When Lu Min heard the word "naked strip", his face turned pale. Pen % fun % Pavilion www.biquge.info

"Brother Tian, I really can't help it, can I have a few days of grace?" Lu Min began to plead.

"How much she owes you, I'll give it!" Xiang Zuo saw that Lu Min's debt did exist.

"Brother Xiang, I'll solve it myself, I have!" Lu Min ruthlessly took out the tuition and living expenses in his bag, and said in his heart that if the tuition fee is not good, he will owe a little first, and go to work part-time on weekends to pay it back slowly.

"That's it, your brain isn't bad, is it?" Unexpectedly, the red hair glanced at the more than six thousand yuan in Lu Min's hand and said coldly.

"Ahh Lu Min was a little stunned, and said tremblingly, she has more than 6,000 in her hand, no matter what, it's enough.

Xiang Zuo was also a little stunned, he borrowed 2,000 yuan, and now it is not enough to pay back three times? This is much higher than the underground bank.

"You originally had a loan term that expired at the end of the last semester, and you said that you had no money to give you a reprisal, and a vacation is nearly 50 days, and our interest is accumulated every day, understand?" 、

Then he raised his mobile phone and said to Lu Min: "Look for yourself, it's 21,000 yuan now!"

Xiang Zuo gasped when he heard it, the underground money bank or something is weaker than this, what kind of loan is this red hair putting?

"Huh?" Lu Min was dizzy when she heard this number, and almost fainted, she never thought that the interest on the short vacation had increased more than ten times, didn't she say that the late fee was three thousandths when she took out a loan before, so the calculation was more than two thousand at most.

"Please ask, what kind of loan are you here, and how is the interest calculated!"

Xiang Zuo had a plan in his heart and asked.

"Shout, Kaizi will pay you back, it seems that you have gained a lot this holiday!"

Selling goods all over the place, small inches, I can't see any strength, he should be an ordinary person, definitely an ordinary person!

The red hair made this conclusion after a few glances, they often also watch people cook, if people are easy to bully, all kinds of interest or something are completely up to them, if they are stronger, of course, say otherwise.

Since it is an ordinary person, then treat it the way it is treated.

"Don't talk nonsense, this is my brother Xiang!" Lu Min suddenly became anxious when she heard Hongmao say this, and all Lu Yuan's comrades-in-arms were regarded as her elder brother.

"I don't care what brother you are, twenty in one, if your brother has something to say, if not, let him get out of here as soon as possible! The naked strip must be beaten today! After playing the naked strip, not only can the loan term be extended for half a year, but also the loan amount can be increased!"

"Don't be angry, I just want to know how these two in case came from, if it is reasonable I will definitely give it to you!" Xiang left suppressed the anger in his heart.

"The principal of two thousand, you know, and then there is a calculation formula for the interest thing, I don't understand, anyway, plus the reminder fee is 20,000, if there is, the speed will be given, and I didn't immediately give Lao Tzu a fuck!"

Originally, there were not so many, the interest was three thousandths, even if it was overdue for a summer vacation plus the collection fee was more than two thousand one, he knew this number, but he just liked to multiply it tenfold, anyway, he also had a certificate in his hand, even if the police came to report the crime, he couldn't do anything to him, otherwise he would let him hit the naked strip, and he would make a lot of money anyway.

"You are talking nonsense, the interest is not even more than two hundred yuan, and the collection fee is not more than two thousand one, why do you charge so much money!"

"Why? Just by the contract you signed at that time!" the red envelope reached out and took a printed contract from the person behind him.

Lu Min took it and looked dumbfounded, it was not the contract she signed at all, the first two pages of this contract were the same as what she saw before, but this one had an extra third page, and the name she originally signed on the second page was on the third page, and the third page obviously said that the door-to-door collection fee of 10,000 yuan was obviously written, and the interest was calculated according to six percent of the overdue principal, and it increased with the number of overdue days.

At a glance to the left, you can see that there is a ghost in this contract, Lu Min is a college student, and the interest on this simple loan can definitely be calculated very clearly, and now there is only one possibility in this situation, that is, someone has manipulated the contract.

Then he turned his head and asked Lu Min: "How did you sign the contract in the first place?"

"We all sign contracts on the Internet, that is, they send the electronic version of the contract, we just print it out and scan it and send it over!" Lu Min understood when he finished speaking, this kind of hands and feet are easy to do, not to mention people who specialize in this industry, even he can do it easily.

Could it be that this is the situation of the "excellent student loan" that the provincial department asked him to check, so coincidentally, he just encountered it!

"Excellent student loan" is an emerging online loan, the customer group is aimed at college students, especially female students, the loan is very simple, only need to apply on the website, when applying, you only need to upload your student ID, ID card, and then your phone number, the phone number and home address of your immediate family members, and the amount of general approval is between 2,000 and 5,000.

On the surface, the interest rate is very low, basically three interest, and female college students often overdraft the living expenses given by their families because of the expenses of visiting online shopping malls and real life, so they apply for "excellent student loans" to fill the overdraft of consumption.

However, the debt has always been easy to borrow and difficult to repay, and the more you owe, the more you owe, the overdraft increases month by month, and finally you lose the ability to repay completely.

The so-called nude strip is actually to ask female college students to upload selfie "nude" photos, and then upload them to the website, if they are returned on time, they will be nominally returned to the borrower, and if they are not returned on time, they will be uploaded to some illegal websites, or even sent to the borrower's immediate family.

Xiang Zuo received the task of the provincial department is to investigate the gang behind the "naked strip", before several female college students jumped to their deaths because of the "naked strip" incident, the loan was overdue and unable to repay, and after learning that their photos were distributed, they chose to commit suicide, causing tragic results, which caused great repercussions in society.

At that time, the provincial department had already decided to eliminate these illegal websites and the operating gangs behind them, but the people behind them were very cunning, and when they found the websites, they were able to issue a reasonable loan contract, almost the same as the current one, and they failed to reveal their true colors several times.

It really didn't take much effort to get it, and it was estimated that Xiang Zuo would have to stay in school for a while to find out the clues, but he didn't expect to bump into it as soon as he came, so he turned his head and asked Lu Min: "Is it the student loan?"