Chapter 81: Loans
The cap man died.
No one knew his name from beginning to end, and no one cared, at least in Rongdu.
Li Jing didn't know that after he experienced an assassination, Black Scorpion and others solved a hidden danger for him.
It's not that he hasn't experienced blood, on the contrary, such a life can stimulate his deep desire to fight. The reason why I was afraid of trembling just now was more because of Xinxin.
Because it is not clear whether the other party's target is him or Xinxin, judging from the trajectory just now, it is impossible to distinguish for a while, and it seems that both are possible.
Just a little bit, Xinxin may have an accident.
It was also from this incident that he realized the seriousness of the matter. When the danger is not removed, he should minimize appearing in public with his parents, relatives, and Xinxin.
Although today's killer seems to be trying to kill him and Xinxin, he still has some estimation in his heart, and it should be more likely to rush him.
dialed the phone again, and Zhou Yanan answered.
"I want to see a black scorpion. ”
……
As the head of Tianwang Entertainment, he called the manager of the bank a few days ago, and the other party naturally did not go to work on weekends, so it was logical to make an appointment on Monday.
For this amazing company, which has only been established for a long time, but has a high turnover and profits, during this time, it has frequently received calls from major banks.
There is only one purpose.
Loan.
This is one thing he has always wondered about, and he has always been puzzled.
A company only needs to take out a loan when it loses money or is in trouble, and the company in this situation is blacklisted by the bank. However, some profitable companies frequently receive loan business calls from banks. However, they should know that since it is a profitable company, they naturally do not need a loan!
This problem was not slowly straightened out until he actually opened the company now.
If the company is satisfied with the status quo, it naturally does not need a loan, but such a company is often not very viable. As long as you want to develop a good company, you will inevitably lay out the future, and the process of this layout, whether you are preparing for an IPO or developing a product, requires extremely large funds.
Tianwang Entertainment is no exception, such a newly established company, because it is not cheating and slippery in taxes, and the monthly tax payment figure is scary, of course, it is compared in companies of the same size. In this case, it is natural to receive a lot of calls from banks.
After learning of the unilateral resignation of the financial director of Literature Online, he immediately contacted the bank.
Li Jingyue is the manager of Huafeng Bank, a private bank. The main reason for choosing a private bank instead of a state-run bank is that the conditions for state-run banks are too harsh, and on the contrary, there are not so many restrictions on private units.
At the door of the bank, I talked to Manager Mao of Huafeng Bank on the phone, and I just wanted to consult whether it was convenient for the other party now, but the other party learned that he had arrived at the door, so he only said to wait a while, and then ran directly to the lobby.
Mao Weiming is a middle-aged man in his fifties, a little thin, but his eyes are shining, and he can see that he is a very shrewd person.
"Oh, Mr. Li, I'm sorry, I'm sorry, please inside, let's talk inside. Mao Weiming is very enthusiastic, which is rare in most banks.
He didn't say anything, not because he was big, but there were already many people here who heard Mao Weiming's voice and began to pay attention to the two of them, and he didn't want to talk to each other in public.
After passing through the two doors and coming to the financial management area inside, Mao Weiming has an office that is slightly larger than others, and after skillfully making him a cup of tea, the two began formal negotiations.
"Yesterday, I heard Mr. Li say that you need funds here, I don't know how much you need?" asked Mao Weiming
Li Jing took a sip of tea, "Thirty-five million." ”
In fact, he only wants 20 million in his heart, but all banks have a urine nature, it is impossible for you to say how much you borrow, he will approve as much as you want, this rule is common to everyone, but it doesn't matter if you are a small entrepreneur or an ordinary person.
Of course, some big entrepreneurs are a different story.
Mao Weiming was prepared in his heart, and he was not surprised. The largest list he has ever made is 67 million, so now the list of more than 30 million has made his heart bloom, but it has not made him lose his temper.
Corporate loans, many of which are collateralized by the company itself, but in this way, the bank is not very cold now, first, he cannot determine the sustainable profitability of your company in a short time, and second, it depends on whether your company has an actual industry.
Many companies hang an empty shell and set up a fake project, so they want to ask for money from the bank loan. Today's banks are only trying to prevent this situation, so they must understand what the company has that is worth lending to them during the review process.
He took out his mobile phone, flipped out the photo album, and then clicked on one of them, and handed the phone to Mao Weiming.
"This is the copyright proof that our company already has, and every photo represents a work. There is also my share registration in Lee's Real Estate, you can check it, and by the way, help me estimate how much I can borrow?"
In fact, enterprises have achieved a certain level, and in many aspects the state has policies, such as the entertainment industry, which is an emerging support industry, and now whether it is the film and television industry or the comics industry, the state has corresponding support policies. Policies are tendentious, and naturally they are also extremely cautious in controlling them.
For film and television, it has been slowly liberalized in recent years, but for comics and these, it is still in a state of strict control. The policy is also similar to the pilot and implementation policies implemented by the local government one or two decades ago.
Although everyone knows that the country will definitely open the threshold of new culture at some point, just as the censorship standards for film and television were relaxed in the first place. But when exactly will this pilot end, it is still a fog to see the flowers and finally a layer apart.
Mao Weiming looked at the photos carefully, and had a preliminary estimate in his heart.
The customer in front of him, although he took out a loan in the name of Tianwang Entertainment, Mao Weiming naturally knew the weight of this prince of Li's real estate.
They Huafeng Bank is located in the east of Rongdu City, which is not like the south of the city, there are not so many giant enterprises, and it has always relied on a few famous schools to maintain certain bright spots. In this context, their area is full of knowledge of the abandoned factory site that is about to be developed by Lee's Real Estate, and they all want to see the muscles of this Lee's Real Estate.
At this time, he, a small manager, naturally would not resist Li Jing.
The two chatted very happily, Mao Weiming did not hide it from him, and bluntly told him that he could borrow seven or eight million just for his copyrights, and if you add the guarantee of Li's real estate, one or two million is still no problem.
Just as he was sitting in the bank talking about the loan, Chen Liu walked into a villa area in Yanjing, and then walked into a villa familiarly.
The owner of this villa is the majority shareholder of Literature Online.
Wang Dongyang.
……