Lawrence saw Jackman's embarrassment and hurriedly spoke to resolve the embarrassment.

"Mr. Shi probably misunderstood, Mr. Fries just wanted to change the living environment. Now that he's retired, he wants to move to the periphery so he can be cleaner. ”

Shi Lei shrugged his shoulders and said with a smile: "Yes, since there is no shortage of money, it will be easy to do." To be honest, the price of this apartment itself is a bit on the high side, and I really can't come up with enough cash. By the way, Tom, if you have a mortgage in the United States, how much down payment do I need to put up to buy this house?"

Tom is honest, after all, he is an agent, and for him, as long as the house is closed, he can get a commission, and it makes no difference to him what the client's payment method is.

"According to Mr. Freese's current offer, Mr. Shi, you need to come up with at least $30 million to mortgage the property and pay it in installments. ”

Tom made it clear that the amount of the down payment is different depending on the selling price, because no matter what kind of price the seller quotes, the house has its own valuation on the bank's side. Before the bank lends money, it must confirm that the price of the property exceeds the loan amount, so that when the buyer breaks the loan, they can auction the property to repay the bank loan.

Generally speaking, the bank's appraisal price will be 10% lower than the market price, and if the homeowner's quotation is exactly the same as the market price, the buyer often only needs to make a down payment of 10% to successfully obtain a loan.

Tom said that Shi Lei needed to come up with 30 million yuan for a down payment, which was actually telling Shi Lei euphemistically that the price of this suite was high, and it was at least 15% higher.

However, as soon as Jackman heard this, he suddenly couldn't sit still.

After all, he is very short of money now, and what he lacks is nearly 100 million US dollars, and if he can mortgage the house to the bank for a loan, he has no need to sell the house at all.

The reason why he did not think about using the real estate in his name to go to the bank for a mortgage was by no means because he was unwilling to bear the high interest on the loan, but because if he made a mortgage, the bank would lend the loan after a month or two.

He couldn't afford to wait that long for his creditor to pay off all his debts within five days.

"Does Mr. Shi still need a loan?" Jackman asked, unable to hold his breath.

Shi Lei raised his head, glanced at him, and said in surprise: "Don't you Americans don't need loans to buy houses?" I thought you Americans are the people who know the most about leverage, and a property of more than 100 million yuan is not the best choice to buy it with bank money?"

Jackman was speechless for a moment, indeed, no matter how much money you have, a loan is always the best option, and no one would empty their pockets to buy such a property.

Lawrence hurriedly said: "Mr. Shi, maybe the communication between us did not make this point clear before, and the biggest condition for Mr. Fries to sell this property is that it must be paid in full in a lump sum. ”

Shi Lei listened, nodded, picked up the wine glass in front of him and took a sip.

"Thank you, Mr. Fries, for the wine, and it seems that we cannot agree on it. ”

With that, he stood up and looked like he was about to leave.

Jackman was suddenly anxious, he looked at Shi Lei, and said, "100 million, pay in full!" ”

Shi Lei sighed and said, "According to Tom's words just now, the appraisal price of your house made by the bank is probably more than 100 million. So, Mr. Fries, your offer doesn't impress me, and I haven't talked to you about the price yet. The problem now is that you need to pay in full, and I can't pay the full amount, it's a chasm that can't be bridged. For the sake of both parties, let's not waste time on each other. ”

Tom was actually surprised, could it be that Shi Lei had guessed correctly? Jackman was really short of money to such a point? And he was still in a hurry. Otherwise, the bank loan will only be a matter of a few months, and he can't even wait for this time.

Under such circumstances, Tom also understood that the house might be difficult to sell, so he also stood up, bowed deeply to Jackman and Lawrence, expressed regret, and caught up with Shi Lei's footsteps.

"Mr. Shi, how much down payment can you take out at most?" Jackman was also really anxious, he spread the news that he wanted to sell this house, although it was only a little more than a day, but Shi Lei was the only one who was interested.

And he understands that under normal circumstances, if you want to sell such a mansion, you can't make a deal in half a year, and if Shi Lei really leaves, he will be blind.

It's not that he hasn't tried, discussed with creditors, and used his house to pay off his debts.

However, his creditor's offer for this house was only 50 million US dollars, which was simply taking advantage of the fire, and it was impossible for him to give this house to others for 50 million yuan.

Shi Lei turned around, smiled slightly, and said, "For me, of course, the less the better." What can be done with 10 million, there is really no need to come up with more. ”

Jackman stood up and caught up with Shi Lei, he seemed to be hesitant and entangled, but finally said: "Mr. Shi, in fact, you have already guessed just now, and I won't hide it from you, I really need a sum of money now." I think Mr. Shi should be a person with enough strength. The price is negotiable, but how about asking Mr. Shi to pay in full?"

Shi Lei seemed to think about it and said, "Okay, let's talk alone?"

Jackman was stunned, he didn't understand why Shi Lei wanted to talk alone, wasn't it just to buy a house?

But in order to close the deal as soon as possible, in order to seize Shi Lei's only chance to help him pay off his debts, he still agreed.

"Shall we go to the study?"

Shi Lei nodded, followed Jackman, and went to the study together. In the living room, Tom and Lawrence looked at each other, also confused.

Entering the study, Jackman saw that Shi Lei wanted an environment where there was absolutely no third pair of ears, so he turned around and closed the door.

"This study is specially soundproofed, so no one can hear our conversation. ”

Shi Lei nodded, sat down, then looked at the study, and said: "As far as I know, Mr. Fries is the core figure of a consortium, you won't feel nervous even about 100 million US dollars, right? With your net worth, with your status in the United States, just 100 million US dollars, how could Mr. Fries let himself fall into such an embarrassment?"

Jackman looked at Shi Lei and sighed deeply, he had absolutely no way to answer this question.

Shi Lei didn't expect his answer either.

"I owe a debt and I am repaid within a time limit, and I can't wait for the bank to lend?" Shi Lei asked again.

Jackman didn't have anything to hide from this, he nodded, and said with a wry smile: "As Mr. Shi guessed." ”

Shi Lei shrugged his shoulders and said, "Actually, I'm not all guessing, or rather, my guess is not at this point. ”

"Hmm, what do you mean by Mr. Shi......?" Jackman was puzzled.

"Before that, I had a guess that a series of things had happened in Tayastan recently, the biggest of which involved a European consortium. As it happens, I have a lot of past grievances with this consortium, and I learned that there is an American consortium that is also deeply involved. Before I came, I heard that Mr. Fries was going to sell his house, and I wondered if your consortium would be the one caught in the Tayastan affair. Now it seems that it should not be wrong. ”

Jackman was taken aback, his eyes widened, looking at Shi Lei, it seemed that he had endless words to say, but he couldn't say a word.