The voice of the scepter became a little oothy. Pen Fun Pavilion wWw. ｂiquge。 ｉｎfo

"Are you sure?"

Shi Lei said with a smile: "Of course I am sure, otherwise, if I get out of here, it won't take twenty-four hours for me to lose my chance to be free from punishment." ”

The scepter didn't speak, and Shi Lei smiled and continued: "Do you think that I will forget about this matter, or ignore this matter? But how could I forget? From the very beginning, I wanted to use the card with the quota, not with my own funds. I will never forget this, this is related to my net worth, and the reward given to me by the black card cannot be used for independent funds for profit. Unless it is an investment award. ”

"But you didn't have that much on you then, did you?"

Shi Lei said with a smile: "As long as it is my money, you have no way to limit it as a quota or independent funds." To put it bluntly, the money left after I spend each quota cycle is my own funds. ”

"But you only had $436,500 at the time, and when you confirmed that $400,000 of that amount was used as value, you were left with $36,500. ”

Shi Lei clapped his hands lightly and said, "Can we stop playing this obvious word game? In the last quota cycle, my quota was one million, not 436,500 yuan. Therefore, even if the 400,000 yuan is regarded as a value-added consumption and must be included in the quota, my remaining quota is 600,000 yuan. It has nothing to do with how much you judged how much I spent at the time, because those purchases that are approved by you and the black card can also be paid for by my own funds. This is the only thing you can't control, and you can't order me not to use my own funds for reasonable consumption, right? So, as long as the quota is used for each quota cycle, and the excess part, which is counted as quota consumption and which is counted as independent fund consumption, is up to me. Your logic is typical machine logic, the large set is consumption, and the small set is quota consumption and independent fund consumption, but before the settlement date, it should be up to me to decide which set all consumption will be classified into. So...... Hey hey ......"

The scepter knew that he couldn't mislead Shi Lei, so he had to announce: "Third-level commissioner, this quota cycle will use 75,000 yuan for collectible consumption, and the guidelines for collectible consumption with a maximum of 10% of the quota will be approved." ”

Shi Lei smiled proudly, and he said: "And I happened to spend an extra 75,000 yuan in the last quota cycle, well, in fact, it's more than that, but I have already achieved the consumption of 1 million and 75,000 yuan." So, I will be promoted to level 3 without any punishment. Thank you, Scepter, for giving me an extra two million dollars of self-funding. Although I have been cheated by you for more than 200,000 yuan, I am still very easy to be satisfied. ”

Scepter said in a disgusted tone, "Let's go......"

Shi Lei laughed, pressed the return button, the scepter disappeared from the screen of the ATM, and Shi Lei retrieved the black card.

While returning to the apartment, Shi Lei used his consciousness to call the investment cheat card, and then, in his mind, there was a picture that was exactly the same as the APP on the previous mobile phone screen. The interface in the brain is obviously larger and clearer, and it is commonly known as having a higher resolution.

Of course, Shi Lei is not going to use the investment cheat card now, he just wants to confirm the effect of the black card after virtualization.

Tests have shown that it works better.

Of course, the benefits of the scepter being torn out, Shi Lei can't experience it for the time being.

However, it is actually worth it to exchange such a thing as only a small red flower for a black card virtualization.

When standing in the elevator, Shi Lei looked at his mobile phone, the mobile phone was clean, except for the normal APP in this world, there was no more APP given to him by the black card.

Shi Lei checked his account again, and there was 10 million funds lying quietly in it, and his independent funds were still in the stock market.

Carefully calculated, it is now the third of June, Shi Lei got the black card in mid-October last year, because the novice trial stage and the first level are based on one week as the quota cycle, so when Shi Lei is promoted to the second level, the settlement date is advanced to the third of each month.

Counting up, it has only been less than eight months for Shi Lei to get the black card, and his quota has risen to 10 million. That's it, it's because he worked very hard to control it after the second level, and there was some kind of accident that was deducted 30 points from the base score. Otherwise, Shi Lei would have almost been promoted to the third level three months ago. And now, I'm afraid it's infinitely close to level four.

This money, Shi Lei, has already been useful, and there is no doubt that it is used for a loan to buy a house in the villa community developed by Wei Qing's family.

The total price of the house is more than 27 million, and after erasing the fraction, Wei Qing can give him a 95% discount, which means that Shi Lei only needs to use 225.65 million to win this house, Wei Qing said at the time that the fraction continues to be erased, and Shi Lei actually needs to pay only 25 million.

There are still a small number of facilities that have not yet been completed, and the sales certificate will be available soon, and it will be open by then.

said that it was opened, but Shi Lei estimated that there were only nine single-family villas in that community, and nine out of ten they had already been booked before the opening, and it would just be a formality at that time. Wei Qing told Shi Lei that their family had negotiated with a bank in Wudong, and the loan process had been carried out in advance, and when the market opened, Shi Lei and other buyers only needed to submit their ID cards, household registration books and credit records, and they could enter the last link of the loan process.

But Shi Lei discussed with Wei Qing again, the Wei family should not be too anxious about the return of funds, and Shi Lei does not want to take a loan from the bank, mainly because the bank loan can only be repaid in advance once a year, and even if Shi Lei only borrows for one year, the monthly repayment is only more than one million, which will make Shi Lei, who has now risen to 10 million, have too much to consume.

The result of the discussion was that Shi Lei made a down payment of 5 million to the Wei family, and he pledged the remaining 20 million with Qixuan's shares, and then returned at least 5 million every month, and paid off in four months at most. Of course, Shi Lei can pay it off in advance at any time without any interest.

This was no pressure on Wei Qing, he called his father, and his father simply agreed.

Qixuan's current momentum is just right, and Wei Qing's father also knows that Shi Lei has a good relationship with the Bai family, the Yu family and the Song family, let alone four months, even if it is repaid after four years, only 20 million, he doesn't care too much.

Then Shi Lei put the apartment he lives in now to the intermediary, this apartment is a reward for his own funds given to him by the black card, and after having that villa, he no longer needs to continue to hold this apartment.

Turning it into independent funds at hand is obviously more in line with Shi Lei's interests.

The value of this apartment is close to 3 million, plus the 2.4 million yuan that Shi Lei cashed out from the stock market two days later, he has about 5.4 million yuan of independent funds in hand.