Chapter 145: Mountain people have their own tricks

Li Guokuan is an honest man, and the biggest official he has ever seen in his life is the president of the branch, and this is because he is a bank employee. He had never thought in his life that he would be talking to a billionaire, it was like a dream, but it became a reality, so he was a little overwhelmed now.

Lin Fan smiled, making himself look kind, "Uncle Li, let's talk about the specific situation." ”

Li Guokuan looked at his daughter on the side, oh, and the son-in-law who was not recognized. His brows furrowed, trying to relax himself, "The bad debts of the bank have always existed, and the bad debts of the bank are indeed related to the account manager, but I have always been very strict about these, even if someone sent some gifts, I refused, so the bad debts in my hands are the least, but this time the bank suddenly divided all the bad debts of the bank into ......."

"I wonder if there was a bad debt rating initiative before?"

"It's the first time. ”

Well, in fact, the result is obvious, this is a premeditated trip, but Li Guokuan has always been honest, how can he offend people?

"Uncle Li, do you know who proposed this initiative?"

"This is the instruction of the branch president. Speaking of this, Li Guokuan had a hint of hesitation on his face, "But this matter was told to me by an account manager of our branch, and I suspect that it was her." ”

"What's his name?"

"Li Xian. ”

Lin Fan suddenly thought of a woman with straight breasts and hips, especially the two buttons deliberately hanging low on her chest were quite impressive. Is it her? Lin Fan really couldn't figure out the twists and turns in this.

"Uncle Li, I already understand the matter, leave the rest to me. Lin Fan seems to be confident, in fact, Lin Fan has a trump card, the top boss of the Haidian branch of the Industrial and Commercial Bank of China is Yi Zu, the president of the Yanjing branch, and it is more than enough to decide whether a staff member will stay or go with the relationship between Yi Zu and Lin Fan.

Li Guokuan nodded when he heard this, and he didn't say anything if he wanted to refuse, to be honest, when he was persuaded by his daughter, it wasn't Lin Fan's affirmation that he was waiting for, he had backbone, but he still had to support his family.

......

As a secondary institution of ICBC, Haidian Sub-branch is actually not busy, of course, this business refers to large-scale wealth management business or huge savings, so Li Xianzheng lazily lay on the desk and didn't know what he was thinking.

"Manager Li?"

Li Xianyan raised his eyelids when he heard this, and saw a delicate face with a smile, and the young man said with a smile, "Hello, I'm Lin Fan." ”

"I remember you, you were the one who asked Lao Li to deposit money that day. ”

"But I'm here for you today, I wonder if I can have a cup of coffee?"

Li Xian was stunned for a moment, and then picked up his bag, "This is my honor." ”

Lin Fan was a little surprised, "Doesn't Manager Li need to ask the leader for instructions?"

"Going out to work is one of the characteristics of the account manager's job, and Mr. Lin doesn't have to care. ”

Lin Fan didn't say much, Li Xian's actions just now were very free and easy, but it couldn't be explained by a sentence of work characteristics, but Lin Fan was going to have an in-depth communication with Li Xian, so naturally he wouldn't be entangled in the fur.

The coffee was a cappuccino ordered by Li Xian, and Lin Fan was his own American latte as usual, and the aroma of coffee laid a good atmosphere for the conversation between the two.

"Li Guokuan is my friend, and I have always been a warm-hearted person......" When Lin Fan said this, his expression was very natural, as if what he said was true, but Li Xian interrupted Lin Fan's words with a smile, "Mr. Lin, I understand your intention. ”

"Oh?"

"Lao Li's work in the branch for more than ten years is obvious to all, and it is not an exaggeration to say that he is conscientious, especially some time ago he pulled to the storage business of 20 million yuan of Mr. Lin, and his work ability can be seen. ”

This woman is not simple, this sentence blocked what Lin Fan wanted to say, and Lin Fan no longer regarded this woman as a vase. His expression couldn't help but be a little solemn, "I didn't expect that Lao Li would be honest all his life, and he would be regarded as an elite when he reached middle age." ”

Li Xian could naturally understand the criticism in Lin Fan's tone, but she didn't care very much, in fact, it was Li Xian's proposal to apportionment of bad debts to Li Guokuan. Others only thought that she had an improper relationship with Jian Hong, the president of the branch, but they didn't know that she was Jian Hong's niece.

This proposal happened to kill two birds with one stone, and it was an idea that immediately poured out after she saw that Lin Fan could take out 20 million in one fell swoop. The bank's bad debts are indeed very serious, and Lin Fan made a special trip to Li Guokuan, and it can be seen that the two are definitely related. Distribute the bad debts to Li Guokuan, if you want to reduce the bad debt rate, you can only increase the number of deposits in the branch, and Lin Fan can take out 20 million to take out more, this move is to help his uncle. In addition, if Li Guokuan really can't do it, he can just kick Li Guokuan away and arrange his cousin to work in the branch. And this cousin is the daughter of the president, and the president naturally agrees to her proposal.

"As a friend of Mr. Lin, I believe that Lao Li is not an ordinary person. ”

Lin Fan gradually narrowed his eyes, "Has anyone praised Miss Li for being very smart?"

"I thought Lin would always praise me for being beautiful. ”

Lin Fan felt a breath of anger in his heart, since he suffered a loss on Wang Xiaochuan, Lin Fan has always been invincible, whether it is Qiu Bojun or Ma Huateng, after a lot of hard work, he can always achieve his goal, and today he was threatened by a woman, and he was still a small clerk of a bank, although Li Xian did not say a word of threat, but Lin Fan thought so.

Li Xian didn't see that Lin Fan's expression was wrong, on the contrary, she was very proud now, "Mr. Lin, I have a way, I don't know if Mr. Lin is willing to listen." ”

Lin Fan suddenly laughed, he was laughed at angrily, "I don't know what Mr. Li has to say?"

Li Xian pulled her hair and her good-looking eyebrows and eyes made her action very feminine, but for Lin Fan, she played the piano to the cow, and Lin Fan's least favorite thing was a woman who pretended to be smart.

"The bad debt ratio is the proportion of unrecoverable money to the annual revenue, and we can't change the bad debt, but there is a lot to do with the income. ”

Lin Fan smiled disdainfully, he understood Li Xian's words, but he had already made a decision in his heart, he would not listen to what Li Xian said.

"Miss Li, if there is nothing else, I will leave first, I am very happy to have coffee with you today. ”

"Mr. Lin thinks my method is not good?"

Lin Fan glanced at Li Xian steadily, "I have my own way, so I don't bother Miss Li." ”

In the café, Li Xian watched Lin Fan drive away, his face was not lost, on the contrary, there was a trace of joy, but he didn't know where this joy came from......