When he woke up, Shi Lei ran to the bank first.

When he took out a loan before, he negotiated it with the bank.

Generally speaking, the first installment of the mortgage is repaid one month after the loan is disbursed, but Shi Lei has reached a new agreement with the bank, and his first repayment will be on the fifth day of this month.

It's still a day or two away, but it's almost time to make your first payment.

Shi Lei borrowed a total of 42 million from the bank, nominally to pay it off within five years, but Shi Lei didn't plan to do this, it was meaningless to him.

When the people at the bank heard that Shi Lei was going to repay the loan in advance, and it was to be paid off at one time, they couldn't help but be very surprised, and they were also a little regretful.

After all, the loan of 42 million is an absolutely high-quality loan, and there is no need to worry about Shi Lei not paying it back, which could have produced a very stable income.

But Shi Lei will pay it off in full in advance now, and the interest they can receive is only for a few months.

However, this has always been Shi Lei's due power, and the people in the bank quickly handled the procedures for him.

Shi Lei paid almost 300 million soft girl coins, which happened to be even the loan plus interest.

When he left the bank, the bank's people kept sending him to the car, and said very politely that he could find their bank at any time if he needed it, and it was absolutely no problem for high-quality customers like Shi Lei to lend money.

Shi Lei nodded and expressed his gratitude, but he was thinking in his heart, he knew that he could give himself a loan, how could he make trouble for himself, anyway, the more than 10 billion US dollars in his hand, he really didn't know how to spend it.

There is still 100 million yuan left in the city dungeon consumption of this quota cycle, and Shi Lei can also open another dungeon city.

Once again, he approached Tom and said that he wanted to buy a property in the United States, preferably no less than the one he had in Atherton.

Tom was ecstatic, and said in his heart that he had really met a real estate investment expert, but he didn't dare to agree easily, after all, real estate of more than 100 million dollars is actually unavoidable, and it may not be so easy to buy if you want to buy.

"Mr. Shi, would you consider buying a piece of land to build a house on your own?" said Tom tentatively at the end of the call.

Shi Lei was stunned for a moment, and then thought, yes, how good it is to build it yourself, in that case, the more money and less money will be completely controlled by yourself.

Although the real estate of more than 100 million yuan is already very expensive, compared to his quota of 400 million yuan per cycle in the fifth level, 100 million dollars is less than two installments.

And he is at the fifth level, and he hopes to delay as much as possible, at least for seven or eight issues. If you build it yourself, you can build a property worth two or three hundred million dollars.

Very early on, I heard that Bill Gates had built a house for himself, and it cost more than $200 million. Moreover, that was more than ten years ago.

Equipping the house with all kinds of black technology and all kinds of artificial intelligence is the ultimate meaning of spending money.

Shi Lei immediately smiled and said: "That's okay, I'm not too anxious anyway, why don't you help me see where there is suitable land, and then tell me." The area must not be smaller than Atherton, preferably by the sea. A larger area would be better. ”

Tom hurriedly agreed.

There is 100 million copies of the city left, Shi Lei is not in a hurry, even if Tom can't help him find a suitable land within half a year, this 100 million Shi Lei can also be used to buy a yacht and throw it in San Francisco. According to the calculation of the yacht purchased last time, this 100 million soft sister coins can also be deferred a little.

The 100 million collected consumption, Shi Lei doesn't have to worry.

Wu Dong's museum has not yet been completed, and Shi Lei can also add some high-tech things to it, 100 million, which should be easily spent.

This will have to wait until he returns to China and discuss with the contractor of the museum.

The non-income investment of 300 million yuan has only 130 million left after "giving it back" to 170 million, which has to be spent with some effort.

Fortunately, Shi Lei had already told Yao Er that funding scientific and technological research and development was a long-term process, so Yao Er did not stop, but continued to contact various research institutions.

Some time ago, Shi Lei had already given several choices, but Shi Lei disliked that the technology was not advanced enough, mainly because the investment amount that could be brought to him was too small, so he put it aside for the time being.

Even if Yao Er can't find a particularly suitable project in the next half a year, Shi Lei is not worried, because the projects on Wu Dong's desk together will almost require an investment of more than 100 million. Although it is not so desirable, it can still be used for a purpose.

Therefore, the non-income investment, collectible investment and city copy consumption in this quota cycle are basically appropriate.

Of the remaining 200 million, 150 million is Shi Lei's ordinary consumption quota, and 50 million is an ordinary investment.

With more than two hours of grinding with the scepter, Shi Lei has a deeper understanding of ordinary investment, of course, he will no longer choose to invest in the stock market as a low-return method, he must use the money on projects that are more likely to bring high returns.

Sitting in Atherton's mansion, Shi Lei suddenly felt that God still favored him, when he wanted to buy a house in the United States, the first thing he thought of was New York or Los Angeles, but in the end he bought the house in Atherton.

Atherton certainly doesn't have the same supercities as New York or Los Angeles in terms of living, but it's close to Silicon Valley.

What is Silicon Valley, Silicon Valley is where you wander around and you can come across no less than ten people in advertising shirts trying to find you to invest.

Even, Shi Lei doesn't have to go to Silicon Valley, just wander around Atherton, and he can meet many young people who dare to go straight to a luxury car on a bicycle and knock on a small advertisement in the window plug to look for investment.

Of course, this kind of ninety out of ten are whimsical young people, you can't say that they are cheating, many times, these people are purely brain-blowing, and then they dare to take their brains out to find investment, anyway, it's not their money, if they can't get any results after burning, then move on to the next brain.

Shi Lei obviously won't deal with these people, but there are still a large number of young people with dreams in Silicon Valley, and they do have all kinds of good or bad projects in need of investment.

Taking advantage of his parents' happy time, Shi Lei simply rented an office room in Silicon Valley and registered it with a sign, which is a small company specializing in angel investment.

Then two more people were hired, and they were not asked to do anything else, that is, they were asked to simply screen the projects of young people who had investment needs. If you think it's rubbish, of course, you will refuse, but as long as it's not a nonsense project, you will stay and finally wait for Shi Lei to screen it personally.

I originally thought that it would take a long time to collect some projects for investment, but I didn't expect that the company had just been listed for less than two days, and the threshold was almost broken, which made the two staff members complain and said that they needed to increase their wages to work for Shi Lei.

In the past two days, they have received more than 100 projects, of which more than 90 are real garbage, and those people can't wait to feel that their projects are going to change human history from now on. At first, these two people received them well, but then they simply glanced at the project book and drove people away. If you don't catch up, you can't do it, these guys are as good as talking about cross talk.