Chapter 123: Loan of 30 million

At about 11 o'clock in the morning of the next day, Fan Xingchen came to the hotel to meet Yu Qinzhou and Yu Qinzhou's friend Song Shuwen. Pen "Fun" Pavilion www.biquge.info

After a few words of greeting, Fan Xingchen took out the Ming Chenghua Doucai Chicken Cup.

Song Shuwen looked at it carefully for a while, nodded from time to time, carefully put down the chicken bowl cup, looked at Fan Xingchen a few times, and said with a smile: "Mr. Fan, your vision is very powerful, this chicken bowl cup, I think it is Ming Chenghua." ”

"Really?" Fan Xingchen pretended to be very happy, "Although I thought it was true before, I didn't dare to be 100% sure, but now when I hear Mr. Song's words, my heart is completely steady." ”

"If you want the Shanghai Museum to provide a guarantee for this chicken bowl cup, you also need to let my colleagues take a look at it again, if there is no objection, the guarantee is not troublesome. ”

Fan Xingchen picked up the teacup, took a sip of tea, and asked, "How much does it cost?"

"Uh-" Song Shuwen pondered for a moment, "One percent of the loan amount, such a fee standard is not expensive, right?"

"300,000?" Fan Xingchen smiled, "As long as I can get a loan of 30 million, I am willing to pay 300,000 yuan." I hope Mr. Song can help, this is done, and I will have a small gift for Mr. Song. ”

"Not to mention the gift, I am very happy to be able to help Mr. Fan and allow the museum to obtain an unexpected collection. ”

Fan Xingchen took the Ming Chenghua Doucai Chicken Bowl Cup mortgage loan to Pudong Bank, which was particularly smooth, a bit beyond his imagination.

It took more than half a month, on November 26, Fan Xingchen's Xunlei Express Company opened a company account in Pudong Bank with more than 30,000 yuan of deposits, which is the loan issued by Pudong Bank to Xunlei Express Company, the loan term is 3 years, the annual loan interest rate is 5.58%, and the interest is paid quarterly, three months later, Xunlei Express Company needs to pay the first interest of 418,500 yuan, and then pay the same amount of interest every three months.

In order to obtain a loan, Fan Xingchen donated 250,000 yuan to the Huhai Museum, and paid another 50,000 yuan to Song Shuwen and several other experts who issued appraisal certificates for the Ming Chenghua Doucai Chicken Bowl Cup, in addition, he also invited a few meals and gave some gifts, spending a total of less than 330,000 yuan before and after.

As for selling jadeite jewelry to Sun Hui at cost price, Fan Xingchen did not suffer a loss, although the cost price, the cost of buying jadeite wool is much lower than that of his peers, and he can still make huge profits at the cost price. Sun Hui was very happy to buy affordable jade jewelry, and took the initiative to give Fan Xingchen an idea, if he was short of money, he could use high-end jade jewelry as collateral, and after a little operation, he could still get a loan.

Fan Xingchen felt that 30 million yuan of operating funds in the short term was enough, and he planned to borrow from Pudong Bank again in half a year, and when the time came, he would take out some of the funds to invest in the stock market.

After the money arrived, Fan Xingchen immediately made a phone call to Li Qi and told the other party the good news.

Li Qi knew that Fan Xingchen had signed a loan agreement, and if nothing else, the three thousand yuan would definitely arrive in the account, and she was quite happy to learn about it from Fan Xingchen.

"Do you want to celebrate tonight?" asked Li Qi with a smile.

"Let's celebrate, let's go for Western food. Fan Xingchen smiled.

"Eat Western food. Li Qi pondered for a moment, "Okay, where to eat." ”

"The restaurant we ate Western food last time was good, you have contact information, you make a phone call and set a location. ”

"Okay, I'll call the locator later. ”

"I'll see you that night, I've got a little stuff to do here. ”

"Bye-bye!"

At about six o'clock that night, Fan Xingchen came to the western restaurant and came to Li Qi's side under the guidance of the waiter.

"Kiki, are you impatient?" said Fan Xingchen and sat down.

"No, I don't. I just flipped through a few pages of the magazine. Li Qi smiled, "What do you want to eat?"

"You can do something. ”

"Try a new flavor?"

"Okay!"

Li Qi flipped through the recipe, glanced at the waiter, saw that the other party was holding a pen in his hand, lowered his head again, and while flipping through the recipe, he opened his mouth and ordered appetizers, soups, dishes, main dishes and desserts after the meal.

This dinner, Fan Xingchen and Li Qi were very satisfied.

After eating the dessert, Li Qi put down the spoon, moved the remaining dessert in front of Fan Xingchen, and said, "I can't finish eating, you can help me eat it." ”

"Don't be afraid of being fat, eat more, you are pregnant, one mouth and two people's stomachs ......"

"I was really full. Li Qi said angrily, "If you don't want to eat what I eat, then don't eat it." ”

"I'm not disgusted. Fan Xingchen smiled, picked up the spoon, stuffed some desserts into his mouth, chewed it twice, and ate it into his stomach, "Qiqi, when do you think I will go back to my hometown to buy a house?"

Li Qi hesitated for a moment and said: "Your hukou is hung on the collective hukou of the police station, which does not affect our handling of marriage certificates. ”

"Let's buy a house, even if we don't live in it, we can rent it to my uncle's family. ”

"Uncle is helping you manage the branch opened by Xunlei Express in QUZHOU?"

"Sort of, he is now the deputy manager of the QUZHOU branch, and he rented several stores of Xunlei Express's online stores in QUZHOU. ”

"My uncle's cousin Junjie is now repeating his third year of junior high school, does he live in the school?"

"I live in the school and study in the junior high school in the town. If the uncle and aunt live in the city, Junjie can take the bus to the city during the school holidays, which is very convenient. ”

Li Qi picked up the glass, took a sip of juice, and asked, "Now that there are 30 million, how are you going to spend this money?"

"Xunlei Express left 20 million, and the remaining 10 million, divided into three sums of money, which were transferred to the accounts of Vipshop, Alipay and Kaixin.com. ”

"Twenty million. Li Qi smiled slightly, "Are you going to let Xunlei Express Company go to other provinces to open up new markets?"

"Hmm!" Fan Xingchen nodded, finished the last spoonful of dessert, put down the spoon, and looked at Li Qi with a smile, "I discussed with my cousin, tomorrow, he will take a few colleagues to Yangcheng, it is estimated that these people will stay in eastern Guangdong for a month." ”

"Hongyuan will go back to his hometown for your wedding, right?"

"Yes, he's one of the best men. Fan Xingchen smiled, "By the way, Kiki, have you figured out who to find to be your bridesmaid?"

"Uh-" Li Qi thought for a moment and asked rhetorically, "In your hometown, when you get married, how many pairs of best men and bridesmaids do you want to find?"

"Generally find a pair. Let's find a pair too, save yourself the trouble. ”

"Marry me, are you troublesome?" Li Qi glanced at Fan Xingchen.

"No, you're thinking too much. Fan Xingchen smiled, stretched out his right hand, and held Li Qi's left hand, "I dream of being able to marry you, and at this moment, I feel that I am the happiest man in the world." ”

"Flesh numb!" Li Qi said angrily.

"Hehe!" Fan Xingchen smiled, changed the topic and said, "In a few days, I will go back to my hometown alone, buy the house first, and when I transfer my household registration to the name of this house, I should also be twenty-two years old, when the time comes, please go to my hometown, we will get a marriage certificate, after getting the marriage certificate, we will be a legal husband and wife, play in my hometown for a few days, and wait until New Year's Day, we will hold a wedding in my hometown." ”

"Your birthday is December 5th, and you are going to stay in your hometown for more than a month?"

"It seems a bit long. Fan Xingchen smiled, "I stayed in Huhai for my twenty-second birthday, and when it was mid-December, we went to QUZHOU together, even if we didn't live in the house we bought, we had to ask for your opinion...... Okay?"

"Can I say it badly?" Li Qi asked with a smile.

"Can't!" Fan Xingchen stood up with a smile, holding Li Qi's right hand and still not letting go.

Li Qi also stood up and said with a smile: "Let go of your hand, I'm going to the bathroom, you settled the bill......"