Chapter 349: Huge Loans

That pattern, it's a golden apple!?

How can it be!

Jiang Chen's first reaction was that he had read it wrong, and wanted to reconfirm the pattern on the ring, but Carmen had already let go of his hand. Due to the angle, he could not see the front of the ring.

"Once the review process is complete, $1 billion will be credited to your company's account. Of course, I believe that there are no more problems. To celebrate the success of our partnership, can I invite you to lunch?" said Carmen with a smile.

"It's a great honor. Jiang Chen smiled politely, hiding the shock in his heart behind this smile.

Why?

Could it be that the Rothschilds have some ulterior secrets with the golden apple? No, the golden apple is obviously in the U-235 submarine, and it can be seen from the diary of the Third Reich officer that this golden apple should be protected by the Third Reich as the "last card." How could a Jewish family come into contact with such a thing?

Could it be that Hitler snatched the golden apple from them? No, it doesn't make sense

Suddenly, a trace of strangeness flashed on Jiang Chen's face.

He suddenly found that he was really bored with this kind of thing.

Whatever that empire ever plotted, 70 years have passed since that history. He knew it from the diary, and until the last moment the owner of the golden apple didn't know exactly what to do with it. Although that country may have unilaterally received some black technology, they have also been annihilated in the long river of history.

Carmen didn't notice the abnormality on Jiang Chen's face, and warmly invited Jiang Chen to sit in his special car. The black bodyguard sat in the driver's seat consciously. And his secretary sat in the passenger seat.

Although the bodyguard didn't say a word the whole time, Jiang Chen smelled a hint of danger from him.

The strength of this man is very strong. At least it should be on the same level as Nick. However, this person is different from Nick's taciturn introvertedness, and the murderous aura of the whole person is in an undisguised state. It's as if the whole person is a war machine.

It seems that the bodyguard of the Rothschild family is not a simple character.

Jiang Chen and Carmen sat in the back row, and the two chatted with Hu Tianhai along the way. Carmen spoke very good Chinese, better than Roberts' guy, and was very good at talking.

Soon, the car drove to its destination, the Catalan restaurant.

This restaurant is also well-known among the upper class society of Hong Kong, and you can see it from the elegant decoration and the elegant temperament of the waiters. Looking at the respectful expression of the waiter who received the two of them towards Carmen, Jiang Chen suspected that this restaurant should also be one of the properties under the name of the Rothschild family.

Walking into a private room, I ordered food for a while. The waiter brought the delicate dish to the table. The two were eating and chatting.

"Oh yes, I suddenly remembered the bet we made. I still owe you a Maybach EX. Carmen said as she gracefully dismembered the Mediterranean red shrimp on her plate.

When the contract was signed, Carmen made a bet with Jiang Chen. If Jiang Chen can deliver the goods before May, he will give Jiang Chen a Maybach EX - limited to 5 vehicles worldwide.

Jiang Chen was slightly stunned.

Khan, he had almost forgotten about it.

"I wonder if Mr. Jiang is available in October?" said Carmen.

"It's not good, what's the matter?" Jiang Chen asked.

"At the Munich Motor Show in October, Daimler will be a sponsor. The five Maybach EXs will be on display at the show. One of them is yours. If Mr. Jiang has time, I have an invitation here. ”

"Even if I don't have time, I'll find time to participate. Jiang Chen said with a smile.

Carmen also smiled slightly. He was obviously very satisfied with Jiang Chen's acceptance of the invitation.

Lunch came to an end. Carmen put down her fork and gracefully picked up the cloth and wiped her mouth.

"Speaking of which, does Mr. Jiang mind bringing up business matters during mealtime?"

"Of course not. Talking about business at the dinner table is one of the traditions of China. Jiang Chen said.

"Then I'll get straight to the point, although the Rothschilds have a huge estate. But the roots are still in the banking sector. I heard that Futureman International has just undertaken a big project of 10 billion dollars, I wonder if you need a little help?" said Carmen with a smile.

"Oh, I don't know how it helps?" Jiang Chen asked knowingly with interest.

"Eight billion dollars in loans. Five-year term at 4.15% p.a. I wonder if Mr. Jiang is interested in this loan?"

The annual interest rate of 4.15% can be said to be very favorable compared to the 4.28% annual interest rate offered by several other banks that Jiang Chen contacted. Don't underestimate the 0.13% gap, for a large loan close to 10 billion, even a 0.1% interest rate fluctuation means a fluctuation of tens of millions of dollars.

"Eight billion dollars?" Jiang Chen fell into deep thought.

"If Mr. Jiang disagrees on the amount, we can discuss it and then make adjustments. Seeing that Jiang Chen did not give a reply, Carmen added.

Eight billion dollars is indeed not enough, but few banks are willing to lend more than 10 billion dollars to future technology. Even if a few banks agreed, they put forward additional conditions such as showing the specific purpose of the loan and listing it on the NASDAQ.

Really sleepy to send a pillow, Jiang Chen thought in his heart for a moment, and then had an idea.

"Eight billion dollars is probably not enough, I wonder if Mr. Carmen is interested in doing a bigger business?" Looking at Carmen, Jiang Chen smiled.

"Of course I'm interested, I don't know what Mr. Jiang's proposal is?"

"The $30 billion loan, secured by 99% of Futures Technology shares, has a three-year term. Jiang Chen calmly dropped a bombshell.

Carmen's pupils constricted, and she held her breath, but quickly regained her suave look.

Jiang Chen watched with satisfaction as the expression on his face changed.

He knew that Carmen was already tempted.

After a long silence, Carmen slowly spoke.

"No problem, we are very interested in AI technology and are optimistic about your company's prospects in this field. It's just that this $30 billion is not a small amount, I'm curious, how can you pay it off in three years? At present, the market share of Future Man 1.0 is close to saturation, and at the current rate of technology elimination, your company wants to further expand its profitability, I'm afraid it's not so easy, right?"

Jiang Chen was surprised, he really didn't expect Carmen to agree so simply. As he said, $30 billion is not a small amount. Although the Rothschild family has a large family business, it is not blown by the wind.

"That's my problem. But I have a hunch that I may not be able to pay off this loan in less than three years. Jiang Chen smiled and did not answer Carmen's question directly.

There are still more than 50 years to go before the emergence of primary artificial intelligence, and even if the speed of scientific research in this world is faster than that of the end of the world due to various factors such as a pluralistic political landscape, it is unlikely that this technological gap will be crossed within ten years. Because the advent of primary artificial intelligence is not only a technological progress in the field of IT, but also a comprehensive result of technological progress in sociology, psychology, humanities and social sciences, as well as biology and medicine.

In the case that Jiang Chen did not disclose the artificial intelligence database, as far as the field of artificial intelligence is concerned, it is impossible for Future Man 1.0 to be surpassed. So Carmen's fears simply did not hold out in a short period of time.

However, with the profitability of Futureren Technology alone, there is definitely no way to repay this loan within three years. But will Jiang Chen lack a way to make money? He has no doubt about his ability to repay this loan.

Seeing that Jiang Chen didn't plan to reveal it, Carmen didn't ask any more.

"So what about a 4.5 percent rate? That's the best offer I can offer. Although the interest rate of large loans is generally favorable, it is only if the other party can provide the corresponding assets as security. IMHO, your company will not be able to come up with the assets to guarantee these $30 billion for the time being. Carmen said cautiously.

Lending this money to Jiang Chen was undoubtedly an adventure.

"No problem, deal. Jiang Chen replied without hesitation.

In the future, people need money, and it needs a lot of money. The base of the Panu Islands has been obtained, all development will be accelerated, and the technology of the wasteland will continue to go to the world through the future people.

Don't look at the huge amount of $30 billion is enough to buy ten aircraft carriers, but if he wants to complete the blueprint of the scientific and technological empire in his chest, there is still a big gap.

It's just that Jiang Chen was puzzled why Carmen, or the Rothschild family, was so confident in himself that they lent him this loan without hesitation.

That's 30 billion! It's not Zimbabwean dollars, it's not Thai baht, it's dollars!

It's just that the only thing that makes Jiang Chen a little strange is that from Carmen's calm and elegant smile, he can't see the slightest hesitation.

Jiang Chen's self-confidence stems from his confidence in the scientific and technological resources of the wasteland, but what is this Carmen relying on? Even if it is the Rothschild family, how many 30 billion are there?

Although he was grateful for Carmen's help, he always felt that something was out of the ordinary. (To be continued.) )