Ms. Bai's advice to Hong Tao is very simple: What is a knock on the right knock? A simple analogy is clear. Pen & Fun & Pavilion www.biquge.info

If Hong Tao is a good gambler and wants to go to Macau to gamble money, and he gambles a lot, he needs to gamble. It will definitely not be possible to carry two suitcases of RMB, and customs exit is a big problem. Moreover, the renminbi is not very popular abroad this year, and the Hong Kong dollar is circulated in Macao and Southeast Asia.

According to the regulations of the state foreign exchange administration, foreign exchange trading should be carried out through domestic institutions that have obtained the qualifications for foreign exchange settlement and sales business and the business of exchanging foreign exchange in accordance with the law, or through the China Foreign Exchange Trade Center and other state-prescribed trading venues.

Now the problem arises, Hong Tao and the company controlled by Hong Tao obviously do not have such qualifications. There is not so much foreign currency in his hand, but Hong Tao still has to play, is there a way to raise enough Hong Kong dollars?

The answer is yes, there is no need to find an underground bank, Ms. Bai's brother's company can help him achieve his goal. The approximate process is that Hong Tao deposits RMB into the mainland account designated by Ms. Bai's brother, and then leaves the country empty-handed, and then withdraws the corresponding foreign exchange from the account designated by Ms. Bai's brother overseas.

The renminbi is still in the mainland, and foreign exchange has not flowed out of the mainland, let alone into the mainland. So the degree of security is very high, fast and convenient. If there is enough credibility with each other, a phone call can solve the problem.

Of course, there are also disadvantages, the amount of a single transaction depends on the size and cash stock of Ms. Bai's brother's company, and under normal circumstances, it is not possible to provide too high exchange quota in the short term.

Unless you go to Shantou people who specialize in this kind of business, their methods are more radical, and they do not care about any foreign exchange management methods at all, and they are not afraid of auditing accounts.

Because they don't do accounts at all, but buy other people's ID cards to open accounts at home and abroad, or simply buy a lot of shell companies. Usually, these accounts and companies will be invalidated in one or two months, and then the money will be directly carried in and out through their channels, which is generally a relative, which is regarded as a group operation.

Ms. Bai's brother's family would definitely not do this, and they would not do such a thing if it weren't for a particularly trusting relationship. Specific to Hong Tao, his family is willing to help exchange the quota of several million yuan each time.

His family didn't need to find someone to settle the accounts anymore, so he simply consumed the renminbi in the mainland. His family has a factory in the mainland, as well as friends in the retail industry, who can spend it with legal means such as procurement, wages, rent, and investment. It is roughly equivalent to a private-to-private exchange, bypassing banking and foreign exchange supervision. In terms of technique, this is a knock, and the money does not really flow.

But as mentioned earlier, Ms. Bai's brother has a quota limit and can't provide too much foreign exchange in the short term, and he can't cope with the tens of millions of people that Zhang Yuanyuan, Sun Lili and Hong Tao gather every year, and less than half of them are still in Hong Tao's hands.

What should I do? Hong Tao had no choice but to adopt the most stupid method and invest in real estate.

Although the demolition of the two yards behind his house has not stopped, it has made Hong Tao very annoying, but this incident has also given Hong Tao a wake-up call. Now the yard is not very valuable, and everyone is not very happy to live in a bungalow, whether it is to buy it with money or exchange it for a building, it is very cost-effective.

There are bungalows near Qianhai, Houhai and Jishuitan, which are very large in order of magnitude, and there are always suitable houses for sale. The price is not expensive, a public house of more than ten square meters is about 70,000 yuan for sale, and the private house is slightly more expensive, but the private house is generally the whole yard together, which is more suitable.

This time, Hong Tao didn't go to find a house by himself, he didn't have time, but handed over the matter to two small house bugs nearby. Let them go and find a suitable house for themselves, and there are no requirements for the quality of the house.

The yard is mostly small, the house is not roofed, anyway, after I bought it, I have to demolish and rebuild, if there is no wall, it is good, but also save the demolition and transportation of muck, and save a sum of money to the uncle's construction company.

But there is a hard condition, that is, the whole yard must be sold, regardless of the right to use the public house or the property right of the private house, if you want to buy a yard, you don't need to talk about it.

If you want to say that this kind of thing should be cooperated with the big house bugs, they are wild, not to mention the residents, as long as the profit is big enough, they can even handle the dormitory rooms of ordinary units.

But Hong Tao was reluctant to let them intervene, just because they were wild, and in order to reduce costs, they would play with their lives to toss the original residents, and they did everything they could.

I don't lack that money now, although the lack of virtue is not done directly by myself, and the indirect work is not a lack of morality. A master must have the mind of a master and the spirit of all sentient beings.

Although it may be slower and more expensive for small house bugs to find a house, their way is not so wild, and their methods are not so ruthless. Anyway, I'm not in a hurry, let them find it slowly.

Moreover, these two small house bugs also live nearby, and they are half-familiar with Fei Lin, and they know who they are doing business with. If you have fear in your heart, you won't play too out of line, and you can control it better.

In the past four months, three private courtyards have been successfully completed, and the construction team of the younger uncle is renovating. Now the two of them are talking to the brewery about the relocation of the dormitory building, on the south bank of the pond, three three-story spire buildings.

If you talk about it, there will be a large blue brick courtyard in the future, and the head of the household will hang under the construction company of the little uncle, and then get a property investment management company. To outsiders, these courtyards are still dormitories of a certain unit, but in fact, they are all the private property of Hong Tao and Zhang Yuanyuan. Sun Lili doesn't want so many houses, and her share of the money will be slowly returned to her in foreign exchange in the future.

Do you really want to give these small courtyards to the employees? In fact, it is not to give, but to rent, 100 yuan a month. As long as you still work in the mantis shrimp company for one day, you can enjoy this treatment forever. After retirement, resignation, birth, old age, sickness and death, the company will take it back, and it cannot inherit or transfer property rights.

To put it bluntly, these courtyards have the same meaning as the single dormitories provided in the unit, but whether you are single or not, you can live after meeting several conditions.

In this way, Hong Tao is much more down-to-earth, and the Chinese have always regarded the house as their life, even if it is not their own, it is no different from their own to live for a lifetime. And this is not a unit building, but a small courtyard, a small courtyard of very good quality! As soon as the door is closed, it is a small world of your own home, and there is a yard where you can bask in the sun, plant flowers and plants, and coax children to play, and whoever is not happy is a fool.

Especially for those company technicians who have just graduated for a few years, their pockets are cleaner than their faces, and they are anxious to find a daughter-in-law to marry. They solved the house problem, and half of the matter of marrying a daughter-in-law was won.

If you have a daughter-in-law, you have to have children, and there are not a few major things in life, so you can solve two of them at once, if you can't keep their hearts, then why should you go, no matter how much you can't move.

Don't think that Hong Tao is making a fool and retaining talents regardless of the cost. To keep is to keep it, but he hasn't reached such a crazy level. He did this because Liu Bei threw the child and invited people to buy people's hearts!

Although there is not much rent to be collected for these yards, there is a lot of room for appreciation, as long as it survives until the Olympics, each yard will be made of gold, and it is estimated that selling one can recover all the current investment.

The employees are tantamount to helping Hong Tao look at the house, and they have to be grateful if they don't pay their salaries, and they are called by Hong Da and a good person. The mantis shrimp company also has one more killer feature when recruiting and digging into the corners of other companies!

You say that your annual salary is useless, I will give you a yard to live in, right in the center of the city, on the shore of the picturesque Three Seas. There must be some people who would rather have a lower salary than come willingly, or is that the saying goes, the house is life......

"There is money to burn...... Don't save him the construction budget, you can do as much as you want, and you have to pay in advance, and you won't do anything less. In case he collapses one day, we still have money to support him!" Not everyone supported Hong Tao to do this, and the little uncle not only did not support it, but also pulled his hind legs, instigating Hua Bud to raise the price for Hong Tao.

But Hong Tao, the little uncle, who was dragging his hind legs, thought that he was very sensible, discerning, and full of family affection, so he asked Zhang Yuanyuan to pay the money without saying a word. It's better not to be too uniform in everything, and having a few opponents is not only not a bad thing, but also a good thing.