This is the survival of the fittest, and if you can't adapt to it, you will be lowered. Of course, this task of collecting reserves is not to grow unlimitedly. There will always be a certain limit, but it's hard to say where the limit is.

Governor Zhang has recently begun to feel the pressure of collecting reserves.

Last year, his task of collecting reserves was 120 million, and this year it has risen to 150 million.

He has a certain strength in terms of connections, but he is not able to use such a large amount of money at will. The bank has a requirement to collect deposits, and it is necessary to keep the money in the branch for how long before it can be regarded as completing the deposit. Of course, this time is not long. Otherwise, no matter how strong the network is, it will be difficult to complete this storage task. How can people keep their cash in the bank and wait for interest? Don't be funny, it is much more cost-effective to have so much money and not make money than to keep it in the bank.

Therefore, although President Zhang has many rich friends, people only save the money in the bank for a period of time in his face, and they will soon transfer it away.